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I just got the best buy insurance plan last tuesday because my phone fell n i got chips on it >.>.
but than decided if i get a full body screen protector plus a case(case on the way from ebay =D) i dont think ill be needing the best buy one.
because it is 10$ a month... do you guys think its worth it.
btw is the zagg full max worth it because i am getting it for 12 dollars..
read my post here:
forum.xda-developers.com/showthread.php?t=741045&page=6
sorry i can't post links
Just think, if you keep your phone two years... $240 on insurance.
Half the cost of the phone.
It's almost ALWAYS a better investment to spend the $20 on a case and then pocket the $10/mo into your own personal "insurance fund".
True.. Because today im going to best buy n decide there.
Well wht about the att one.. How does it par even though it has deductibles
acandia007 said:
True.. Because today im going to best buy n decide there.
Well wht about the att one.. How does it par even though it has deductibles
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$125 deductible... $5 a month is half as much, so $120 over two years. $120+$125= $245
It's a wash but based on the fact the BB doesn't have deductibles it might be cheaper if you have to replace it twice.
But all in all, you can insure yourself to death, I vote just get a $20 case and call it good.
you guys are funny.......
www.squaretrade.com
and stop overpaying for insurance on electronics!!!! use www.RetailMeNot.com to get coupon codes, seriously people.......
I have it because cases are gay.
GarciaM25 said:
you guys are funny.......
www.squaretrade.com
and stop overpaying for insurance on electronics!!!! use www.RetailMeNot.com to get coupon codes, seriously people.......
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ST only insures the money spent on the device, not the device itself. Check facts before posting.
Also, BB warranties obviously only apply to BB purchased devices.
TexUs said:
ST only insures the money spent on the device, not the device itself. Check facts before posting.
Also, BB warranties obviously only apply to BB purchased devices.
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ummmmmm, WHAT? so you're telling me that when my TyTN II died the first time under SquareTrade's warranty and I paid $750 for it, giving me back $750 after a year and a half was........ not what I wanted? Check YOUR facts before rambling....
GarciaM25 said:
ummmmmm, WHAT? so you're telling me that when my TyTN II died the first time under SquareTrade's warranty and I paid $750 for it, giving me back $750 after a year and a half was........ not what I wanted? Check YOUR facts before rambling....
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I bought my Captivate on a pricing error for $299.
Guess how much SquareTrade will cover? $299. If my device dies, they'll cut me a check for $299 because the retail $499 price is too expensive.
So check YOUR facts, please.
Let's also assume a $499 device had a $300 repair done to it. They devalue your coverage by that much, so now you've only got $199 left. So now let's say your device breaks completely. Well, you've only got $199 coverage left, they'll cut you a check for $199 and you're SOL on the rest.
Again, like I said earlier, they insure your money invested, not the device. So please stop talking out of your ass when you have no idea.
Insurance is always offered at a rate which would make the provider money. So no, you couldn't convince me that any phone insurance out there is "worth it."
TexUs said:
I bought my Captivate on a pricing error for $299.
Guess how much SquareTrade will cover? $299. If my device dies, they'll cut me a check for $299 because the retail $499 price is too expensive.
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CLOSE, but they don't cover the $299 because $499 is too expensive, moron, they cover it because THAT'S WHAT YOU PAID! You don't go to the dealership and buy a $40K car then tell your insurance company "well, it's worth $80K, but I got a good deal on it because of a pricing error" - sucks you couldn't buy it for $275 like everyone else who early upgraded
How do you think insurance works? Seriously, what the hell.....
TexUs said:
Let's also assume a $499 device had a $300 repair done to it. They devalue your coverage by that much, so now you've only got $199 left. So now let's say your device breaks completely. Well, you've only got $199 coverage left, they'll cut you a check for $199 and you're SOL on the rest.
Again, like I said earlier, they insure your money invested, not the device. So please stop talking out of your ass when you have no idea.
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Where are you getting this information from??? Here's how it REALLY works since you're just going to make up whatever the hell you want here..... I bought a $750 TyTN II and insured it for the full amount I paid. After a year and a half, my keyboard buttons started sticking - called them up, they said they could fix it in 5 days or refund my purchase price if they couldn't (the full $750!), just how it states on their website. They sent the phone back with the Tilt keyboard instead, and the buttons were in the wrong place, so I sent it back to fix it right or pay me the $750. They couldn't get the keyboard in the 5 days, so they sent me $750 back to my PayPal account!!!!!! Furthermore, since they screwed up, they also added in the purchase price of the warranty which they have NO problems doing (they refunded it back to me on a separate occasion too, but your little brain can't process that much info all at once). Directly from their website:
100% Parts & Labor Coverage with Zero Deductibles.
