As the title says- want to understand whats the consensus on what insurance is smarter- I usually always get Squaretrade and they have it now for $5 a month with a $75 deductible which isn't bad and Tmobile offers Jump for $10 a month with a $175 deductible, but this option covers loss and also has the ability to upgrade after a year.
In my situation- i got the 64gb gold edge, and did the $100 down and paying 32 or so a month- which do you think is the best option? I am torn between the ability to upgrade and the loss coverage that Jump offers vs the cheaper but very reliable service that squaretrade offers...
Thoughts?
Do you prefer the upgrading function, Lookout Premium, and comfort? Or you prefer a cost effective method?
I think the upgrading function is awesome- but not sure of the whole value of it I guess and thats really my question I guess- is it worth it in the end?
The lookout premium is not really a selling point to me at all- to me its just bloatware and most of the features can be done through google or other free apps to begin with.
i went with squaretrade because i dont have tmobile. but yes, if i lose the phone, im done for. but ive never lost my phone. (knocks on wood)
I am an original Jump #1 customer, and love the ability to upgrade TWICE every 12 months.
Now, the current Jump #2, lets you upgrade AFTER you have paid off 50% of the phone, or sooner, but you pay the difference.
So obviously #2 is not as appealing, you are paying $120 "extra" a year, plus the usual monthly EIP (say $30) for a new phone. So you are paying $480 ($40 per month) for a new phone every year, in addition to your service plan, and taxes and fees.
So if you get unlimited ($80) + JUMP ($10) + EIP ($30) = $120 per month(plus tax/fees)....for a new phone every year. (Leasing)
You can see why JUMP #1 was SO much better (same money, 2 phones a year)..
Yes, you get insurance, but with that deductible, unless you use it fairly early into your JUMP payments, it diminishes in value.
Hope this helps.
sfin54
What about the Samsung's premium protection plan? Is that a good alternative? It's $129 to buy and then around $100 for any service. No monthly payments.. and coverage is for 2 years.
Quoting from Samsung's website: "Samsung Protection Plus℠ Mobile Elite* extends your coverage to two years from the original purchase date of your device and adds up to three incidents of accidental damage coverage, each subject to a $95 service fee plus applicable tax.
Samsung Protection Plus℠ Mobile Elite*
o Accidental Damage: Cracked Displays or Liquid Damage
o Extended warranty covers mechanical damage after the 1 year limited warranty expires."
So, any thoughts?
[email protected] said:
What about the Samsung's premium protection plan? Is that a good alternative? It's $129 to buy and then around $100 for any service. No monthly payments.. and coverage is for 2 years.
Quoting from Samsung's website: "Samsung Protection Plus℠ Mobile Elite* extends your coverage to two years from the original purchase date of your device and adds up to three incidents of accidental damage coverage, each subject to a $95 service fee plus applicable tax.
Samsung Protection Plus℠ Mobile Elite*
o Accidental Damage: Cracked Displays or Liquid Damage
o Extended warranty covers mechanical damage after the 1 year limited warranty expires."
So, any thoughts?
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I saw this as well but didnt even consider it since Squaretrade offers the same coverage and you can pay month to month at $5 a month rather than pay for the whole plan up front which you must do for the samsung plan. Squaretrade also offers a $75 deductible and they have a proven track record and I have not ever heard of anyone using the samsung plan before.
EDIT-- looks like the $5 a month option is no longer there- its either $8 a month or a $99 one time payment over 2 years- still beats the Samsung plan by cost and deductible cost....but now if I wanted to go a monthly route its not much more to just get the Jump program for $2 more.
dominante58 said:
I saw this as well but didnt even consider it since Squaretrade offers the same coverage and you can pay month to month at $5 a month rather than pay for the whole plan up front which you must do for the samsung plan. Squaretrade also offers a $75 deductible and they have a proven track record and I have not ever heard of anyone using the samsung plan before.
EDIT-- looks like the $5 a month option is no longer there- its either $8 a month or a $99 one time payment over 2 years- still beats the Samsung plan by cost and deductible cost....but now if I wanted to go a monthly route its not much more to just get the Jump program for $2 more.
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Thanks for the info..
This is the first time I'm getting any kind of protection plan for my phone. So, didn't even know about squaretrade before this thread..
After thinking about it some more- i decided to get the squaretrade 2 year coverage for the one time payment of $99. It is far cheaper than doing the JUMP program that would cost me $240 over two years, and with the cost of the deductible being $75 vs $175 I thought it was the best choice.
Still have a few days to change my mind if someone can tell me the cost advantage to the Jump Program. The way I look at it- my phone is an $859 phone ( 64gb Edge Model-RIDICULOUS!)- and the jump program requires me paying half of it off for the upgrade- So I would have already paid $430 dollars of the phone + 120(12 months of JUMp)= $550, and with nothing to show for it since the upgrade would essentially require me to turn in my s6 edge for the next big thing.
Related
Just bought my phone yesterday & have 14 days to decide if I want opt in with Sprint's insurance plan.
I did so because I wanted to see what other "alternative" insurance competitors had to offer.
Ensquared seems to be pretty good but some things to take into consideration before choosing them:
Monthly premiums are less: $4.91 vs. Sprints $8 which comes out to $58.99/yr. vs Sprints $96/yr. And with Ensquared you pay the whole plan fee up front.
Ensquared's deductible is $75 BUT it's my understanding that there is a $35 admin fee for the first claim and a $25 admin fee for the 2nd & 3rd claim (wtf!!!).
So with Ensquared it comes out to $110 for the 1st claim & $100 for the 2nd & 3rd claims (admin fees included), whereas Sprint has a $100 deductible for 3 claims within a 12 mo. period & no admin fees (I think)
Both Ensquared & Sprint cover up to $1000 on each claim.
On Ensquared's 1 yr. plan you can file up to 2 claims within a 12 month consecutive period, their 2 yr. plan covers up to 3 claims BUT the 2 yr. plan asks for an up front payment of $99.99 which comes out to $4.16/mo. or $49.99/yr.
Sprint also allows one the option to cancel at anytime & receive a prorated credit of your unearned premium, not too sure about Ensquared.
