Develop Bugs

Is the best buy black tie insurance worth it?

I just got the best buy insurance plan last tuesday because my phone fell n i got chips on it >.>.
but than decided if i get a full body screen protector plus a case(case on the way from ebay =D) i dont think ill be needing the best buy one.
because it is 10$ a month... do you guys think its worth it.
btw is the zagg full max worth it because i am getting it for 12 dollars..

read my post here:
forum.xda-developers.com/showthread.php?t=741045&page=6
sorry i can't post links

Just think, if you keep your phone two years... $240 on insurance.
Half the cost of the phone.
It's almost ALWAYS a better investment to spend the $20 on a case and then pocket the $10/mo into your own personal "insurance fund".

True.. Because today im going to best buy n decide there.
Well wht about the att one.. How does it par even though it has deductibles

acandia007 said:
True.. Because today im going to best buy n decide there.
Well wht about the att one.. How does it par even though it has deductibles
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$125 deductible... $5 a month is half as much, so $120 over two years. $120+$125= $245
It's a wash but based on the fact the BB doesn't have deductibles it might be cheaper if you have to replace it twice.
But all in all, you can insure yourself to death, I vote just get a $20 case and call it good.

you guys are funny.......
www.squaretrade.com
and stop overpaying for insurance on electronics!!!! use www.RetailMeNot.com to get coupon codes, seriously people.......

I have it because cases are gay.

GarciaM25 said:
you guys are funny.......
www.squaretrade.com
and stop overpaying for insurance on electronics!!!! use www.RetailMeNot.com to get coupon codes, seriously people.......
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ST only insures the money spent on the device, not the device itself. Check facts before posting.
Also, BB warranties obviously only apply to BB purchased devices.

TexUs said:
ST only insures the money spent on the device, not the device itself. Check facts before posting.
Also, BB warranties obviously only apply to BB purchased devices.
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ummmmmm, WHAT? so you're telling me that when my TyTN II died the first time under SquareTrade's warranty and I paid $750 for it, giving me back $750 after a year and a half was........ not what I wanted? Check YOUR facts before rambling....

GarciaM25 said:
ummmmmm, WHAT? so you're telling me that when my TyTN II died the first time under SquareTrade's warranty and I paid $750 for it, giving me back $750 after a year and a half was........ not what I wanted? Check YOUR facts before rambling....
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I bought my Captivate on a pricing error for $299.
Guess how much SquareTrade will cover? $299. If my device dies, they'll cut me a check for $299 because the retail $499 price is too expensive.
So check YOUR facts, please.
Let's also assume a $499 device had a $300 repair done to it. They devalue your coverage by that much, so now you've only got $199 left. So now let's say your device breaks completely. Well, you've only got $199 coverage left, they'll cut you a check for $199 and you're SOL on the rest.
Again, like I said earlier, they insure your money invested, not the device. So please stop talking out of your ass when you have no idea.

Insurance is always offered at a rate which would make the provider money. So no, you couldn't convince me that any phone insurance out there is "worth it."

TexUs said:
I bought my Captivate on a pricing error for $299.
Guess how much SquareTrade will cover? $299. If my device dies, they'll cut me a check for $299 because the retail $499 price is too expensive.
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CLOSE, but they don't cover the $299 because $499 is too expensive, moron, they cover it because THAT'S WHAT YOU PAID! You don't go to the dealership and buy a $40K car then tell your insurance company "well, it's worth $80K, but I got a good deal on it because of a pricing error" - sucks you couldn't buy it for $275 like everyone else who early upgraded
How do you think insurance works? Seriously, what the hell.....
TexUs said:
Let's also assume a $499 device had a $300 repair done to it. They devalue your coverage by that much, so now you've only got $199 left. So now let's say your device breaks completely. Well, you've only got $199 coverage left, they'll cut you a check for $199 and you're SOL on the rest.
Again, like I said earlier, they insure your money invested, not the device. So please stop talking out of your ass when you have no idea.
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Where are you getting this information from??? Here's how it REALLY works since you're just going to make up whatever the hell you want here..... I bought a $750 TyTN II and insured it for the full amount I paid. After a year and a half, my keyboard buttons started sticking - called them up, they said they could fix it in 5 days or refund my purchase price if they couldn't (the full $750!), just how it states on their website. They sent the phone back with the Tilt keyboard instead, and the buttons were in the wrong place, so I sent it back to fix it right or pay me the $750. They couldn't get the keyboard in the 5 days, so they sent me $750 back to my PayPal account!!!!!! Furthermore, since they screwed up, they also added in the purchase price of the warranty which they have NO problems doing (they refunded it back to me on a separate occasion too, but your little brain can't process that much info all at once). Directly from their website:
100% Parts & Labor Coverage with Zero Deductibles.
We pay you full item cost if item can't be fixed.
A $50 deductible applies on ADH-related claims for Cell Phones only.
Reimburse: For most items below $500, or it's going to take too long or is too expensive to fix, we'll pay you the replacement price of your item. We give you a free shipping label to make it easy to send in your item. Once you've shipped your item to our service depot, we will repair it within 3-5 days and then ship it back to you at no cost to you.
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So WHERE do you get the fact that once they do a service (replace my keyboard) that they deduct the money involved in the service??? They cancel the warranty if your plan requires a refund of the purchase price of the device, but that has NOTHING to do with subtracting the amount of money spent in repairs........

