What is best source for phone insurance plan? - HTC One X

I am debating on insurance. I usually buy it and have used it on past phones. However carrier is 8 bucks a month and you have to buy in first 30 days. I have heard debate that Square Trade or Protect My bubble are cheaper, faster, and less hoops.
With Protect my bubble you get 6 months to buy from time phone purchased. This can save some money as if you lost or damaged your phone within 6 months dont buy the insurance then buy it and wait the 14 days and then make claim. Would save some but Dont know about that comapany.
With Square trade you get 3 months to and no waiting period. But you pay the $69 up front for years coverage. That is the cheapest and they are a known great company.
Both have 100 buck deductible.
Any ideas?>
Thanks

iceshark said:
I am debating on insurance. I usually buy it and have used it on past phones. However carrier is 8 bucks a month and you have to buy in first 30 days. I have heard debate that Square Trade or Protect My bubble are cheaper, faster, and less hoops.
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Do you have a Teg3 One X? I'm guessing not because you mention carrier insurance. I'd always go with the carrier plan if available just because it's so much faster and easier to get a replacement. I insure my international devices with ST because I have no other choice. They always have 30% off sales running so it's about $100 for two years with ADH. You can also get coverage if it's lost or stolen from a carrier which you can't with ST.

Related

What merchant is offering the Tilt2 for the best price w/o a contract?

I've visited eBay and many other online stores that offer the Tilt2 anywhere from $470 to as much as $730 for the same phone. What's the maximum I should pay, and or should I wait till after Jan 1, in hopes that prices will drop? I currently have the AT&T tilt, and after 2 terrific yrs of trying out different cooked ROMs I'm now ready to upgrade to the Tilt2. Your thoughts and suggestions are appreciated. Thanks.
Did you check craigslist.org?
$500 is retail. You should never pay a dime over that.
As to price drops, it's just a question of how much of a hurry you're in. You can play the wait and see game until the phone is obsolete, and in the end, when you do buy it, the price will drop the next day.
The Tilt2 is one of the newest of the TP2 versions, and so far, although the secondary market has seen the TMo version erode in price, even it (the earliest US branded version) hasn't had a real price drop (although it technically retailed at $550 on launch, it was sold at $500 from the start at some retailers). The int'l unlocked version released a few months earlier dropped from $720+ to about $600 after around 4-5 months.
Since there are a number of landscape WVGA winmo devices, it's possible that competition might drag the price down faster than usual, but then again, it might not. Holiday sales might be good, or they might not.
http://walmart.letstalk.com/product/product.htm?prId=35844
free after rebate with 2 year contract.
Nothing is free. With those contract deals you need to pay for a certain plan. Keep this in mind, for every $10 a month your bill goes up, that is $240 over the life of your plan.
I just bought a Tilt2 at an AT&T store for $500. I figured I am going to save money in the long run because the only way I could get the phone on a contract was to increase my monthly bill by a minimum of $15, or $360 over 2 years. + The $200 for the phone = $560.
This way I can also resell my phone and move to another company like T-Mobile when they get the HD2.
To answer the OP, $500 is retail, you can walk into an AT&T store and just say you want to buy the phone as a gift. Do NOT give them your phone # or account. Just say you are not even an AT&T customer and the phone is for a friend/family.
Brickcity said:
Did you check craigslist.org?
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Yes, I have. After you suggested it. But I was surprised to find that of the 5 offers in my local area for this item, 3 were more than the $480 average buy now price listed on ebay. The other 2 were used, and had minor damages to one of them, and the other was without the software CD. Besides, with all the recent negative activity from former craigslist buyers in the news media these days, I'm a bit aprehensive about meeting someone face to face to broker a deal. But good suggestion. Thanks.
Pops_G said:
Nothing is free. With those contract deals you need to pay for a certain plan. Keep this in mind, for every $10 a month your bill goes up, that is $240 over the life of your plan.
I just bought a Tilt2 at an AT&T store for $500. I figured I am going to save money in the long run because the only way I could get the phone on a contract was to increase my monthly bill by a minimum of $15, or $360 over 2 years. + The $200 for the phone = $560.
This way I can also resell my phone and move to another company like T-Mobile when they get the HD2.
To answer the OP, $500 is retail, you can walk into an AT&T store and just say you want to buy the phone as a gift. Do NOT give them your phone # or account. Just say you are not even an AT&T customer and the phone is for a friend/family.
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Your logic is very sound. If I upgrade my current contract it will cost me an additional $22/mo, plus $200 for the phone. If I buy the phone thru them w/o a contract it will cost me $540. After watching the prices that ebay buyers have been paying for this phone over the last 4 days the going rate is from $425 to $460. I would come out better just buying it from ebay and keeping my current contract. Thanks for the tip.
imabored said:
http://walmart.letstalk.com/product/product.htm?prId=35844
free after rebate with 2 year contract.
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I checked out your link, which is thru Walmart Wireless. It is only free if I enter into a new 2yr contract with them. I would have to cancel my current contract and pay the penalties which is rediculous. If I upgrade my current contract the phone would cost me $99 plus the additional increase of $22/mo for 2yr. It's still cheaper to buy the phone thru ebay. Like Pops_G says, " Nothing is free!"