So taking everything into consideration we can see that Ensquared's monthly premiums are lower BUT when filing a claim it costs more.
When calculating all the numbers between the two on a 1 yr. plan basis & using 2 claims within that year. Ensquared comes out to $268.99 & Sprint comes out to $296 (but you have one more claim left)
In the end I'll probably go with Sprint for 3 major reasons: The biggest is no admin fees, the 2nd is a higher number of allowed claims given within each plan period & the 3rd is the ability to recomp any unearned premium.
If anyone here has experience with both can you please post any additional pro's & cons between the two including the level of customer service.
Thanks.
I pay the $8 insurance on both of my phones. It is really nice being able to walk into a Sprint store and walk out one hour later if you have an issue. When I had my OG Epic, my screen went bad. I brought it in and they not only replaced the screen but also the keyboard and battery cover. It was like getting a new phone.
Sent from my Nexus S 4G using xda premium
JohnCorleone said:
I pay the $8 insurance on both of my phones. It is really nice being able to walk into a Sprint store and walk out one hour later if you have an issue. When I had my OG Epic, my screen went bad. I brought it in and they not only replaced the screen but also the keyboard and battery cover. It was like getting a new phone.
Sent from my Nexus S 4G using xda premium
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This is where having the insurance doesn't seem to make sense... I don't carry it, but if my screen goes bad, I wall into a Sprint store, pay $35, and they replace the phone under manufacturer warranty. Only down side is it sometimes takes a day store a replacement to arrive.
In your case, you had to pay $100, or the cost of repair, right?
Sent from my SPH-D710 using XDA App
Maybe I'm wrong, but as I understand it, any insurance claims require you to send the phone to Asurion. I don't believe the Sprint stores handle any insurance claims.
EL TEJANO said:
Ensquared's deductible is $75 BUT it's my understanding that there is a $35 admin fee for the first claim and a $25 admin fee for the 2nd & 3rd claim (wtf!!!).
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Where did you read that the first claim has a $35 fee? First claim is $75, after that it's $100. So for one year it's $60 and two claims ($75, $100). 2 year it's ($75, $100, $100)
mzaur said:
Where did you read that the first claim has a $35 fee? First claim is $75, after that it's $100. So for one year it's $60 and two claims ($75, $100). 2 year it's ($75, $100, $100)
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I read it on their page, unless it was for a different type phone. Either way it's still ridiculous.
I don't have Sprint. Ensquared is considerably cheaper than my options with AT&T. Even compared to Sprint's TEP, if something happens after 12 months, that's 96+100= $196 for replacement. With Ensquared it's $135 if you have 1 year plan and $175 with 2 year plan. Not ridiculous at all.
I was going to stop my Sprint insurance last week because I baby my phone and nothing ever happens. Then my phone stops working. After 45 mins the tech couldn't bring her back to life so they swapped it out right then and there. Usually they order one and it takes a day to get there but I got lucky. Lesson learned it's nice having Sprints insurance. lol
Dalmus said:
This is where having the insurance doesn't seem to make sense... I don't carry it, but if my screen goes bad, I wall into a Sprint store, pay $35, and they replace the phone under manufacturer warranty. Only down side is it sometimes takes a day store a replacement to arrive.
In your case, you had to pay $100, or the cost of repair, right?
Sent from my SPH-D710 using XDA App
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The $100 is only for lost/stolen phones when you go through Asurion. I have taken phones into the Sprint store and got them fixed or replaced without paying anything since I have TEP. A friend of mine that is a fireman and does construction on the side breaks his phone a few times a year and never pays for repair or replacement. Think on his latest phone he switched to Best Buy's insurance and then switched back to Sprint's after his first claim with BB. They sent his phone out for a month before finally agreeing to replace it. Sprint he has never waited more than 2 days.
blkhwkz said:
The $100 is only for lost/stolen phones when you go through Asurion. I have taken phones into the Sprint store and got them fixed or replaced without paying anything since I have TEP. A friend of mine that is a fireman and does construction on the side breaks his phone a few times a year and never pays for repair or replacement. Think on his latest phone he switched to Best Buy's insurance and then switched back to Sprint's after his first claim with BB. They sent his phone out for a month before finally agreeing to replace it. Sprint he has never waited more than 2 days.
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Click to collapse
the $100 insurance claim also applies to broken screens w/more than a 1/2 inch crack. My wifes EVO dropped a few months back and the screen is nearly shattered. Only way to fix it is to file insurance claim and pay deductible. Sprint stores wont even touch it. Good thing for her is its still usuable and shes waiting a couple months for an upgrade.
Call your home insurance. We're with Amica, and when we asked them about additional coverage for our electronics, they said we could insure all of our electronics (2 cell phones, ipad, 2 Touchpads, computers, etc.) for ~$50 per year. This would be used for worst case scenarios, such as losing your phone, or breaking it beyond repair.
If you have an issue like a bad screen, broken camera, defective microUSB port, etc just take it in to Sprint and pay the $35 to have it repaired. The only way the $8 TEP program is beneficial is if you're very clumsy and/or your phones seem to always break.
I work in a metal fab shop and my phone speakers go out a lot so 8 bucks a month is a good deal for me.
Sent from my PG86100 using XDA App
thaprinze said:
Call your home insurance. We're with Amica, and when we asked them about additional coverage for our electronics, they said we could insure all of our electronics (2 cell phones, ipad, 2 Touchpads, computers, etc.) for ~$50 per year. This would be used for worst case scenarios, such as losing your phone, or breaking it beyond repair.
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Well I'll agree that $50 per year to cover your electronics is good but is there a deductible that must be met first?
Can anyone recommend a good protection plan for the SGS3? I would hate to drop it on that magical angle and the screen shatter and be out $700.
http://www.squaretrade.com/
imnothimm said:
http://www.squaretrade.com/
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And while I would normally agree with you and be the first to promote the crap out of SquareTrade, I'm going to go with ZAGGsafe this time.... I'm paying $95 for the device after all my discounts and what not from Best Buy, why should I pay $99 for the warranty (only ONCE you find a 30% off coupon) AND THEN $99 for the deductible if something happens? ZAGGsafe is only $59 for the deductible!