GarciaM25 said:
CLOSE, but they don't cover the $299 because $499 is too expensive, moron, they cover it because THAT'S WHAT YOU PAID!
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Exactly like I originally stated. They warrant the amount invested but not the device.
GarciaM25 said:
You are such a BS'er - where are you getting this information from???
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How about their own terms?
Now maybe perhaps you can shut the hell up and go back to being ignorant.
Mechanical and electrical failures that occur during normal use of your item. Your item is covered for up to the full purchase price of your item (tax and shipping are excluded).
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The total value of your warranty is in most cases equal to the purchase price of your item. For every valid claim filed against your item for which we provide repair services, the total value of your coverage is reduced by the cost of the repair services rendered. In the event a valid claim is filed with us and repair costs are estimated to exceed the current value of your warranty - the balance of your warranty value will be offered instead.
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In the case of Squaretrade, you can always go up to the $599 device plan and they will pay for your $499 device if need be.
They have multiple tiers. I'm thinking of getting the middle tier for their smartphones and if I need to, and I'll pay the difference if it's above that amount to replace that phone.

gerbick said:
In the case of Squaretrade, you can always go up to the $599 device plan and they will pay for your $499 device if need be.
They have multiple tiers. I'm thinking of getting the middle tier for their smartphones and if I need to, and I'll pay the difference if it's above that amount to replace that phone.
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Wrong.
What part of "Your item is covered for up to the full purchase price" do you not understand?
In the case of subsidy, the "full purchase price" will be the MSRP (which is shown on your receipt), but outside of that "full purchase price" is the amount paid.

thedon809 said:
I have it because cases are gay.
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Me too
Sent from my captivate

I have no case and no insurance.... I will deal with things as they happen. I hate cases, and I find the cost of insurance to high; over the 2 year life of the phone contract I would be paying for a second phone (at subsidized rates).
No other products have such high insurance rates. You don't pay $20,000 in insurance fees over the loan period of a car (5 years) or even over the normal usage duration (10 years) of a car.
But small personal electronics are lost and dropped in toilets all the time (apparently) so the insurance companies have to be able to cover all these people and not go out of business.
The best strategy is to buy these things when they are 6 months old and get the By One Get One offer - then you have a backup.

TexUs said:
Wrong.
What part of "Your item is covered for up to the full purchase price" do you not understand?
In the case of subsidy, the "full purchase price" will be the MSRP (which is shown on your receipt), but outside of that "full purchase price" is the amount paid.
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Insurance at $144 or so covers $599 via their Premium Smartphone insurance. You paid $499 for the Captivate without subsidy. Last I checked, $499 is less than $599.
So you would be covered for $499 when/if the need arises.

ill try to be impartial answering this. yes its worth it. 240 over 2 years may be half the price of the phone, but thats still less than full price of the phone if you want to buy it outright after destroying it.
no deductible, no limit to claims. only thing my customers dislike is the wait time while it is out for service, an issue for most customers and not wanting to put money down on a loaner phone. shouldnt be an issue with the common XDA forum poster...we all have tons of phones lying around we can use in the meantime.
i get a wicked good discount on phones through work and I dont pay any cell bills and i have the 4 major carriers. and i still get the Black tie protection on all my phones

I have the best buy insurance as well and I chipped my phone, think I can get a new one? Ha.
Sent from my SAMSUNG-SGH-I897 using XDA App

30Days Guarantee still on Best Buy's Subscriber Agreement

I was reading over the contract that I received after doing my upgrade this morning at Best Buy. I notice the $36 activation fee, the $350 advance devices ETF but still 30 days Sprint guarantee to opt-out. Wondering if this is the same with other people that activated with BestBuy also? Also if Sprint store activation still have the 30 days?

