Develop Bugs

Total Equipment Protection

I have this on my phone plan. Do you think it's worth it to keep it? Also I've rooted my phone, will this matter?

It's a $500 phone, insurance will cost you $84/year your choice, I'm keeping it though.
Sent from my HTC EVO 4G.

Jeffaray said:
I have this on my phone plan. Do you think it's worth it to keep it? Also I've rooted my phone, will this matter?
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Depends entirely on if you will end up utilizing it. Genetally speaking it's a rip off. Do you know what the deductable is? It's a lot. For the average chance, burning cash.
Sent from my PC36100 using XDA App

I do not know the deductible. The insurance just carried over from my previous phone. If I ever break it and have to use the insurance to replace it, do you think it will matter that I rooted it? Because if it does, then obviously I'll cancel it
Sent from my EVOot using XDA App

If you break the phone and its replaced by the insurance company its $100. I don't think it really matters if its rooted or not if you get it replaced by the insurance. If you go to the sprint store for them to fix i think it would matter if its rooted.
Sent from my HTC Evo 4g using Tapatalk

Lemme put it to you like this:
New EVO: $500
Insurance (deposit and all that): $7 per month ($87 annually)
Insurance deductible: $100
So if you brick your phone, it's lost/stolen, smashed, what have you, after 12 months, it will cost you $187 to replace it. That's $313 less than retail.
Even if you replace your phone after two years, (and let's say the cost of the EVO drops from $500 to $400, and you don't want to renew your contract and thus get a new phone quite yet), it will still cost less ($274, therefore $126 less than retail).
And yes, you can get your phone replaced if you brick it. How? Just go to Sprint, tell them that you lost your phone or that it was stolen. Congrats, you now have a spare battery, charger, and Micro SD card!
Seriously, it's a good deal as far as I'm concerned, just talking numbers.

drmacinyasha said:
Lemme put it to you like this:
New EVO: $500
Insurance (deposit and all that): $7 per month ($87 annually)
Insurance deductible: $100
So if you brick your phone, it's lost/stolen, smashed, what have you, after 12 months, it will cost you $187 to replace it. That's $313 less than retail.
Even if you replace your phone after two years, (and let's say the cost of the EVO drops from $500 to $400, and you don't want to renew your contract and thus get a new phone quite yet), it will still cost less ($274, therefore $126 less than retail).
And yes, you can get your phone replaced if you brick it. How? Just go to Sprint, tell them that you lost your phone or that it was stolen. Congrats, you now have a spare battery, charger, and Micro SD card!
Seriously, it's a good deal as far as I'm concerned, just talking numbers.
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If you want to talk numbers, you must consider the odds of breaking the phone. Its not guaranteed that you will break the phone. If you have say 4 phones(family plan) and they all have insurance. Then Your family end up breaking one of the phones in this 2 year period. Total cost? 4 phones x 24 months x $7 tep charge + $100 deduct = $772. Cost of retail? $499 or so. In this scenario, insurance isn't worth it. If however, 2 of the 4 phones break, the cost is then $872...getting closer to that mark...
Sent from my PC36100 using XDA App

Thanks for all the quick responses. You all have been a lot of help.

Jeffaray said:
Thanks for all the quick responses. You all have been a lot of help.
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It boils down to Sprint being able to take advantage of the aggregate combined with a general misunderstanding of statistics. For a given year, the question boils down to "do yoy have a greater than 25% chance of breaking your phone."
Sent from my PC36100 using XDA App

someone mentioned that they got their EVO added to their renters insurance.

Helped Out My Son
Well, my son dropped his EVO two weeks after getting it. The screen shattered and it was replaced for the $100 deductible. So, with three EVOs on our plan we just need another break/loss in the next couple of years to be in the money.
If I was a betting man, I would bet that my Offensive Lineman will sometime break his pone in the next two years, so for us it is helpful. It all depends (as stated earlier) on the statistics. Insurance is all about shared risk ... thanks for sharing his risk if you participate

I'm going to make this a story problem for my math students this Fall.