Is the best buy black tie insurance worth it?

I just got the best buy insurance plan last tuesday because my phone fell n i got chips on it >.>.
but than decided if i get a full body screen protector plus a case(case on the way from ebay =D) i dont think ill be needing the best buy one.
because it is 10$ a month... do you guys think its worth it.
btw is the zagg full max worth it because i am getting it for 12 dollars..
read my post here:
forum.xda-developers.com/showthread.php?t=741045&page=6
sorry i can't post links
Just think, if you keep your phone two years... $240 on insurance.
Half the cost of the phone.
It's almost ALWAYS a better investment to spend the $20 on a case and then pocket the $10/mo into your own personal "insurance fund".
True.. Because today im going to best buy n decide there.
Well wht about the att one.. How does it par even though it has deductibles
acandia007 said:
True.. Because today im going to best buy n decide there.
Well wht about the att one.. How does it par even though it has deductibles
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$125 deductible... $5 a month is half as much, so $120 over two years. $120+$125= $245
It's a wash but based on the fact the BB doesn't have deductibles it might be cheaper if you have to replace it twice.
But all in all, you can insure yourself to death, I vote just get a $20 case and call it good.
you guys are funny.......
www.squaretrade.com
and stop overpaying for insurance on electronics!!!! use www.RetailMeNot.com to get coupon codes, seriously people.......
I have it because cases are gay.
GarciaM25 said:
you guys are funny.......
www.squaretrade.com
and stop overpaying for insurance on electronics!!!! use www.RetailMeNot.com to get coupon codes, seriously people.......
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ST only insures the money spent on the device, not the device itself. Check facts before posting.
Also, BB warranties obviously only apply to BB purchased devices.
TexUs said:
ST only insures the money spent on the device, not the device itself. Check facts before posting.
Also, BB warranties obviously only apply to BB purchased devices.
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ummmmmm, WHAT? so you're telling me that when my TyTN II died the first time under SquareTrade's warranty and I paid $750 for it, giving me back $750 after a year and a half was........ not what I wanted? Check YOUR facts before rambling....
GarciaM25 said:
ummmmmm, WHAT? so you're telling me that when my TyTN II died the first time under SquareTrade's warranty and I paid $750 for it, giving me back $750 after a year and a half was........ not what I wanted? Check YOUR facts before rambling....
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I bought my Captivate on a pricing error for $299.
Guess how much SquareTrade will cover? $299. If my device dies, they'll cut me a check for $299 because the retail $499 price is too expensive.
So check YOUR facts, please.
Let's also assume a $499 device had a $300 repair done to it. They devalue your coverage by that much, so now you've only got $199 left. So now let's say your device breaks completely. Well, you've only got $199 coverage left, they'll cut you a check for $199 and you're SOL on the rest.
Again, like I said earlier, they insure your money invested, not the device. So please stop talking out of your ass when you have no idea.
Insurance is always offered at a rate which would make the provider money. So no, you couldn't convince me that any phone insurance out there is "worth it."
TexUs said:
I bought my Captivate on a pricing error for $299.
Guess how much SquareTrade will cover? $299. If my device dies, they'll cut me a check for $299 because the retail $499 price is too expensive.
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CLOSE, but they don't cover the $299 because $499 is too expensive, moron, they cover it because THAT'S WHAT YOU PAID! You don't go to the dealership and buy a $40K car then tell your insurance company "well, it's worth $80K, but I got a good deal on it because of a pricing error" - sucks you couldn't buy it for $275 like everyone else who early upgraded
How do you think insurance works? Seriously, what the hell.....
TexUs said:
Let's also assume a $499 device had a $300 repair done to it. They devalue your coverage by that much, so now you've only got $199 left. So now let's say your device breaks completely. Well, you've only got $199 coverage left, they'll cut you a check for $199 and you're SOL on the rest.
Again, like I said earlier, they insure your money invested, not the device. So please stop talking out of your ass when you have no idea.
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Where are you getting this information from??? Here's how it REALLY works since you're just going to make up whatever the hell you want here..... I bought a $750 TyTN II and insured it for the full amount I paid. After a year and a half, my keyboard buttons started sticking - called them up, they said they could fix it in 5 days or refund my purchase price if they couldn't (the full $750!), just how it states on their website. They sent the phone back with the Tilt keyboard instead, and the buttons were in the wrong place, so I sent it back to fix it right or pay me the $750. They couldn't get the keyboard in the 5 days, so they sent me $750 back to my PayPal account!!!!!! Furthermore, since they screwed up, they also added in the purchase price of the warranty which they have NO problems doing (they refunded it back to me on a separate occasion too, but your little brain can't process that much info all at once). Directly from their website:
100% Parts & Labor Coverage with Zero Deductibles.
We pay you full item cost if item can't be fixed.
A $50 deductible applies on ADH-related claims for Cell Phones only.
Reimburse: For most items below $500, or it's going to take too long or is too expensive to fix, we'll pay you the replacement price of your item. We give you a free shipping label to make it easy to send in your item. Once you've shipped your item to our service depot, we will repair it within 3-5 days and then ship it back to you at no cost to you.
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So WHERE do you get the fact that once they do a service (replace my keyboard) that they deduct the money involved in the service??? They cancel the warranty if your plan requires a refund of the purchase price of the device, but that has NOTHING to do with subtracting the amount of money spent in repairs........
GarciaM25 said:
CLOSE, but they don't cover the $299 because $499 is too expensive, moron, they cover it because THAT'S WHAT YOU PAID!
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Exactly like I originally stated. They warrant the amount invested but not the device.
GarciaM25 said:
You are such a BS'er - where are you getting this information from???
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How about their own terms?
Now maybe perhaps you can shut the hell up and go back to being ignorant.
Mechanical and electrical failures that occur during normal use of your item. Your item is covered for up to the full purchase price of your item (tax and shipping are excluded).
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The total value of your warranty is in most cases equal to the purchase price of your item. For every valid claim filed against your item for which we provide repair services, the total value of your coverage is reduced by the cost of the repair services rendered. In the event a valid claim is filed with us and repair costs are estimated to exceed the current value of your warranty - the balance of your warranty value will be offered instead.
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In the case of Squaretrade, you can always go up to the $599 device plan and they will pay for your $499 device if need be.
They have multiple tiers. I'm thinking of getting the middle tier for their smartphones and if I need to, and I'll pay the difference if it's above that amount to replace that phone.
gerbick said:
In the case of Squaretrade, you can always go up to the $599 device plan and they will pay for your $499 device if need be.
They have multiple tiers. I'm thinking of getting the middle tier for their smartphones and if I need to, and I'll pay the difference if it's above that amount to replace that phone.
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Wrong.
What part of "Your item is covered for up to the full purchase price" do you not understand?
In the case of subsidy, the "full purchase price" will be the MSRP (which is shown on your receipt), but outside of that "full purchase price" is the amount paid.
thedon809 said:
I have it because cases are gay.
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Me too
Sent from my captivate
I have no case and no insurance.... I will deal with things as they happen. I hate cases, and I find the cost of insurance to high; over the 2 year life of the phone contract I would be paying for a second phone (at subsidized rates).
No other products have such high insurance rates. You don't pay $20,000 in insurance fees over the loan period of a car (5 years) or even over the normal usage duration (10 years) of a car.
But small personal electronics are lost and dropped in toilets all the time (apparently) so the insurance companies have to be able to cover all these people and not go out of business.
The best strategy is to buy these things when they are 6 months old and get the By One Get One offer - then you have a backup.
TexUs said:
Wrong.
What part of "Your item is covered for up to the full purchase price" do you not understand?
In the case of subsidy, the "full purchase price" will be the MSRP (which is shown on your receipt), but outside of that "full purchase price" is the amount paid.
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Insurance at $144 or so covers $599 via their Premium Smartphone insurance. You paid $499 for the Captivate without subsidy. Last I checked, $499 is less than $599.
So you would be covered for $499 when/if the need arises.
ill try to be impartial answering this. yes its worth it. 240 over 2 years may be half the price of the phone, but thats still less than full price of the phone if you want to buy it outright after destroying it.
no deductible, no limit to claims. only thing my customers dislike is the wait time while it is out for service, an issue for most customers and not wanting to put money down on a loaner phone. shouldnt be an issue with the common XDA forum poster...we all have tons of phones lying around we can use in the meantime.
i get a wicked good discount on phones through work and I dont pay any cell bills and i have the 4 major carriers. and i still get the Black tie protection on all my phones
I have the best buy insurance as well and I chipped my phone, think I can get a new one? Ha.
Sent from my SAMSUNG-SGH-I897 using XDA App