Negative..14 days to opt out, after 3 days you have to pay restocking fee, $350 early termination fee at Sprint store. They just went over this with me
Sent from my SPH-D700 using xda premium

California law requires 30 days for return

Were talking about best buy store not sprint store. I was told 30 days from best buy, were I bought my epic touch. Best buy also has a 30 day price guarantee.
Sent from my SPH-D710 using XDA App

My best buy rep said that there is a fifteen day return to get out of the contract, but it is the normal 30 days if anything goes wrong. But I spend to much money in best buy so I am premier silver reward zone customer so I get 45 days. So that made me happy.
Sent from my hand crippling Epic 4g Touch

kali323 said:
California law requires 30 days for return
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I'm glad you posted this. People in our state need to know their rights. We DO have 30 days. I believe this is because of AB1010 in 2006 or 2007, but not sure.

I saw and heard the girl at BestBuy bring out the new Sprint subscriber agreement and thought boy am I glad I didn't get one of those. But yes they are active at BestBuy. I'm sure they will still enforce it with me even thought I didn't get one.

princessakiki said:
My best buy rep said that there is a fifteen day return to get out of the contract, but it is the normal 30 days if anything goes wrong. But I spend to much money in best buy so I am premier silver reward zone customer so I get 45 days. So that made me happy.
Sent from my hand crippling Epic 4g Touch
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There isn't 15 day opt-out anywhere on the contract, it stated 30 days. If can please recheck your paperwork to verify.

nunyabiziz said:
There isn't 15 day opt-out anywhere on the contract, it stated 30 days. If can please recheck your paperwork to verify.
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Looks like u got 30 days then.
Sent from my SPH-D710 using xda premium

kali323 said:
California law requires 30 days for return
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SERIOUSLY WTF happen to the LAWS!!!!! like I mentioned in another thread, is there not just a California Law, but a FEDERAL law created by the Federal Trade Commission that generalized the 30 day return policies for ALL BUSINESS SALE AND TRADE. its there for the good reason so business's cannot take advantage of Consumers RIGHTS for sale of faulty goods and or services. This is to prevent them from STEALING your money.
I guess companies are really getting bold right now that the economy is so messed up they are feeling too Arrogant that people don't have money to take them to courts or something.
Wake up people our freedoms are getting taken away from us slowly.

©ertifiedMuffDiver™ said:
SERIOUSLY WTF happen to the LAWS!!!!! like I mentioned in another thread, is there not just a California Law, but a FEDERAL law created by the Federal Trade Commission that generalized the 30 day return policies for ALL BUSINESS SALE AND TRADE. its there for the good reason so business's cannot take advantage of Consumers RIGHTS for sale of faulty goods and or services. This is to prevent them from STEALING your money.
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Federal law pretty much says that if you purchase an item and it isn't defective, its yours unless the store wants to be nice and exchange it for you. Sprint can say "All sales are final. No returns," if they want to, unless the item is defective.
Individual states may grant more rights, of course. Like California.

nunyabiziz said:
There isn't 15 day opt-out anywhere on the contract, it stated 30 days. If can please recheck your paperwork to verify.
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No I was not telling you what was on the paper work, I was only stating what he said.
Kiki
Sent from my hand crippling Epic 4g Touch

nunyabiziz said:
I was reading over the contract that I received after doing my upgrade this morning at Best Buy. I notice the $36 activation fee, the $350 advance devices ETF but still 30 days Sprint guarantee to opt-out. Wondering if this is the same with other people that activated with BestBuy also? Also if Sprint store activation still have the 30 days?
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Got my ET4G on friday from best buy mobile and mines says that I have 30 days too. I asked the guy about it and he said its still 30 for them.
Sent from my ET4G using XDA App

vincey2kr1 said:
Were talking about best buy store not sprint store. I was told 30 days from best buy, were I bought my epic touch. Best buy also has a 30 day price guarantee.
Sent from my SPH-D710 using XDA App
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BestBuy is NOT the service provider. You have 30 days to return the phone, fine, but 14 days to cancel service and not be held liable to the contract term. Don't confuse the two. Be careful and triple check the details with Sprint directly as well. Never hurts.