SquareTrades prices are getting way too high, so are phones, but I paid $750 for my damn international HTC TyTN II when it first came out, and only paid $47.99 for my warranty through them (just looked it up on Gmail to confirm that), with NO deductible when the keyboard died! They must have been getting people hooked at low prices initially and screwing them now.... I'm done with that, my mom and girlfriend just paid the last $99 each to SquareTrade for warranties, I'm not going to recommend them anymore until their prices drop
KryptosXLayer2 said:
And while I would normally agree with you and be the first to promote the crap out of SquareTrade, I'm going to go with ZAGGsafe this time.... I'm paying $95 for the device after all my discounts and what not from Best Buy, why should I pay $99 for the warranty (only ONCE you find a 30% off coupon) AND THEN $99 for the deductible if something happens? ZAGGsafe is only $59 for the deductible!
SquareTrades prices are getting way too high, so are phones, but I paid $750 for my damn international HTC TyTN II when it first came out, and only paid $47.99 for my warranty through them (just looked it up on Gmail to confirm that), with NO deductible when the keyboard died! They must have been getting people hooked at low prices initially and screwing them now.... I'm done with that, my mom and girlfriend just paid the last $99 each to SquareTrade for warranties, I'm not going to recommend them anymore until their prices drop
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Click to collapse
Does this apply to buying it on contract? I believe TMO offers warranty for like $8-9 a month, but there's a 150 deductible...assurion I think...could I get tmo service, decline their warranty and get zagg? What's the actuall upfront cost to get the $59 deductible?
accordex said:
Does this apply to buying it on contract? I believe TMO offers warranty for like $8-9 a month, but there's a 150 deductible...assurion I think...could I get tmo service, decline their warranty and get zagg? What's the actuall upfront cost to get the $59 deductible?
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The warrant is $99 - click the link for details. Yes, it applies to buying any phone, on or off contract. I never understood paying that much per month for insurance AND having to pay that much of a deductible
So it isn't just me who thought the warranty is getting ridiculously expensive from Squaretrade. I've been canceling them for the devices that I own lately after I sold them and not rebuying.
Does Squaretrade even cover International phones? (From Expansys)
I see that ZaggSafe seems to cover unlocked phones (read International?)
I'm going with Zagg as well.
KryptosXLayer2 said:
....SquareTrades prices are getting way too high, so are phones, but I paid $750 for my damn international HTC TyTN II when it first came out....
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komugi said:
Does Squaretrade even cover International phones? (From Expansys)
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They do, yes, but the prices are ridiculous as you seconded
Hey guys,
I'm a note 1 user and i'm getting a note 2, either the unlocked or the AT&T model.
Every phone i got, I either utilized the carrier's insurance for 7-8 dollars a month, or for my last phone, I bought it at best buy, so i used their insurance which is about 10 dollars a month but there is no deductible when you need a new one, whereas carriers charge 1-200 deductible.
But, best buy's insurance doesnt cover loss or theft..
Aanyway, does anyone know of any good third party insurance where you can buy the phone anywhere and then sign up for the insurance, does that exist? I dont know much about buying phones unlocked but when you guys spent 700+ dollars on this phone did you buy protection from somewhere? what happens if you break it?
Thanks
I use Worth Ave Group, good coverages, quick with claims and have really good customer service imo. I think they have the cheapest deductible ($50) compare to other insurance companies that I looked up.
Sent from my GT-I9300 using Tapatalk 2
zen0s said:
I use Worth Ave Group, good coverages, quick with claims and have really good customer service imo. I think they have the cheapest deductible ($50) compare to other insurance companies that I looked up.
Sent from my GT-I9300 using Tapatalk 2
Click to expand...
Click to collapse
So i called up and asked alot of questions, it seems pretty good. They dont cover loss, but then again, neither does best buy, and it is verry cheap.
you only pay 64 dollars for up to 599 worth of coverage. They will only pay whatever the phone is going for at the time you file the claim, but still..
So, i buy the note 2 either unlocked or att off contract for about 700, the plan will cost 64, and a year later i want to buy the note 3, i cash in for about 500, i pay another 50, so i end up with 450 in my pocket, about 390 in reality... not bad..
and its good all around because i may end up breaking the phone because i dont use cases..
they do insurance for cameras, laptops, tablets.... this may be the way to go..
do you have any experiences you can share?
Here are the things I like about Carrier coverage:
Covers EVERYTHING (including loss)
Overnight delivery of your phone
This is what I dislike:
High deductible (Sprint) = $100 for screen breaks and loss.
I am most likely transferring to AT&T but wondering if I should get something that includes my likes and if possible fixes my dislikes. Is there anything out there?
Milkman00 said:
Here are the things I like about Carrier coverage:
Covers EVERYTHING (including loss)
Overnight delivery of your phone
This is what I dislike:
High deductible (Sprint) = $100 for screen breaks and loss.
I am most likely transferring to AT&T but wondering if I should get something that includes my likes and if possible fixes my dislikes. Is there anything out there?
Click to expand...
Click to collapse
250 for sprint bro it all change not 100
mrej201 said:
250 for sprint bro it all change not 100
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Are you telling me that Sprint's deductible is now $250!? I just get happier and happier about leaving Sprint.
Slap-Yourself :) said:
Are you telling me that Sprint's deductible is now $250!? I just get happier and happier about leaving Sprint.
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yea broo 200 to 250 that why im asking wat other insurance i can get cuz i wanna get sprint
mrej201 said:
yea broo 200 to 250 that why im asking wat other insurance i can get cuz i wanna get sprint
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Click to collapse
Dude! That's ridiculous! Why the hell would you pay 10 bucks a month and then $200 for a phone claim? I know that it may be Asurion raising the price of the deductible but thats just stupid.
You might want to check out Square trade. Fair pricing and good reviews on claims. I've never had to file a claim.
Sent from my Nexus 7 using Tapatalk 2
Why is anyone using carrier insurance? Go to squaretrade... now!