[Q] ATT Mobile Insurance

ATT mobile insurance is $7 per month. But the deductible for the i317 is $200.
Do you think it is worth it to have? is ATT's replacement policy similar to that of Apple for instance. meaning with 100% satisfaction rate or do they give people hard time before replacing any device.
Thanks
I had them replace my note twice for charging port issues, they never gave me any grief. In fact they send a brand new device the second time.
Sent from my SAMSUNG-SGH-I317 using Tapatalk 2
It is hard for me to pay those crazy fees now for insurance. I would compare Squaretrade, at least that has a capped rate(one time fee vs monthly).
Here is the kicker for AT&T that they don't always tell you: no matter what is wrong with the phone, after 12 months you pay the $199 deductible. So you paid $8x12 months(or more) and the phone fails to power on but has ZERO damage, you are still required to pay the $199 deductible. That is $296 minimum @ 12 months. Squaretrade is upfront fee of around $100(they offer coupons so it varies look on Facebook) and a deductible of $100(I think).
You need to do the math to see if it is worth it for you. I personally will never pay those fees again bc they are wasted if you don't use it. Your screen is the most likely thing to repair and odds are I can repair it for less than $200. Basically around the same amount of money but I only spend it if needed. Also, do not forget that there is now a real out of contract replacement available: Nexus 4. Once the back order is caught up in a month or two you would be able to get a high end replacement device for 299 or 349, again only spending money if you need to vs spending it every month regardless.
All in your perceived value.
Gvndeb60 said:
It is hard for me to pay those crazy fees now for insurance. I would compare Squaretrade, at least that has a capped rate(one time fee vs monthly).
Here is the kicker for AT&T that they don't always tell you: no matter what is wrong with the phone, after 12 months you pay the $199 deductible. So you paid $8x12 months(or more) and the phone fails to power on but has ZERO damage, you are still required to pay the $199 deductible. That is $296 minimum @ 12 months. Squaretrade is upfront fee of around $100(they offer coupons so it varies look on Facebook) and a deductible of $100(I think).
You need to do the math to see if it is worth it for you. I personally will never pay those fees again bc they are wasted if you don't use it. Your screen is the most likely thing to repair and odds are I can repair it for less than $200. Basically around the same amount of money but I only spend it if needed. Also, do not forget that there is now a real out of contract replacement available: Nexus 4. Once the back order is caught up in a month or two you would be able to get a high end replacement device for 299 or 349, again only spending money if you need to vs spending it every month regardless.
All in your perceived value.
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Click to collapse
Thanks for your argument... I was considering buying the insurance myself
Sent from my SAMSUNG-SGH-I317 using Tapatalk 2
Gvndeb60 said:
It is hard for me to pay those crazy fees now for insurance. I would compare Squaretrade, at least that has a capped rate(one time fee vs monthly).
Here is the kicker for AT&T that they don't always tell you: no matter what is wrong with the phone, after 12 months you pay the $199 deductible. So you paid $8x12 months(or more) and the phone fails to power on but has ZERO damage, you are still required to pay the $199 deductible. That is $296 minimum @ 12 months. Squaretrade is upfront fee of around $100(they offer coupons so it varies look on Facebook) and a deductible of $100(I think).
You need to do the math to see if it is worth it for you. I personally will never pay those fees again bc they are wasted if you don't use it. Your screen is the most likely thing to repair and odds are I can repair it for less than $200. Basically around the same amount of money but I only spend it if needed. Also, do not forget that there is now a real out of contract replacement available: Nexus 4. Once the back order is caught up in a month or two you would be able to get a high end replacement device for 299 or 349, again only spending money if you need to vs spending it every month regardless.