We pay you full item cost if item can't be fixed.
A $50 deductible applies on ADH-related claims for Cell Phones only.
Reimburse: For most items below $500, or it's going to take too long or is too expensive to fix, we'll pay you the replacement price of your item. We give you a free shipping label to make it easy to send in your item. Once you've shipped your item to our service depot, we will repair it within 3-5 days and then ship it back to you at no cost to you.
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So WHERE do you get the fact that once they do a service (replace my keyboard) that they deduct the money involved in the service??? They cancel the warranty if your plan requires a refund of the purchase price of the device, but that has NOTHING to do with subtracting the amount of money spent in repairs........
GarciaM25 said:
CLOSE, but they don't cover the $299 because $499 is too expensive, moron, they cover it because THAT'S WHAT YOU PAID!
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Exactly like I originally stated. They warrant the amount invested but not the device.
GarciaM25 said:
You are such a BS'er - where are you getting this information from???
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How about their own terms?
Now maybe perhaps you can shut the hell up and go back to being ignorant.
Mechanical and electrical failures that occur during normal use of your item. Your item is covered for up to the full purchase price of your item (tax and shipping are excluded).
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The total value of your warranty is in most cases equal to the purchase price of your item. For every valid claim filed against your item for which we provide repair services, the total value of your coverage is reduced by the cost of the repair services rendered. In the event a valid claim is filed with us and repair costs are estimated to exceed the current value of your warranty - the balance of your warranty value will be offered instead.
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In the case of Squaretrade, you can always go up to the $599 device plan and they will pay for your $499 device if need be.
They have multiple tiers. I'm thinking of getting the middle tier for their smartphones and if I need to, and I'll pay the difference if it's above that amount to replace that phone.
gerbick said:
In the case of Squaretrade, you can always go up to the $599 device plan and they will pay for your $499 device if need be.
They have multiple tiers. I'm thinking of getting the middle tier for their smartphones and if I need to, and I'll pay the difference if it's above that amount to replace that phone.
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Wrong.
What part of "Your item is covered for up to the full purchase price" do you not understand?
In the case of subsidy, the "full purchase price" will be the MSRP (which is shown on your receipt), but outside of that "full purchase price" is the amount paid.
thedon809 said:
I have it because cases are gay.
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Me too
Sent from my captivate
I have no case and no insurance.... I will deal with things as they happen. I hate cases, and I find the cost of insurance to high; over the 2 year life of the phone contract I would be paying for a second phone (at subsidized rates).
No other products have such high insurance rates. You don't pay $20,000 in insurance fees over the loan period of a car (5 years) or even over the normal usage duration (10 years) of a car.
But small personal electronics are lost and dropped in toilets all the time (apparently) so the insurance companies have to be able to cover all these people and not go out of business.
The best strategy is to buy these things when they are 6 months old and get the By One Get One offer - then you have a backup.
TexUs said:
Wrong.
What part of "Your item is covered for up to the full purchase price" do you not understand?
In the case of subsidy, the "full purchase price" will be the MSRP (which is shown on your receipt), but outside of that "full purchase price" is the amount paid.
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Insurance at $144 or so covers $599 via their Premium Smartphone insurance. You paid $499 for the Captivate without subsidy. Last I checked, $499 is less than $599.
So you would be covered for $499 when/if the need arises.
ill try to be impartial answering this. yes its worth it. 240 over 2 years may be half the price of the phone, but thats still less than full price of the phone if you want to buy it outright after destroying it.
no deductible, no limit to claims. only thing my customers dislike is the wait time while it is out for service, an issue for most customers and not wanting to put money down on a loaner phone. shouldnt be an issue with the common XDA forum poster...we all have tons of phones lying around we can use in the meantime.
i get a wicked good discount on phones through work and I dont pay any cell bills and i have the 4 major carriers. and i still get the Black tie protection on all my phones
I have the best buy insurance as well and I chipped my phone, think I can get a new one? Ha.