I'm looking to get the Galaxy Note II either with Sprint but I'm curious if the $200 deductible will hold true for it because currently the fine print (http://www.phoneclaim.com/doc_list/...ble-schedule-061712?tmpl=component&format=raw) shows it currently excludes tablets (even though Note is technically a phone with tablet abilities).
I love the squaretrade option so far and will probably end up going with it but I'm curious if anyone knows about the deductible rates with Verizon for lost/stolen for the upcoming Galaxy Note II. I know they both have Asurion but I'm pretty sure they didn't raise deductibles like sprint, $11 is a killer especially if you don't end up using it. I've been paying $8 for over 2 years and never had to use the insurance, so it would have been nice to get it refunded for taking good care of my phone.
Also, it's very unclear whether the deductible applies to specific repairs/damage. My experiences have always been that I never had to pay deductible unless it was stolen/lost, but some people are saying that water damage or glass damage now requires deductible, etc..
If it weren't for Sprint's Google Voice Integration (use it too heavily to try workarounds, biggest caveat is ensuring my calls always show callerid from my would-be Sprint-2-GVoice ported number), getting a free femtocell tower, and employee 25% off discount, I would seriously consider Verizon for 2 years until Sprint gets their LTE + Advanced going. Insurance is the big factor that might make me switch, but I'll probably lose their coverage and go with squaretrade and just be extra careful to not lose my phone. However, Is limited great coverage and data speeds > unlimited delayed LTE and typical 1 mbps 3G speeds?
Hope softbank helps make Sprint LTE deployment significantly faster.
It's still a phone and should be covered under TEP with no issues. It will fall under the new higher monthly insurance fee, plus incur the much higher deductible. For the first time I am seriously considering outside insurance, instead of Sprints TEP coverage.
Sent from my Clean Rom'd HTC Flyer using XDA Premium.
I loved Square Trade for a while, but due to quality issues with their replacement parts of my Android Tablet, I am a bit hesitant to use them.
Problems with SquareTrade:
Time without a phone during a warranty claim
Does not cover loss
$250 for a deductible with TEP is EXTREME. Does anyone know what AT&T's pricing structure for their service is?
Sprint appears to have a Deductible Schedule. So far, I don't see $250 for any phone, but I only tried the Galaxy S3 is $150 and the og EVO is $100.
I also didn't realized they have a Total Equipment Protection (covers loss) and an Equip Replacement plan.
http://www.phoneclaim.com/sprint/deductible
The Note 2 isn't listed yet.
I'm willing to bet the note 2 will be the first $200 deductible phone. There is a currently empty tier 4.
Sent from my shooter using xda premium
wekebu said:
Sprint appears to have a Deductible Schedule. So far, I don't see $250 for any phone, but I only tried the Galaxy S3 is $150 and the og EVO is $100.
I also didn't realized they have a Total Equipment Protection (covers loss) and an Equip Replacement plan.
http://www.phoneclaim.com/sprint/deductible
The Note 2 isn't listed yet.
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Yeah not sure why people keep posting the $250 gibberish. It's currently $150 for lost stolen water damage, more than 2 screen cracks more than an Inch long each and damaged beyond repair
Sent from my SPH-L710 using xda app-developers app
I posted this earlier but this question probably deserves its own thread as I'm not sure yet why more people aren't considering it here for the Note2 (up front cost of unsubsidized device? - there seems to be plenty of people either buying or considering buying unlocked international models in XDA forums)?
- Someone I met at BestBuy while marveling at the Note2 for ~2hrs told me about a $30 T-Mobile plan :http://www.gottabemobile.com/2012/07/04/t-mobile-monthly-4g-review-30-per-month-bargain (He praised Verizon local coverage but is grandfathered into their unlimited plan)?
" For $30 per month, including taxes and fees, I could get unlimited messaging and Web. The plan includes just 100 minutes of voice calls per month, but that’s plenty considering my use-case for this phone. Extra minutes cost just 10 cents each. The mobile hotspot feature is a $15 add-on."
Anyone using this $30/mo T-Mobile plan with their Note2? Any issues besides buying an unsubsidized device to use it?
http://prepaid-phones.t-mobile.com/monthly-4g-plans
" Get talk, text and high-speed web on any capable T-Mobile phone.
It’s a better way to do prepaid. Compare Monthly4G plans.
$50/mo
Unlimited Talk Text & Web
$30/mo
Unlimited Web & Text with 100 Minutes Talk
Great for video chat, streaming
music/movies/TV, playing
online games, and more."
Also found the following related thread:
http://forum.xda-developers.com/showthread.php?t=1892968&page=2 ( T-Mobile 30 dollar plan for gs3???) - Babydoll25 mentions no Wi-Fi calling but I think I can live without it & use Skype or other alternatives if needed
I am on the $30 a month 100 minutes talk 5GB 4G plan from Walmart, which is the same plan as the one on that link, with the Note II and no issues here. Obviously I had to pay a huge unsubsidized chunk of change for the device itself but I'm glad to only be paying $30 a month for everything.
I almost never go over the 100 minutes and I do keep an extra $10 on the account just in case I do go over and run into the 10 cents a minute after the 100 minutes are up but I've only had to dip into that a little bit once.
BTW the 'unlimited' data you will find in the fine print is the first 5GB is 4G, then thereafter you get throttled to slower speeds, but I still find 5GB is plenty enough for me.
Also, you can do wifi calling if you use a different app like Google Voice + GrooveIP. IIRC you do have to root also to keep it from deducting from your minutes though. I did it on my old phone but I haven't messed with it on the Note II yet because like I mentioned I just really don't talk that much.
Hotspot you can also do either with root and some finagling or if you don't mind a cord you can do cabled usb tether.
Sorry to disappoint you buddy, but a lot of people here including myself is been using this plan for a long time now. I've been using it myself for almost a year and half, so far I have used this plan with the galaxy s 2, Galaxy Note AT&T, Galaxy note T Mobile, and now Galaxy Note 2 T Mobile. It's a great plan for people that doesn't talk much on the phone hahahahaha.
Sent from my SGH-T889 using xda premium
We all have been using this plan for awhile lol.