All in your perceived value.
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Have you ever used them? never heard of them.
I have not personally used Squaretrade, but they are highly reputable and I read nothing but good things about them on other forums.
To put it in perspective, IMO, Apple offers the best extended warranty called AppleCare+ for $99 for their devices. I have used it before on my iPad and my wife's iPhone. It is amazing and they cover everything. On imore.com which is an apple site, the forums have lots of people saying they choose Squaretrade over AppleCare.
That is just an example, again I have not used them so I am just sharing what I have read.
But I have used Best Buy coverage, AT&T insurance, and Sprint insurance. Best Buy was horrible in all ways as was Sprint. Both grilled you with tons of questions, and honestly looked for ways to void your warranty. Sprint even called a huge bright white spot on the middle of my HTC EVO a cosmetic problem. Both AT&T and Sprint use Asurian as the insurance company, and both times I have had to swap phones they gave me damaged models. With Sprint I went through about 4 Palm Pres before getting one that wasn't noticeably damaged. ATT swapped my Atrix out without any hassle but the first one was damaged as well.
I could be biased bc of my experiences but remember they are not in business to help you, they are in business to make money. Do the math to see if it is worth it. I will say that I have used it before for the first 2-4 months when a device is first released bc of the high cost. Normally the out of contract cost drops after a month or two.
Good luck.
Gvndeb60 said:
I have not personally used Squaretrade, but they are highly reputable and I read nothing but good things about them on other forums.
To put it in perspective, IMO, Apple offers the best extended warranty called AppleCare+ for $99 for their devices. I have used it before on my iPad and my wife's iPhone. It is amazing and they cover everything. On imore.com which is an apple site, the forums have lots of people saying they choose Squaretrade over AppleCare.
That is just an example, again I have not used them so I am just sharing what I have read.
But I have used Best Buy coverage, AT&T insurance, and Sprint insurance. Best Buy was horrible in all ways as was Sprint. Both grilled you with tons of questions, and honestly looked for ways to void your warranty. Sprint even called a huge bright white spot on the middle of my HTC EVO a cosmetic problem. Both AT&T and Sprint use Asurian as the insurance company, and both times I have had to swap phones they gave me damaged models. With Sprint I went through about 4 Palm Pres before getting one that wasn't noticeably damaged. ATT swapped my Atrix out without any hassle but the first one was damaged as well.
I could be biased bc of my experiences but remember they are not in business to help you, they are in business to make money. Do the math to see if it is worth it. I will say that I have used it before for the first 2-4 months when a device is first released bc of the high cost. Normally the out of contract cost drops after a month or two.
Good luck.
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Thank you Bro.
I've done some research on both.
Before I was under the impression they give you a brand new phone, but it seems a Refurbished one is the way to go for them.
It appears to me that after: $199 + $100 it is not worth it to get a refurbished phone after let's say 12 months of usage. One may just use this money and do an early upgrade if anything goes wrong with the phone.
BTW squaretrade doesn't allow theft coverage.
You don't always get a refurbished... I was given a brand new device once.
Sent from my SAMSUNG-SGH-I317 using Tapatalk 2