Sent from my SAMSUNG-SGH-I897 using XDA App
Where to buy?
Considering I have an unlocked nexus using it in the USA, what place will insure it?
I am currently trying to decide between http://www.worthavegroup.com and http://www.ensquared.com
Worth Ave Group:
-Backed by Hanover insurance (a company I'm familiar with).
-Deductibles are $50.
-Instead of replacing the phone they just give you a check
-THEY DO NOT COVER LOSS
Ensquared:
-Deductible for the first claim is $75
-They replace your phone with the same modem if available
-They cover loss
I'm still deciding which one to go with. My concern is that perhaps ensquared may not replace my phone with another galaxy nexus in the event something happens. Also, I do like the idea of receiving a check for the value of the phone with Worth Ave Group, however I'm concerned they may try to account for depreciation and give me less than the replacement cost of the phone. Also, they don't cover loss. I'm leaning in the direction of ensquared mainly because they cover loss.
This is the one thing keeping me from buying a 'grey market' Nexus. While those dealers say they'll take care of you, in 6 months they might not be as willing. From my research online, Squaretrade wont cover grey market but they do cover eBay phone purchases. I pulled up an eBay listing of a new GN and added a Squaretrade warranty on top of it and they charge $99.
Still, that brings the phone purchase to $850. Too rich for my blood, but for others that may be worthwhile. I personally am going to hold off for a few weeks to a month to see if there is any news about an unlocked GSM version being sold in the US.
Well I spoke with ensquared and they stated that they'd cover my phone as long as I could show proof of ownership when/if I make a claim. They also said they'd order the same phone as long as it's still being sold. I went ahead and bought insurance with them, it cost me roughly $60.
They cover it even though it's not a phone officially sold in the USA?
Since Negri/Expansys/others will handle warranty claims for me, I'm not as worried about it as I am about water damage, dropping the phone, etc. And since SquareTrade won't cover phones that don't have a US manufacturer's warranty, are Worth Ave and Ensquared the only two that will? Haven't heard of either, any recommendations?
I am debating on insurance. I usually buy it and have used it on past phones. However carrier is 8 bucks a month and you have to buy in first 30 days. I have heard debate that Square Trade or Protect My bubble are cheaper, faster, and less hoops.
With Protect my bubble you get 6 months to buy from time phone purchased. This can save some money as if you lost or damaged your phone within 6 months dont buy the insurance then buy it and wait the 14 days and then make claim. Would save some but Dont know about that comapany.
With Square trade you get 3 months to and no waiting period. But you pay the $69 up front for years coverage. That is the cheapest and they are a known great company.
Both have 100 buck deductible.
Any ideas?>
Thanks
iceshark said:
I am debating on insurance. I usually buy it and have used it on past phones. However carrier is 8 bucks a month and you have to buy in first 30 days. I have heard debate that Square Trade or Protect My bubble are cheaper, faster, and less hoops.
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Do you have a Teg3 One X? I'm guessing not because you mention carrier insurance. I'd always go with the carrier plan if available just because it's so much faster and easier to get a replacement. I insure my international devices with ST because I have no other choice. They always have 30% off sales running so it's about $100 for two years with ADH. You can also get coverage if it's lost or stolen from a carrier which you can't with ST.
ATT mobile insurance is $7 per month. But the deductible for the i317 is $200.
Do you think it is worth it to have? is ATT's replacement policy similar to that of Apple for instance. meaning with 100% satisfaction rate or do they give people hard time before replacing any device.
Thanks
I had them replace my note twice for charging port issues, they never gave me any grief. In fact they send a brand new device the second time.
Sent from my SAMSUNG-SGH-I317 using Tapatalk 2
It is hard for me to pay those crazy fees now for insurance. I would compare Squaretrade, at least that has a capped rate(one time fee vs monthly).
Here is the kicker for AT&T that they don't always tell you: no matter what is wrong with the phone, after 12 months you pay the $199 deductible. So you paid $8x12 months(or more) and the phone fails to power on but has ZERO damage, you are still required to pay the $199 deductible. That is $296 minimum @ 12 months. Squaretrade is upfront fee of around $100(they offer coupons so it varies look on Facebook) and a deductible of $100(I think).