LordLugard said:
BestBuy is NOT the service provider. You have 30 days to return the phone, fine, but 14 days to cancel service and not be held liable to the contract term. Don't confuse the two. Be careful and triple check the details with Sprint directly as well. Never hurts.
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This.
14 days, you can backout of the whole kit and caboodle.
14-30 days, you can return the device but...you have to keep the line.
Sent from my SPH-D710 using xda premium

LordLugard said:
BestBuy is NOT the service provider. You have 30 days to return the phone, fine, but 14 days to cancel service and not be held liable to the contract term. Don't confuse the two. Be careful and triple check the details with Sprint directly as well. Never hurts.
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Yes Best Buy is not the service provider, this was understood by myself. Best Buy have you to agree to a contract and who is this contract for? Sprint. It doesn't matter what the Sprint's store or even Sprint.com has as their Subscriber Agreement. I didn't sign or agree to those terms. While in most parts BB's contract might be the same as Sprint but I only agree to the term in the one provided to me by BB for Sprint. It's clear that Best Buy did update the terms of their contract for Sprint subscribers as the ETF is now $350 for smart devices. The way that I see this is if there were to be an issue with the 15 or 30 days Best Buy would have to resolve it and not Sprint.

BestBuy can't resolve anything with the service contract term, as the service is provided by Sprint whether BestBuy makes a "honest mistake" or not. They can only resolve any 14 or 30 day return issue with the hardware.
So if you're going to rest on the laurels that if BestBuy makes a mistake and tells you 30 days cancellation when in fact it's 14 days and then BestBuy has the power or ability to "fix it" on their own, think again. All BestBuy can do to fix their boo-boo is call into to a Sprint customer care line (like any customer would do as well) and try to explain that they made a mistake. A word is good enough for the wise.

Yeah our (Sprint) activation fee went up to $36.00, but that's to ensure the monthly cost is going to stay lower.
Exchange policy changed to 14days verses 30 I believe they did this to reduce some overhead of people returning the phones. There is a $35.00 restock fee.
If you want to return the phone do it with in 3 days that's the only way for the activation charge to be refunded.
Now keep in mind guys/gals if you bank with a credit union you get 10% off your monthly bill, and you don't pay the activation fees.

Did your T-mo store say "$50 restocking fee"

Amazon is selling the GSII for $199 which is $124 including taxes etc.
Don't we have 14 days by law?

I can verify that. They did say $50 restock fee. And yes law mandates 14 day buyers remorse time frame.

Its not illegal. They take it back and charge a "fee".
Sent from my SGH-T989 using xda premium

Can anyone cite exactly which law allows consumers 14 day "buyers remorse?"
FYI, my local T-Mobile store also said $50 restocking fee on both the HTC Amaze "Ruby" 4G and the Samsung Galaxy S2.

mine said 50 dollars also

I used to work for an independent sprint store & we had a restocking fee too. We did it because we had people every month who would buy phones, use them for exactly 30 days & then "change their mind". We couldn't resell them & we had to eat a ton of cost every time. Those fees serve as a deterrent to that kind of behavior. No, it's not fair, but don't blame the carriers, blame the scammers.

Each device should come with a tag on the box that has the 50 dollar restocking fee notice. I work for T-mo and we have it on each and every box.

z31k said:
Each device should come with a tag on the box that has the 50 dollar restocking fee notice. I work for T-mo and we have it on each and every box.
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You're on Sprint? Ew. Yeah, I'll confirm I've seen the $50 stickers on the boxes. It's not a law. It's a policy. Company makes the policies.

They recently went up from practically nothing to $50 to prevent people from buying and returning phones. It sucks but thank the people that did it often enough for T-Mobile to notice significant losses.

I think it was becuse of LG G2X.
Sent from my SGH-T989 using XDA App

Try Getting It Waived BEFORE you buy
kabuk1 said:
I used to work for an independent sprint store & we had a restocking fee too. We did it because we had people every month who would buy phones, use them for exactly 30 days & then "change their mind". We couldn't resell them & we had to eat a ton of cost every time. Those fees serve as a deterrent to that kind of behavior. No, it's not fair, but don't blame the carriers, blame the scammers.
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Then they should allow you ONE time in 6 mo period to weed out the scammers from the legit ppl just trying to decide.... Once again "everyone gets penalized for the behavior of a few"....
This might work for you, it worked for me when the sales person advised me of the $50.00 restocking fee" (Are they nuts?!) ...Get a manager & explain, just negotiate it beforehand, (oftentimes your negotiating powers are better when you are BUYING a phone, rather than when you're RETURNING it : )
Tell the manager T-Mobile service was spotty the last time you had it and you're wanting to see if its improved. Mgr i spoke to said he would waive the $50.00 upon return,if the coverage was not improved since my last go round. (i got him to write it on receipt and sign it ; ) (He had no choice, i told him his only other option was, "i kidnap him & his phone and drive around town with them to see how coverage was"...lol
Ms. D