Sent from my Galaxy Nexus using Tapatalk 2
_Motoki_ said:
I am on the $30 a month 100 minutes talk 5GB 4G plan from Walmart, which is the same plan as the one on that link, with the Note II and no issues here. Obviously I had to pay a huge unsubsidized chunk of change for the device itself but I'm glad to only be paying $30 a month for everything.
I almost never go over the 100 minutes and I do keep an extra $10 on the account just in case I do go over and run into the 10 cents a minute after the 100 minutes are up but I've only had to dip into that a little bit once.
BTW the 'unlimited' data you will find in the fine print is the first 5GB is 4G, then thereafter you get throttled to slower speeds, but I still find 5GB is plenty enough for me.
Also, you can do wifi calling if you use a different app like Google Voice + GrooveIP. IIRC you do have to root also to keep it from deducting from your minutes though. I did it on my old phone but I haven't messed with it on the Note II yet because like I mentioned I just really don't talk that much.
Hotspot you can also do either with root and some finagling or if you don't mind a cord you can do cabled usb tether.
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Click to collapse
Thanks _Motoki_ are you rooted or will you root the Note2?
For those who would rather not pay the full unsubsidized price upfront, couldn't they buy the Note2 for that T-Mobile in store price of $250 +$20/mo for 20 mo interest free (total $650 over ~20 months) with the no contract $49.99/mo plan (500 Whenever Minutes + unlimited data or $59.99/mo for no throttling if needed) & then just do this $30/mo plan thereafter if their use case supports it (or would the store let you immediately do it on that $250 +$20/mo for 20 mo interest free price)?
T-Mobile seems to offer more plan flexibility than the other carriers but they certainly did not mention any $30/mo plan to me when I was in their store..is it really only $30/mo total including taxes & fees?
SMARTPHONEPC said:
Thanks _Motoki_ are you rooted or will you root the Note2?
For those who would rather not pay the full unsubsidized price upfront, couldn't they buy the Note2 for that T-Mobile in store price of $250 +$20/mo for 20 mo interest free (total $650 over ~20 months) with the no contract $49.99/mo plan (500 Whenever Minutes + unlimited data or $59.99/mo for no throttling if needed) & then just do this $30/mo plan thereafter if their use case supports it (or would the store let you immediately do it on that $250 +$20/mo for 20 mo interest free price)?
T-Mobile seems to offer more plan flexibility than the other carriers but they certainly did not mention any $30/mo plan to me when I was in their store..is it really only $30/mo total including taxes & fees?
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Click to collapse
The $250 down with $20/mo times 20 months=$650 for phone is only available thru the value plan which requires a 2 year contract. So you are locked into a contract and pay full price for the phone.
The $30 4g monthly plan unl data, text, and 100 min is a prepaid plan requiring no contract. You bring your own phone- any gsm will do. Better if it works on tmo 3g.
An there are no taxes or fees. If you buy thru calling mart, with the right discounts which are sent to you via email if you are on their customer list- you can get refils for $28.50/month!
Also this plan is only available online or thru walmart stores. T-mobile stores will not offer it to you. Strictly do it yourself online.
xpprofessional1 said:
Sorry to disappoint you buddy, but a lot of people here including myself is been using this plan for a long time now. I've been using it myself for almost a year and half, so far I have used this plan with the galaxy s 2, Galaxy Note AT&T, Galaxy note T Mobile, and now Galaxy Note 2 T Mobile. It's a great plan for people that doesn't talk much on the phone hahahahaha.
Sent from my SGH-T889 using xda premium
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Click to collapse
Why would I be disappointed?:victory: Don't you think more people would consider trying the Note 2 on T-Mobile if they knew this plan was available for the Note2?
If the coverage isn't acceptable, the Note 2 could still be returned for a full refund within 14 days right with no activation fee right?
Sounds like a low risk way to try T-Mobile..
Also can't users just move up to other T-Mobile off contract plans if this $30/mo total plan doesn't best support their use case?:good:
No sim fees, no activation fees? All you have to do is pay the first month?
Sent from my GT-I9300 using xda app-developers app
sashusmom said:
The $250 down with $20/mo times 20 months=$650 for phone is only available thru the value plan which requires a 2 year contract. So you are locked into a contract and pay full price for the phone.
The $30 4g monthly plan unl data, text, and 100 min is a prepaid plan requiring no contract. You bring your own phone- any gsm will do. Better if it works on tmo 3g.
An there are no taxes or fees. If you buy thru calling mart, with the right discounts which are sent to you via email if you are on their customer list- you can get refils for $28.50/month!
Also this plan is only available online or thru walmart stores. T-mobile stores will not offer it to you. Strictly do it yourself online.
Click to expand...
Click to collapse
Thanks Ok she didn't mention that price required a 2 year contract (& was within a broader conversation of plans available outside of contracts).. well I guess if someone is unsure of how the Note2 on T-Mobile would work for them, they can could still get it for the above deal to test out for 14 days & return it for full refund to get out of that contract & then buy it online for full $650+tax if satisfied right?
http://prepaid-phones.t-mobile.com/monthly-4g-plans (not just Walmart it seems but $30/mo or $28.50/month for email discount refills is impressively less than I'm currently paying for my inferior EVO non-existent "4G"service on Sprint compounded by their slow 3G)..
Users can still easily go to other T-Mobile off contract plans if this $30/mo total plan doesn't best support their use case in following months right?
I don't think I want to deal with contracts if there is a better option for my use case..
SMARTPHONEPC said:
Thanks Ok she didn't mention that price required a 2 year contract (& was within a broader conversation of plans available outside of contracts).. well I guess if someone is unsure of how the Note2 on T-Mobile would work for them, they can could still get it for the above deal to test out for 14 days & return it for full refund to get out of that contract & then buy it online for full $650+tax if satisfied right?
http://prepaid-phones.t-mobile.com/monthly-4g-plans (not just Walmart it seems but $30/mo or $28.50/month for email discount refills is impressively less than I'm currently paying for my inferior EVO non-existent "4G"service on Sprint compounded by their slow 3G)..