You need to do the math to see if it is worth it for you. I personally will never pay those fees again bc they are wasted if you don't use it. Your screen is the most likely thing to repair and odds are I can repair it for less than $200. Basically around the same amount of money but I only spend it if needed. Also, do not forget that there is now a real out of contract replacement available: Nexus 4. Once the back order is caught up in a month or two you would be able to get a high end replacement device for 299 or 349, again only spending money if you need to vs spending it every month regardless.
All in your perceived value.
Gvndeb60 said:
It is hard for me to pay those crazy fees now for insurance. I would compare Squaretrade, at least that has a capped rate(one time fee vs monthly).
Here is the kicker for AT&T that they don't always tell you: no matter what is wrong with the phone, after 12 months you pay the $199 deductible. So you paid $8x12 months(or more) and the phone fails to power on but has ZERO damage, you are still required to pay the $199 deductible. That is $296 minimum @ 12 months. Squaretrade is upfront fee of around $100(they offer coupons so it varies look on Facebook) and a deductible of $100(I think).
You need to do the math to see if it is worth it for you. I personally will never pay those fees again bc they are wasted if you don't use it. Your screen is the most likely thing to repair and odds are I can repair it for less than $200. Basically around the same amount of money but I only spend it if needed. Also, do not forget that there is now a real out of contract replacement available: Nexus 4. Once the back order is caught up in a month or two you would be able to get a high end replacement device for 299 or 349, again only spending money if you need to vs spending it every month regardless.
All in your perceived value.
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Thanks for your argument... I was considering buying the insurance myself
Sent from my SAMSUNG-SGH-I317 using Tapatalk 2
Gvndeb60 said:
It is hard for me to pay those crazy fees now for insurance. I would compare Squaretrade, at least that has a capped rate(one time fee vs monthly).
Here is the kicker for AT&T that they don't always tell you: no matter what is wrong with the phone, after 12 months you pay the $199 deductible. So you paid $8x12 months(or more) and the phone fails to power on but has ZERO damage, you are still required to pay the $199 deductible. That is $296 minimum @ 12 months. Squaretrade is upfront fee of around $100(they offer coupons so it varies look on Facebook) and a deductible of $100(I think).
You need to do the math to see if it is worth it for you. I personally will never pay those fees again bc they are wasted if you don't use it. Your screen is the most likely thing to repair and odds are I can repair it for less than $200. Basically around the same amount of money but I only spend it if needed. Also, do not forget that there is now a real out of contract replacement available: Nexus 4. Once the back order is caught up in a month or two you would be able to get a high end replacement device for 299 or 349, again only spending money if you need to vs spending it every month regardless.
All in your perceived value.
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Have you ever used them? never heard of them.
I have not personally used Squaretrade, but they are highly reputable and I read nothing but good things about them on other forums.
To put it in perspective, IMO, Apple offers the best extended warranty called AppleCare+ for $99 for their devices. I have used it before on my iPad and my wife's iPhone. It is amazing and they cover everything. On imore.com which is an apple site, the forums have lots of people saying they choose Squaretrade over AppleCare.
That is just an example, again I have not used them so I am just sharing what I have read.
But I have used Best Buy coverage, AT&T insurance, and Sprint insurance. Best Buy was horrible in all ways as was Sprint. Both grilled you with tons of questions, and honestly looked for ways to void your warranty. Sprint even called a huge bright white spot on the middle of my HTC EVO a cosmetic problem. Both AT&T and Sprint use Asurian as the insurance company, and both times I have had to swap phones they gave me damaged models. With Sprint I went through about 4 Palm Pres before getting one that wasn't noticeably damaged. ATT swapped my Atrix out without any hassle but the first one was damaged as well.
I could be biased bc of my experiences but remember they are not in business to help you, they are in business to make money. Do the math to see if it is worth it. I will say that I have used it before for the first 2-4 months when a device is first released bc of the high cost. Normally the out of contract cost drops after a month or two.
Good luck.
Gvndeb60 said:
I have not personally used Squaretrade, but they are highly reputable and I read nothing but good things about them on other forums.
To put it in perspective, IMO, Apple offers the best extended warranty called AppleCare+ for $99 for their devices. I have used it before on my iPad and my wife's iPhone. It is amazing and they cover everything. On imore.com which is an apple site, the forums have lots of people saying they choose Squaretrade over AppleCare.