March is open enrollment for Sprint TEP Insurance

http://newsroom.sprint.com/article_display.cfm?article_id=2522
Hmmm
Sent from my SPH-L900 using xda premium
I probably would have gotten it but this time around after they raised it to $11 I purchased best buy protection. I know it doesn't cover loss or theft but it's no deductible and unlimited claims plus they give you a loaner if you need it. But for those who don't have that option it's a good idea to get it at least for the first year.
Sent from my Amazing Galaxy Note 2!
yankees45us said:
I probably would have gotten it but this time around after they raised it to $11 I purchased best buy protection. I know it doesn't cover loss or theft but it's no deductible and unlimited claims plus they give you a loaner if you need it. But for those who don't have that option it's a good idea to get it at least for the first year.
Sent from my Amazing Galaxy Note 2!
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I have heard bad things about best buy insurance. I haven't personally tried them to say it's bad.
I have Sprint insurance for a about 7 years now.... And they are pretty good with replacements. The deductible sucks but they are quick with sending a refurbished phone or if you are lucky, a new phone.
DarkManX4lf said:
I have heard bad things about best buy insurance. I haven't personally tried them to say it's bad.
I have Sprint insurance for a about 7 years now.... And they are pretty good with replacements. The deductible sucks but they are quick with sending a refurbished phone or if you are lucky, a new phone.
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It's hit and miss. I had bb insurance years back and never had any issues. For the past 5 years I've had Sprint insurance but after the last experience at my local Sprint repair center I called it quits. Decided to try bb again. When I had bb several years ago it took them 3 days to get me a phone which is average for Sprint also. It all depends on the situation I guess. It's always good to have a loaner available.
Sent from my Amazing Galaxy Note 2!
yankees45us said:
It's hit and miss. I had bb insurance years back and never had any issues. For the past 5 years I've had Sprint insurance but after the last experience at my local Sprint repair center I called it quits. Decided to try bb again. When I had bb several years ago it took them 3 days to get me a phone which is average for Sprint also. It all depends on the situation I guess. It's always good to have a loaner available.
Sent from my Amazing Galaxy Note 2!
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I used to work for the geeksquad helping implement and coming up with new software for them to fix computers. BB their return policy and their phone insurance is 2nd to none. it may take like 3 days to get a replacement but they were always quality refurbs and you could break one every day (every few days) if the refurbs aren't to your liking you just complain to a store manager and they will give you a new one lol. Just to test it and fufil my dreams of spiking an iphone on the ground I did that using their phone insurance and than the next week returned the refurb. The people that work there have 0 clue about anything lol.
Furthermore I hate bestbuy and the geeksquad horrible place redundant processes. SO i am not trying to say they are good by any stretch of the imagination they just have a poor system and people with foresight can work it to their advantage. lol
my opinion
TEP is dirt I can say this cause I am an ex sprint employee just take care of your device
blueeyedbassist said:
TEP is dirt I can say this cause I am an ex sprint employee just take care of your device
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I can vouch. I didn't work for sprint but have many horrible experiences. Only thing good about it is you'll get your phone pretty quick, only problem is most refurbished phones are done by companies that aren't too good at doing it.
Sent from my Amazing Galaxy Note 2!
i dropped tep for the 2 reasons most others did. they bumped up the mothly payment to 11 bucks and the deductible to 200 dollars. thats $264 in premiums over the 2 year contract plus the 200 dollar deductible makes it 464 dollars if you have to replace your phone once. i assure you that you can buy a used note 2 for the same price online at swappa or craigslist and the such.
i went best buy black tie this time and paid upfront. 169 for 2 years with no deductibles.
austin420 said:
i dropped tep for the 2 reasons most others did. they bumped up the mothly payment to 11 bucks and the deductible to 200 dollars. thats $264 in premiums over the 2 year contract plus the 200 dollar deductible makes it 464 dollars if you have to replace your phone once. i assure you that you can buy a used note 2 for the same price online at swappa or craigslist and the such.
i went best buy black tie this time and paid upfront. 169 for 2 years with no deductibles.
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Exactly what I did. Paid up front and saved money. Plus at end of 1 year if I don't see as cost effective anymore I can cancel and get a prorated refund.
Sent from my Amazing Galaxy Note 2!
when you signed up for ir did you get the "mobile trade in plus" deal?
they give you a 50 dollar gift card on top of whatever the current trade in value is. its free when you prepay for the bb insurance.

[Q] Insurance for the Tmo Galaxy s6 Edge- Squaretrade vs JUMP?