Users can still easily go to other T-Mobile off contract plans if this $30/mo total plan doesn't best support their use case in following months right?
I don't think I want to deal with contracts if there is a better option for my use case..
Click to expand...
Click to collapse
Of course. It's a no-contract prepaid plan. Nothing keeping you from doing whatever you want. You could buy a Straight Talk sim and switch off between that and T-Mobile's $30 plan every month if you want.
BTW I'm on the $30 plan, bought the phone in store for $650. Best choice for me by far. The cost savings over 2 years will make the initial high price pay for itself several times over.
Also, don't completely discount T-Mobile stores. Some of them are greedy but mine had no problems activating the $30 plan. They even gave me the sim for free and had no problem adding insurance ($7) for me. My total in store was $649.99 + $30 + $7 + tax. Everything was set up in under 5 minutes. Maybe I just got lucky!
LucJoe said:
Of course. It's a no-contract prepaid plan. Nothing keeping you from doing whatever you want. You could buy a Straight Talk sim and switch off between that and T-Mobile's $30 plan every month if you want.
BTW I'm on the $30 plan, bought the phone in store for $650. Best choice for me by far. The cost savings over 2 years will make the initial high price pay for itself several times over.
Also, don't completely discount T-Mobile stores. Some of them are greedy but mine had no problems activating the $30 plan. They even gave me the sim for free and had no problem adding insurance ($7) for me. My total in store was $649.99 + $30 + $7 + tax. Everything was set up in under 5 minutes. Maybe I just got lucky!
Click to expand...
Click to collapse
Wow that's fast thanks, just wanted to make sure there are no complications-fine print (the T-Mobile store didn't mention the $250+$20/mo for 20 months would involve contracts & seemed to rather laud that it was an interest free way to buy the Note2 unsubsidized in these days of low interest rates)
Do you think it would be best to call some local T-mobile stores to see if they'll do it before showing up or will they be more likely to do it impulsively (there is at least one T-Mobile close to a frequented shopping center locally here)?
I actually noticed the $7/mo insurance including theft, loss, accidental damage etc..anything we should be aware of besides the below (people have had good experiences with it?):
Thnx
http://prepaid-phones.t-mobile.com/prepaid-additional-services#Monthly4GHandsetProtection
http://www.t-mobile.com/Company/pdf/WP24276B_T-Mobile_NY_6.11.12.pdf
"Handset Protection* you won’t
miss a beat if your device is:
• Lost
• Stolen
• Accidentally damaged
(including water damage)
• Malfunctioning due to mechanical
or electrical failure**
Live Your Life With Confidence.
Enroll Today!
You can enroll in Monthly4G Handset Protection within
14 days of purchasing your T-Mobile®
phone with
an accompanying Monthly4G rate plan.
***
Handset
Protection is optional and is not required to purchase
the device or obtain T-Mobile wireless services.
* Benefits may also be purchased separately through an insurance
program that offers coverage in the event of accidental damage,
loss, or theft and is underwritten by American Security Insurance
Company for a monthly charge of $6; or through an extended
service contract that offers coverage against mechanical breakdown
for a monthly charge of $2. To enroll in the separate insurance or
extended service contract programs, please call 1-866-778-1044.
**Excludes mechanical or electrical breakdown covered by the
manufacturer’s warranty.
***Monthly4G Handset Protection is not available on the iPhone®
;
not all devices sold by T-Mobile are eligible for Monthly4G
Handset Protection Coverage.
More fine print:
http://wac.04c7.edgecastcdn.net/000...s/pdf/WP24276B_T-Mobile_All_States_online.pdf
SMARTPHONEPC said:
Thanks _Motoki_ are you rooted or will you root the Note2?
Click to expand...
Click to collapse
I'm not rooted on the Note II. I don't want to risk messing anything up for the LTE software update T-Mobile should hopefully push, eventually.
I was rooted on my last phone which was just a cheap Samsung Exhibit II that bought when I switched over from Virgin until I could get something better.
Sent from my SGH-T889 using Tapatalk 2
For what it's worth, I am running Solavei($49 unlimited everything including 4G) vs the $30 plan from T-Mobile (although I have the t-mobile sim, just in case). I am loving the coverage... and I am even more impressed with the download speeds. Attached a pic to show how good it is. (the 11mb speed is sitting in a dave and busters in columbia, MD, the slow 600k speed is sitting in the back corner of a pizza joint in columbia for lunch, with edge connectivity).
If you ask me, it's a better deal than the $30 plan.
mdt73 said:
For what it's worth, I am running Solavei($49 unlimited everything including 4G) vs the $30 plan from T-Mobile (although I have the t-mobile sim, just in case). I am loving the coverage... and I am even more impressed with the download speeds. Attached a pic to show how good it is. (the 11mb speed is sitting in a dave and busters in columbia, MD, the slow 600k speed is sitting in the back corner of a pizza joint in columbia for lunch, with edge connectivity).
If you ask me, it's a better deal than the $30 plan.
Click to expand...
Click to collapse
It depends on your individual needs. I don't use much more than 100 min and if I need more, I have a little extra balance and just pay 10 cents per minute. 5gb of 4g data is good for me, then it switches to unl. at edge speeds. $20 savings for 12 months is $360- half the cost of the phone off contract! A much better deal for me than Solavei's $50/month
SMARTPHONEPC said:
Wow that's fast thanks, just wanted to make sure there are no complications-fine print (the T-Mobile store didn't mention the $250+$20/mo for 20 months would involve contracts & seemed to rather laud that it was an interest free way to buy the Note2 unsubsidized in these days of low interest rates)
Do you think it would be best to call some local T-mobile stores to see if they'll do it before showing up or will they be more likely to do it impulsively (there is at least one T-Mobile close to a frequented shopping center locally here)?
I actually noticed the $7/mo insurance including theft, loss, accidental damage etc..anything we should be aware of besides the below (people have had good experiences with it?):
Thnx
http://prepaid-phones.t-mobile.com/prepaid-additional-services#Monthly4GHandsetProtection
http://www.t-mobile.com/Company/pdf/WP24276B_T-Mobile_NY_6.11.12.pdf
"Handset Protection* you won’t
miss a beat if your device is:
• Lost
• Stolen
• Accidentally damaged
(including water damage)
• Malfunctioning due to mechanical
or electrical failure**
Live Your Life With Confidence.