That is just an example, again I have not used them so I am just sharing what I have read.
But I have used Best Buy coverage, AT&T insurance, and Sprint insurance. Best Buy was horrible in all ways as was Sprint. Both grilled you with tons of questions, and honestly looked for ways to void your warranty. Sprint even called a huge bright white spot on the middle of my HTC EVO a cosmetic problem. Both AT&T and Sprint use Asurian as the insurance company, and both times I have had to swap phones they gave me damaged models. With Sprint I went through about 4 Palm Pres before getting one that wasn't noticeably damaged. ATT swapped my Atrix out without any hassle but the first one was damaged as well.
I could be biased bc of my experiences but remember they are not in business to help you, they are in business to make money. Do the math to see if it is worth it. I will say that I have used it before for the first 2-4 months when a device is first released bc of the high cost. Normally the out of contract cost drops after a month or two.
Good luck.
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Thank you Bro.
I've done some research on both.
Before I was under the impression they give you a brand new phone, but it seems a Refurbished one is the way to go for them.
It appears to me that after: $199 + $100 it is not worth it to get a refurbished phone after let's say 12 months of usage. One may just use this money and do an early upgrade if anything goes wrong with the phone.
BTW squaretrade doesn't allow theft coverage.
You don't always get a refurbished... I was given a brand new device once.
Sent from my SAMSUNG-SGH-I317 using Tapatalk 2
Last year I sold my Samsung S1 watch back to Best Buy using their Insurance program, then I used that money to buy a Nintendo Switch. I didn't know I was able to do this, and it was the customer service rep who told me about this option. The device has to be able to turn on and somewhat function in order to take advantage of this feature of "insurance", was the only thing they told me was needed. Benefit? You can constantly keep updated with the latest tech with spending little extra money. You get back (at time of purchase, so if there is a price drop, it doesn't count towards/affect your return) the price of the insurance, device and any tax in the form of in-store credit. Making insurance kind of worth it, for that alone. I don't know how many people know of this trick but it's kind of a handy feature and if you're like me and need the best and newest tech as it comes out, then kind of makes that initial buy-in worth it. Also, don't forget to abuse their Amazon price matching feature, it's how I got the Tab S3 for $100 off and the keyboard for nearly 50% off.
Few things to note about amazon price matching: 1) Has to be shipped and sold by Amazon, 2) if you're buying the insurance for the product, the insurance pricing-tier will match what the original store price was. In the case of the Tab S3 they had it for $550, which pushes it up to the $150/2yr insurance price, where if it were at the $450 I was buying it for due to price-matching, it would have been about $100.
Some fun tips and tricks I thought I'd like to share with you guys. Especially those who want this tablet but are waiting for the 256GB version since Best Buy in Chicago seemed to have alluded to it being released at an unknown but later date. You can do just that. I don't know if that's how insurance works across the board, but I definitely know that's how Best Buy has it set up.
I am familiar with most best buy features ad tricks, but idea what you are talking about here? can you provide a link to this "insurance" with details?
sounds scammy and scummy to me and a way to raise insurance prices because of abuse. i don't think xda is the place for these types of posts either.
yourmumsbootloader said:
sounds scammy and scummy to me and a way to raise insurance prices because of abuse. i don't think xda is the place for these types of posts either.
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Says the newbie that joined today lol.
Sent from my SM-N960U1 using Tapatalk
yourmumsbootloader said:
sounds scammy and scummy to me and a way to raise insurance prices because of abuse. i don't think xda is the place for these types of posts either.
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If it's a legitimate service offered by Best Buy, WHY would it not be ok to discuss? As for taking advantage of BestBuy... oh please give me a break, every sale, every markup/down, their price match, their ADH insurance, hell their 99 dollar HDMI cables, are all there to scam their customers out of whatever dollars they can get. If you can turn one of these scams to your advantage and make them honor their blatant false and misleading advertising, MORE POWER TO YOU!!!
I get pretty much every thing from Best Buy making them honor their price match, and still am told regularly, "oh that's too cheap I won't honor that" even if it's from one of their "Key Online Competitors"
But still know nothing about any price guarantee insurance, unless the OP is talking about ADH insurance that gets "broken" when a new model comes out? People have been doing that for years, which is why best Buy almost never actually honors their ADH insurance.
yourmumsbootloader said:
sounds scammy and scummy to me and a way to raise insurance prices because of abuse. i don't think xda is the place for these types of posts either.