As the title says- want to understand whats the consensus on what insurance is smarter- I usually always get Squaretrade and they have it now for $5 a month with a $75 deductible which isn't bad and Tmobile offers Jump for $10 a month with a $175 deductible, but this option covers loss and also has the ability to upgrade after a year.
In my situation- i got the 64gb gold edge, and did the $100 down and paying 32 or so a month- which do you think is the best option? I am torn between the ability to upgrade and the loss coverage that Jump offers vs the cheaper but very reliable service that squaretrade offers...
Thoughts?
Do you prefer the upgrading function, Lookout Premium, and comfort? Or you prefer a cost effective method?
I think the upgrading function is awesome- but not sure of the whole value of it I guess and thats really my question I guess- is it worth it in the end?
The lookout premium is not really a selling point to me at all- to me its just bloatware and most of the features can be done through google or other free apps to begin with.
i went with squaretrade because i dont have tmobile. but yes, if i lose the phone, im done for. but ive never lost my phone. (knocks on wood)
I am an original Jump #1 customer, and love the ability to upgrade TWICE every 12 months.
Now, the current Jump #2, lets you upgrade AFTER you have paid off 50% of the phone, or sooner, but you pay the difference.
So obviously #2 is not as appealing, you are paying $120 "extra" a year, plus the usual monthly EIP (say $30) for a new phone. So you are paying $480 ($40 per month) for a new phone every year, in addition to your service plan, and taxes and fees.
So if you get unlimited ($80) + JUMP ($10) + EIP ($30) = $120 per month(plus tax/fees)....for a new phone every year. (Leasing)
You can see why JUMP #1 was SO much better (same money, 2 phones a year)..
Yes, you get insurance, but with that deductible, unless you use it fairly early into your JUMP payments, it diminishes in value.
Hope this helps.
sfin54
What about the Samsung's premium protection plan? Is that a good alternative? It's $129 to buy and then around $100 for any service. No monthly payments.. and coverage is for 2 years.
Quoting from Samsung's website: "Samsung Protection Plus℠ Mobile Elite* extends your coverage to two years from the original purchase date of your device and adds up to three incidents of accidental damage coverage, each subject to a $95 service fee plus applicable tax.
Samsung Protection Plus℠ Mobile Elite*
o Accidental Damage: Cracked Displays or Liquid Damage
o Extended warranty covers mechanical damage after the 1 year limited warranty expires."
So, any thoughts?
[email protected] said:
What about the Samsung's premium protection plan? Is that a good alternative? It's $129 to buy and then around $100 for any service. No monthly payments.. and coverage is for 2 years.
Quoting from Samsung's website: "Samsung Protection Plus℠ Mobile Elite* extends your coverage to two years from the original purchase date of your device and adds up to three incidents of accidental damage coverage, each subject to a $95 service fee plus applicable tax.
Samsung Protection Plus℠ Mobile Elite*
o Accidental Damage: Cracked Displays or Liquid Damage
o Extended warranty covers mechanical damage after the 1 year limited warranty expires."
So, any thoughts?
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I saw this as well but didnt even consider it since Squaretrade offers the same coverage and you can pay month to month at $5 a month rather than pay for the whole plan up front which you must do for the samsung plan. Squaretrade also offers a $75 deductible and they have a proven track record and I have not ever heard of anyone using the samsung plan before.
EDIT-- looks like the $5 a month option is no longer there- its either $8 a month or a $99 one time payment over 2 years- still beats the Samsung plan by cost and deductible cost....but now if I wanted to go a monthly route its not much more to just get the Jump program for $2 more.
dominante58 said:
I saw this as well but didnt even consider it since Squaretrade offers the same coverage and you can pay month to month at $5 a month rather than pay for the whole plan up front which you must do for the samsung plan. Squaretrade also offers a $75 deductible and they have a proven track record and I have not ever heard of anyone using the samsung plan before.
EDIT-- looks like the $5 a month option is no longer there- its either $8 a month or a $99 one time payment over 2 years- still beats the Samsung plan by cost and deductible cost....but now if I wanted to go a monthly route its not much more to just get the Jump program for $2 more.
Click to expand...
Click to collapse
Thanks for the info..
This is the first time I'm getting any kind of protection plan for my phone. So, didn't even know about squaretrade before this thread..
After thinking about it some more- i decided to get the squaretrade 2 year coverage for the one time payment of $99. It is far cheaper than doing the JUMP program that would cost me $240 over two years, and with the cost of the deductible being $75 vs $175 I thought it was the best choice.
Still have a few days to change my mind if someone can tell me the cost advantage to the Jump Program. The way I look at it- my phone is an $859 phone ( 64gb Edge Model-RIDICULOUS!)- and the jump program requires me paying half of it off for the upgrade- So I would have already paid $430 dollars of the phone + 120(12 months of JUMp)= $550, and with nothing to show for it since the upgrade would essentially require me to turn in my s6 edge for the next big thing.

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