Enroll Today!
You can enroll in Monthly4G Handset Protection within
14 days of purchasing your T-Mobile®
phone with
an accompanying Monthly4G rate plan.
***
Handset
Protection is optional and is not required to purchase
the device or obtain T-Mobile wireless services.
* Benefits may also be purchased separately through an insurance
program that offers coverage in the event of accidental damage,
loss, or theft and is underwritten by American Security Insurance
Company for a monthly charge of $6; or through an extended
service contract that offers coverage against mechanical breakdown
for a monthly charge of $2. To enroll in the separate insurance or
extended service contract programs, please call 1-866-778-1044.
**Excludes mechanical or electrical breakdown covered by the
manufacturer’s warranty.
***Monthly4G Handset Protection is not available on the iPhone®
;
not all devices sold by T-Mobile are eligible for Monthly4G
Handset Protection Coverage.
More fine print:
http://wac.04c7.edgecastcdn.net/000...s/pdf/WP24276B_T-Mobile_All_States_online.pdf
Click to expand...
Click to collapse
I just got done making a Loss claim with them about 2 weeks ago and they were VERY quick and the deductible was $130 and they shipped me a BRAND NEW Note 2 in it's original box w/all accessories included... Not too shabby.... Although seeing as the Note 2 just came out they def do not have any refurbs yet... I am sooooo glad I had it on my account cause I just paid almost $700 w/tax for the phone and I would much rather pay $130 rather then lose a brand new $700 phone! I woulda **** myself if I lost it with no recourse...
BTW: Their Monthly4g prepaid plans are through a different provider (insurance company) than their contract plans and I have heard of people having hassles with the other company but not through Assurance...
I use ensquared for my insurance. $58 a year. $75 deductible. 2 phones can be replaced. Covers loss, theft, accidents and the normal coverage. Hard to beat.
Sent from my SGH-T889 using xda premium
---------- Post added at 11:32 PM ---------- Previous post was at 11:31 PM ----------
sashusmom said:
It depends on your individual needs. I don't use much more than 100 min and if I need more, I have a little extra balance and just pay 10 cents per minute. 5gb of 4g data is good for me, then it switches to unl. at edge speeds. $20 savings for 12 months is $360- half the cost of the phone off contract! A much better deal for me than Solavei's $50/month
Click to expand...
Click to collapse
Recheck your math. Also, do you have a house phone?
Sent from my SGH-T889 using xda premium
Wish I signed up that $30 plan before signed my contract.
Is there a way to sign up for 2nd line under the $30 dollar plan and port my number to that 2nd line then cancel the 1st line?
I want to keep my same number.
mdt73 said:
I use ensquared for my insurance. $58 a year. $75 deductible. 2 phones can be replaced. Covers loss, theft, accidents and the normal coverage. Hard to beat.
Click to expand...
Click to collapse
Sounds like an interesting alternative but I'd have to read that fine print:
http://www.ensquared.com/catalog/phone-insurance/1-year-phone-insurance-smartphone
http://www.ensquared.com/1_Year_Phone_Insurance_Terms.htm
http://www.ensquared.com/catalog/phone-insurance/2-year-phone-insurance-smartphone
http://www.ensquared.com/2_Year_Phone_Insurance_Terms.htm
I picked up A Note II Saturday off CL for a decent price. White too...all the stores had were the grey ones. I had preordered a sim activation kit from T-Mobile http://prepaid-phones.t-mobile.com/prepaid-phone/T-Mobile-Prepaid-SIM-Activation-Kit for .99 cents and then did the activation online when I got the phone. Smooth as silk and I am getting surprisingly good data speeds. 8-16MB
Cheers
shojus said:
I just got done making a Loss claim with them about 2 weeks ago and they were VERY quick and the deductible was $130 and they shipped me a BRAND NEW Note 2 in it's original box w/all accessories included... Not too shabby.... Although seeing as the Note 2 just came out they def do not have any refurbs yet... I am sooooo glad I had it on my account cause I just paid almost $700 w/tax for the phone and I would much rather pay $130 rather then lose a brand new $700 phone! I woulda **** myself if I lost it with no recourse...
BTW: Their Monthly4g prepaid plans are through a different provider (insurance company) than their contract plans and I have heard of people having hassles with the other company but not through Assurance...
---
Verizon S3 32gb in white w/unlimited LTE
T-mobile Note 2 16gb in Titanium
Apple iPad 3rd gen 64gb white w/Verizon LTE (For my 3 year old lil girl....)
Coming SOON: Nexus 4 16gb
Click to expand...
Click to collapse
Good to read, so the deductible shouldn't be more than $130? I might not be as happy about getting a refurb in the future however. If it didn't cover theft, loss, accidental damage I wouldn't bother considering it but at $7/mo over T-Mobile competitive plans sounds like a more reasonable consideration to take some of the sting out of some unfortunate event.
I'm still somewhat debating the $30/mo prepaid for the Note2 which you point out uses a different insurer or some of their reasonable contract plans. I'm also considering a Nexus 4 as a second device which I'd likely do on this $30/mo prepaid plan likely without insurance considering its lower unit cost, are you planning on getting insurance for your Nexus 4?
Could you comment on your experiences with T-Mobile Vs your Verizon service? Thnx
ATT mobile insurance is $7 per month. But the deductible for the i317 is $200.
Do you think it is worth it to have? is ATT's replacement policy similar to that of Apple for instance. meaning with 100% satisfaction rate or do they give people hard time before replacing any device.
Thanks
I had them replace my note twice for charging port issues, they never gave me any grief. In fact they send a brand new device the second time.
Sent from my SAMSUNG-SGH-I317 using Tapatalk 2
It is hard for me to pay those crazy fees now for insurance. I would compare Squaretrade, at least that has a capped rate(one time fee vs monthly).