Ms.Dummbunny said:
only other option was, "i kidnap him & his phone and drive around town with them to see how coverage was"...lol
Ms. D
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LOL, hillarious

I was also told about 6 times that there would be a restocking fee, not complaining though. Just thought it was funny that he kept repeating it yet it was the first SGSII box he had opened for a customer

Ms.Dummbunny said:
This might work for you, it worked for me when the sales person advised me of the $50.00 restocking fee" (Are they nuts?!) ...Get a manager & explain, just negotiate it beforehand, (oftentimes your negotiating powers are better when you are BUYING a phone, rather than when you're RETURNING it : )
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when i bought my S2 full price with 30$ prepaid plan, the sales lady never mention about return policy or 50$ restocking fee but she did say "you want me to remove that screen cover for you?", i said no, that' fine. is she nuts!?

Yes, at the T-Mo store where I bought my out of contract, I asked about the return policy. Since I'm in California, I get 30 days, but have to pay a $50 restocking fee if I return it.
I think if you buy the phone w/ contract, the re-stocking fee is waived.

Bought at full price. There was a big sticker on the box that says $50 restocking fee. I'm in CA.

Yup all smartphones have a 50$ re-stocking fee. There are also re-stocking fees on mobile broadband products and feature phones.

People run businesses not charities. The $50 fee is not bad
Sent from my SGH-T989 using xda premium

Does the restocking fee apply to phones that have not been opened or used?

I could not figure out whether you are returning the phone or not.
With the restock fee, it is not worth returning it to save money by going through Amazon. Besides, Amazon says that the $199 is for a new 2 yeaar contract and that it is on backorder.
So sit back and enjoy your phone while we watch the developers crack this nut.

To insure or not insure, that is the question?

So, I'm eligible on Wed. to upgrade and get myself the S3. My question is whether to insure it or not? I believe it's now $11/month and $150 deductible? Thoughts?
Thanks!

Worth it don't risk it I wouldn't I love this thing too much..
Sent from my Galaxy S3

Get insurance from worth ave group. Best value!
Sent from my SPH-L710 using Tapatalk 2

ripalsanghani said:
Get insurance from worth ave group. Best value!
Sent from my SPH-L710 using Tapatalk 2
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Thanks, I'll check it out!

To Insure or not
sandman512 said:
So, I'm eligible on Wed. to upgrade and get myself the S3. My question is whether to insure it or not? I believe it's now $11/month and $150 deductible? Thoughts?
Thanks![11 dollars a month no way, I pay 8 dollars a month on my plan. It's definitely worth having insurance i have bricked two phones over the past 3 years and I have gotten a replacement free of charge trough Sprint, now Asurion is a very crappy insurance service, They wanted to charge me 500 usd for a broken HTC Evo Design that had been run over and sent back for replacement.]
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Before you get this from Sprint...check Best Buy...you get all the same offers that sprint gives...and insurance is around 10 bucks no deductable...you can also get a free extra battery from the insurance.
Sent from my cm_tenderloin using xda app-developers app

Thanks for the replies, I'm on the SERO plan, so not sure BB can do the upgrade.

I went with the best buy insurance. There is no deductible but they do not cover lost or stolen phones. Plus if you pay for the full 2 years at once they give you a discount. I believe it came out to $170, which is about $7 a month.