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It's not, it's a trade in feature. Also, I don't know how you'd abuse it. Since you have to re-buy the insurance. So if you buy this insurance plan let's make numbers up: 600 for a tablet, 100 for insurance, = 700, yet when you trade-in with their program you only get the 600 and tax back in store credit. So you're out the insurance money. Though, the Tab S5 comes out, you can buy it outright, most likely even though the Tab S4 is now going for 450. You can get the 660 (since tax by me is 10%) back to pay for the S5, and then pay the 100 for the insurance. That's how the program works, not a hugely gameable program, just a feature that people don't realise when they buy a two year plan at best buy. Hence me bringing it up.
https://www.bestbuy.com/usw/termsconditions/anonymous
There is the link it's their "Buy back feature" the device has to be running and in decent condition. You can't bring a broken tablet in and expect them to go along with it, or a tablet with a cracked screen either.
dcoke said:
It's not, it's a trade in feature. Also, I don't know how you'd abuse it. Since you have to re-buy the insurance. So if you buy this insurance plan let's make numbers up: 600 for a tablet, 100 for insurance, = 700, yet when you trade-in with their program you only get the 600 and tax back in store credit. So you're out the insurance money. Though, the Tab S5 comes out, you can buy it outright, most likely even though the Tab S4 is now going for 450. You can get the 660 (since tax by me is 10%) back to pay for the S5, and then pay the 100 for the insurance. That's how the program works, not a hugely gameable program, just a feature that people don't realise when they buy a two year plan at best buy. Hence me bringing it up.
https://www.bestbuy.com/usw/termsconditions/anonymous
There is the link it's their "Buy back feature" the device has to be running and in decent condition. You can't bring a broken tablet in and expect them to go along with it, or a tablet with a cracked screen either.
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obviously I'm looking at the wrong plan. Looking at the Buy Back plan, if you return in the first 6 months you get "up to" 50% of purchase price back. That's worthless especially if you're paying them for the plan on top. Any tablet or computer that less than 6 months old you can sell for well over 50% of purchase price.
gottahavit said:
obviously I'm looking at the wrong plan. Looking at the Buy Back plan, if you return in the first 6 months you get "up to" 50% of purchase price back. That's worthless especially if you're paying them for the plan on top. Any tablet or computer that less than 6 months old you can sell for well over 50% of purchase price.
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Yes, I've been told the same thing, and YES, it is up to each person how they feel about using or abusing the "warranty". First, it is pertaining to the Accidental Best Buy warranty that covers anything. It has been suggested quietly by a Best Buy employee that you could "accidentally" drop, sit on, crack screen, etc. shortly before the warranty period expires, and because of the Accidental warranty that covers everything you could trade in the device for credit of the value you paid for it. To me, it is definitely abusing the system if you intentionally break your device just to use the warranty.
Second, you are correct that it is not a trade-in for like value. The device has to be damaged just like any warranty claim. So, if you intentionally break the device, you are not taking advantage of the policy, you are abusing it.
Also, using the Amazon price-match isn't really a hack, since they give absolutely zero hassle on the price match. The only thing it has to say is "Fulfilled by Amazon". It doesn't have to be sold by them, as long as the seller stocks the item in an Amazon Warehouse and Amazon fulfills it.
NoFaQ said:
Yes, I've been told the same thing, and YES, it is up to each person how they feel about using or abusing the "warranty". First, it is pertaining to the Accidental Best Buy warranty that covers anything. It has been suggested quietly by a Best Buy employee that you could "accidentally" drop, sit on, crack screen, etc. shortly before the warranty period expires, and because of the Accidental warranty that covers everything you could trade in the device for credit of the value you paid for it. To me, it is definitely abusing the system if you intentionally break your device just to use the warranty.
Second, you are correct that it is not a trade-in for like value. The device has to be damaged just like any warranty claim. So, if you intentionally break the device, you are not taking advantage of the policy, you are abusing it.
Also, using the Amazon price-match isn't really a hack, since they give absolutely zero hassle on the price match. The only thing it has to say is "Fulfilled by Amazon". It doesn't have to be sold by them, as long as the seller stocks the item in an Amazon Warehouse and Amazon fulfills it.