Here is the kicker for AT&T that they don't always tell you: no matter what is wrong with the phone, after 12 months you pay the $199 deductible. So you paid $8x12 months(or more) and the phone fails to power on but has ZERO damage, you are still required to pay the $199 deductible. That is $296 minimum @ 12 months. Squaretrade is upfront fee of around $100(they offer coupons so it varies look on Facebook) and a deductible of $100(I think).
You need to do the math to see if it is worth it for you. I personally will never pay those fees again bc they are wasted if you don't use it. Your screen is the most likely thing to repair and odds are I can repair it for less than $200. Basically around the same amount of money but I only spend it if needed. Also, do not forget that there is now a real out of contract replacement available: Nexus 4. Once the back order is caught up in a month or two you would be able to get a high end replacement device for 299 or 349, again only spending money if you need to vs spending it every month regardless.
All in your perceived value.
Gvndeb60 said:
It is hard for me to pay those crazy fees now for insurance. I would compare Squaretrade, at least that has a capped rate(one time fee vs monthly).
Here is the kicker for AT&T that they don't always tell you: no matter what is wrong with the phone, after 12 months you pay the $199 deductible. So you paid $8x12 months(or more) and the phone fails to power on but has ZERO damage, you are still required to pay the $199 deductible. That is $296 minimum @ 12 months. Squaretrade is upfront fee of around $100(they offer coupons so it varies look on Facebook) and a deductible of $100(I think).
You need to do the math to see if it is worth it for you. I personally will never pay those fees again bc they are wasted if you don't use it. Your screen is the most likely thing to repair and odds are I can repair it for less than $200. Basically around the same amount of money but I only spend it if needed. Also, do not forget that there is now a real out of contract replacement available: Nexus 4. Once the back order is caught up in a month or two you would be able to get a high end replacement device for 299 or 349, again only spending money if you need to vs spending it every month regardless.
All in your perceived value.
Click to expand...
Click to collapse
Thanks for your argument... I was considering buying the insurance myself
Sent from my SAMSUNG-SGH-I317 using Tapatalk 2
Gvndeb60 said:
It is hard for me to pay those crazy fees now for insurance. I would compare Squaretrade, at least that has a capped rate(one time fee vs monthly).
Here is the kicker for AT&T that they don't always tell you: no matter what is wrong with the phone, after 12 months you pay the $199 deductible. So you paid $8x12 months(or more) and the phone fails to power on but has ZERO damage, you are still required to pay the $199 deductible. That is $296 minimum @ 12 months. Squaretrade is upfront fee of around $100(they offer coupons so it varies look on Facebook) and a deductible of $100(I think).
You need to do the math to see if it is worth it for you. I personally will never pay those fees again bc they are wasted if you don't use it. Your screen is the most likely thing to repair and odds are I can repair it for less than $200. Basically around the same amount of money but I only spend it if needed. Also, do not forget that there is now a real out of contract replacement available: Nexus 4. Once the back order is caught up in a month or two you would be able to get a high end replacement device for 299 or 349, again only spending money if you need to vs spending it every month regardless.
All in your perceived value.
Click to expand...
Click to collapse
Have you ever used them? never heard of them.
I have not personally used Squaretrade, but they are highly reputable and I read nothing but good things about them on other forums.
To put it in perspective, IMO, Apple offers the best extended warranty called AppleCare+ for $99 for their devices. I have used it before on my iPad and my wife's iPhone. It is amazing and they cover everything. On imore.com which is an apple site, the forums have lots of people saying they choose Squaretrade over AppleCare.
That is just an example, again I have not used them so I am just sharing what I have read.
But I have used Best Buy coverage, AT&T insurance, and Sprint insurance. Best Buy was horrible in all ways as was Sprint. Both grilled you with tons of questions, and honestly looked for ways to void your warranty. Sprint even called a huge bright white spot on the middle of my HTC EVO a cosmetic problem. Both AT&T and Sprint use Asurian as the insurance company, and both times I have had to swap phones they gave me damaged models. With Sprint I went through about 4 Palm Pres before getting one that wasn't noticeably damaged. ATT swapped my Atrix out without any hassle but the first one was damaged as well.
I could be biased bc of my experiences but remember they are not in business to help you, they are in business to make money. Do the math to see if it is worth it. I will say that I have used it before for the first 2-4 months when a device is first released bc of the high cost. Normally the out of contract cost drops after a month or two.
Good luck.
Gvndeb60 said:
I have not personally used Squaretrade, but they are highly reputable and I read nothing but good things about them on other forums.
To put it in perspective, IMO, Apple offers the best extended warranty called AppleCare+ for $99 for their devices. I have used it before on my iPad and my wife's iPhone. It is amazing and they cover everything. On imore.com which is an apple site, the forums have lots of people saying they choose Squaretrade over AppleCare.
That is just an example, again I have not used them so I am just sharing what I have read.
But I have used Best Buy coverage, AT&T insurance, and Sprint insurance. Best Buy was horrible in all ways as was Sprint. Both grilled you with tons of questions, and honestly looked for ways to void your warranty. Sprint even called a huge bright white spot on the middle of my HTC EVO a cosmetic problem. Both AT&T and Sprint use Asurian as the insurance company, and both times I have had to swap phones they gave me damaged models. With Sprint I went through about 4 Palm Pres before getting one that wasn't noticeably damaged. ATT swapped my Atrix out without any hassle but the first one was damaged as well.
I could be biased bc of my experiences but remember they are not in business to help you, they are in business to make money. Do the math to see if it is worth it. I will say that I have used it before for the first 2-4 months when a device is first released bc of the high cost. Normally the out of contract cost drops after a month or two.
Good luck.
Click to expand...
Click to collapse
Thank you Bro.
I've done some research on both.
Before I was under the impression they give you a brand new phone, but it seems a Refurbished one is the way to go for them.
It appears to me that after: $199 + $100 it is not worth it to get a refurbished phone after let's say 12 months of usage. One may just use this money and do an early upgrade if anything goes wrong with the phone.
BTW squaretrade doesn't allow theft coverage.
You don't always get a refurbished... I was given a brand new device once.
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