ToiletDuck555 said:
but they do not cover lost or stolen phones
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This is the number 1 reason I went with Sprint's TEP.
Worst case, I pay $150 for a new phone, and if it an actual hardware issue (not water or something "I" did) Sprint replaces it for free.
I got a replacement ET4G (bad GPS), and 2 replacement Samsung Moments (Bad USB Ports) all for free. Also got a replacement moment when it was less than 2 months old (stolen) for $100.
IMO, if you don't have some sort of insurance on your phone, you're nuts.

over two years with insurance if you file a claim, you will spend $414. if you break your phone without insurance the phone will cost $549.
personally, i have two children under three years old that throw objects very well. that includes cell phones laying around, so i have insurance on it

if you break your phone without insurance the phone will cost $549.
YOu're forgetting phone prices come down substantially after the first 6 months...
Personally I have only needed insurance once... paid 150 deductible for what would have cost me at most $200 to buy off ebay/craigslist for the same 'used' phone. Could have saved myself the year of premiums.
Didn't buy the insurance on the S3...remember manufacturer defects are still covered under it's warranty as well. (Though I don't recall how long that is just now... 90 day, or 1 yr).
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You best read about BB insurance claims
ToiletDuck555 said:
I went with the best buy insurance. There is no deductible but they do not cover lost or stolen phones. Plus if you pay for the full 2 years at once they give you a discount. I believe it came out to $170, which is about $7 a month.
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A lot of people have had very bad experiences trying to claim a broken phone.

I opted out of insurance. I got the HD2 a month before it was released when I worked for t-mobile and just recently sold it when I bought this phone through sprint. I just go out of my way to be careful wIth a phone.

unxguyjr said:
Before you get this from Sprint...check Best Buy...you get all the same offers that sprint gives...and insurance is around 10 bucks no deductable...you can also get a free extra battery from the insurance.
Sent from my cm_tenderloin using xda app-developers app
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How do you get a free extra battery
Sent from my SPH-L710...if some one helps you press the thanks button

sandman512 said:
So, I'm eligible on Wed. to upgrade and get myself the S3. My question is whether to insure it or not? I believe it's now $11/month and $150 deductible? Thoughts?
Thanks!
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Personnal preference is squaretrade. Wait for a 30% discount and it will be $95 for two years of coverage

Insurance, isnt always for you. its a given that youll be babying your phone. it covers the world around you. Sprint - Asurion TEP bills your cellphone to your account at your request. the only caveat is that its 150 dollar every claim deductable. im replacing my galaxy s3 in an insurance claim and since its so new its still currently on backorder. but they say itll take 5-7 business days. normally if you get your claim in before 10pm you get a new device out within 24 hours. its quite nice when it works as it should.

Did you get your money back when you returned your phone?

So, this is weird. I decided yesterday to return my Note 7. I bought a different phone outright so I can get my upgrade.
When I got home I noticed my receipt said 0.00 refunded. I called 611 and the rep had no idea so she called the store and we got on a call together.
The rep is stating that it will take up to 3 billing cycles for me to get my refund because the original purchase date was back in November and we're outside the 14 day window from the replacement device.. That doesn't make any sense. Can anyone confirm this?

What, you left your Note 7 at a corporate store?

Hahaha damn you got played.. return it via samsung to get a FULL refund

whoofit said:
What, you left your Note 7 at a corporate store?
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Vic35 said:
Hahaha damn you got played.. return it via samsung to get a FULL refund
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I am to get a full refund. I don't want to burn an upgrade in the process.

https://www.verizonwireless.com/support/samsung-galaxy-note7-recall-faqs/
What happens to the device payment agreement I have for my Galaxy Note7?
Your Galaxy Note7 device payment agreement has been automatically canceled, and you'll receive a bill credit for any payments made towards your installment balance.
Additionally, you'll receive a refund or bill credit for any taxes, down payments or upgrade fees you may have paid. Please allow 1-2 bill cycles for credits to apply.

sebastianraven said:
I am to get a full refund. I don't want to burn an upgrade in the process.
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You'll get a refund in 3 billing cycles... IF THAT.. and while you are at it burn an upgrade unless you have an extra loaner phone .. or willing to pay full price on a device

i bought mine on a 2 year contract, after the first recall i took my phone down to the store, and the sales rep rushed through the exchange, and marked me down as a payment plan, so i have to wait longer to get my money back that i paid on the 2 year contact, because the sales rep was upset and rushed through the exchange. a bit frustrated, and have to wait till december to see the credit (which better be there) and i dont want to get a new phone during this period, because i dont want to mess anything up on my account now... so in other words looks like there is a bunch of us waiting for our money

Vic35 said:
You'll get a refund in 3 billing cycles... IF THAT.. and while you are at it burn an upgrade unless you have an extra loaner phone .. or willing to pay full price on a device
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That doesn't answer my question. If I return the phone directly to Samsung, where is the benefit? I still don't have a phone unless I burn an upgrade taking an inferior phone.

I paid outright for my phone and received my refund in 3 days.