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Ok yes if we are talking the accidental damage plans and not the trade in program then yes this has been something people have been using/abusing(often failing) for years. You can pay 30% for a warranty which if you are hard on your toys might be worth, but as a "trade up" program on a tablet I would not recommend. Best buy still sells New Tab S2s 4+ years after release so the odds that they will give you your money back vs just giving you another tab s2 or more likely a refurb are pretty slim. The same is true for the S3 too and I'm sure will be true for the s4. Now the same math is not true for TVs and certain other tech and it is possible to make out with this plan. That said Best Buy often will not give money back in that instance and offer you a TV "like" yours that is much cheaper.
What I strongly recommend people do "take advantage" of is Best Buys Price match. It is fairly easy to get them to price match lots of stuff from lots of online stores. I generally save 20-50% on almost everything I buy, just by doing a little searching and making them honor their policy. That said I did pay near retail for this tab as I "really" wanted it and no one was discounting, but paid only 30 dollars for my book cover.
gottahavit said:
Ok yes if we are talking the accidental damage plans and not the trade in program then yes this has been something people have been using/abusing(often failing) for years. You can pay 30% for a warranty which if you are hard on your toys might be worth, but as a "trade up" program on a tablet I would not recommend. Best buy still sells New Tab S2s 4+ years after release so the odds that they will give you your money back vs just giving you another tab s2 or more likely a refurb are pretty slim. The same is true for the S3 too and I'm sure will be true for the s4. Now the same math is not true for TVs and certain other tech and it is possible to make out with this plan. That said Best Buy often will not give money back in that instance and offer you a TV "like" yours that is much cheaper.
What I strongly recommend people do "take advantage" of is Best Buys Price match. It is fairly easy to get them to price match lots of stuff from lots of online stores. I generally save 20-50% on almost everything I buy, just by doing a little searching and making them honor their policy. That said I did pay near retail for this tab as I "really" wanted it and no one was discounting, but paid only 30 dollars for my book cover.
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I agree that the price matching is pretty hassle free. The managers actually have a lot of empowerment to make decisions outside the normal price matching, too. I got Best Buy to price match a Surface Pro 4 with the Microsoft student price deal. I was just honest and asked if they would price match it, since I would rather buy their accidental protection plan, and I was going to buy the computer one way or another. Either Best Buy or Microsoft store. The manager accepted the price match, no problem.
NoFaQ said:
Yes, I've been told the same thing, and YES, it is up to each person how they feel about using or abusing the "warranty". First, it is pertaining to the Accidental Best Buy warranty that covers anything. It has been suggested quietly by a Best Buy employee that you could "accidentally" drop, sit on, crack screen, etc. shortly before the warranty period expires, and because of the Accidental warranty that covers everything you could trade in the device for credit of the value you paid for it. To me, it is definitely abusing the system if you intentionally break your device just to use the warranty.
Second, you are correct that it is not a trade-in for like value. The device has to be damaged just like any warranty claim. So, if you intentionally break the device, you are not taking advantage of the policy, you are abusing it.
Also, using the Amazon price-match isn't really a hack, since they give absolutely zero hassle on the price match. The only thing it has to say is "Fulfilled by Amazon". It doesn't have to be sold by them, as long as the seller stocks the item in an Amazon Warehouse and Amazon fulfills it.
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The device doesn't have to be broken to take advantage of the Geek Squad Protection plan is what they call it by me, and I think the trade in is only offered on the 2+ year plans. So the 1 year plan doesn't offer it and then you'd have to buy the trade-in feature, since I never bought the trade in feature on its own. I just always opted for the 2 years. I did it first with my Gear S2 watch, it was 100% working, looked brand new just due to its age, battery couldn't hold a charge. They don't heavily advertise it since by the time the next generation of device comes out, they're out money since the last gen usually drops 100 dollars less, and they'd probably get maybe half of that price back from parts or Samsung alone. I think it's that reason they don't heavily advertise it and it's kind of a "secret menu" item.
Limeybastard said:
Says the newbie that joined today lol.
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This, coming from the guy who's only been here 5 years.
raduque said:
This, coming from the guy who's only been here 5 years.
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11 years... Pleb.
Yeah, so all on all that Best Buy feature may work in certain scenarios for certain products.
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This is great info. Going to try this. Thanks!