SilverZero said:
I'm going to make this a story problem for my math students this Fall.
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Haha, I like that.
I myself like having Sprint's insurance for the sole fact of if I ever do really damage my phone or drop it in water, etc. I can get a new one for the 100, and who doesn't like a bright new shiny phone. ... And lets say i just damage everything but the screen, i would remove my old scree to have as a backup. Or maybe even sell.

Don't forget they may give you a refurbished phone.
Sent from my PC36100 using XDA App

Also account for 'being able to sleep at night'. If having insurance makes you sleep easier at night, then go for it.

vbyt said:
If you want to talk numbers, you must consider the odds of breaking the phone. Its not guaranteed that you will break the phone. If you have say 4 phones(family plan) and they all have insurance. Then Your family end up breaking one of the phones in this 2 year period. Total cost? 4 phones x 24 months x $7 tep charge + $100 deduct = $772. Cost of retail? $499 or so. In this scenario, insurance isn't worth it. If however, 2 of the 4 phones break, the cost is then $872...getting closer to that mark...
Sent from my PC36100 using XDA App
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For me, I'm the only person on my plan, and I work Facilities and Maintenance, meaning I'm constantly running around inside, around, and on top of a building, around heavy machinery, crawling through a plenum, and so on. The chance of me breaking or dropping my phone? Pretty high. And considering that it's not the best-paying job around, having insurance just seemed like the smartest move.

drmacinyasha said:
For me, I'm the only person on my plan, and I work Facilities and Maintenance, meaning I'm constantly running around inside, around, and on top of a building, around heavy machinery, crawling through a plenum, and so on. The chance of me breaking or dropping my phone? Pretty high. And considering that it's not the best-paying job around, having insurance just seemed like the smartest move.
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agreed, probably a good play on your part considering your situation, but you cannot say it is a good deal to someone else just because it is good for you. Everyone has to assess their own situation.

novanosis85 said:
Don't forget they may give you a refurbished phone.
Sent from my PC36100 using XDA App
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Pretty much guaranteed to get a refurb. Although those do tend to be just as good.
Sent from my PC36100 using XDA App

ok so if we say we "lost" our phone and get a new one for $100 from insurance, will the "lost" one still be a functional phone to connect to wifi n stuff or do they remote auto kill it? If they do auto kill, is there anyway to prevent them from doing so?

ReallyShawn said:
Well, my son dropped his EVO two weeks after getting it. The screen shattered and it was replaced for the $100 deductible. So, with three EVOs on our plan we just need another break/loss in the next couple of years to be in the money.
If I was a betting man, I would bet that my Offensive Lineman will sometime break his pone in the next two years, so for us it is helpful. It all depends (as stated earlier) on the statistics. Insurance is all about shared risk ... thanks for sharing his risk if you participate
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You'll have lost money.
In your case:
7x3x24+200 = 704
This would appear to put you ahead, untill you realize that a refurb will be costing sub 300 in a year. Depreciation is a *****.
Sent from my PC36100 using XDA App

T-Mobile insurance. Is it worth it?

I wanted to start this thread as sort of an informative type of thread. I know there will be other people wondering the same thing. I haven't had t-mobile in years and only dealt with sprint Asurion insurance.
I have been offered t-mobile insurance and I'm not really sure if it would be worth getting it. There were three options given and I wanted to get some insight from some customers that have gone through the insurance in the past. I am leaning towards the middle one that I think was 4.79.
Is this a good insurance to have or should I get the higher priced one that extends the warranty to two years?
Are there any issues over the phone when trying to get a replacement due to software or hardware issues?
How are the refurbs that are sent as replacement?
Here are the two options
http://www.t-mobile.com/shop/addons...umHandsetProtection&tp=Svc_Sub_EqpmntProtnOvw
or
http://www.squaretrade.com/pages/and...g1#coveragePop

I went with Squaretrade instead of Tmobile because of the deductible
Sent from my SGH-T989 using xda premium

mziol said:
I went with Squaretrade instead of Tmobile because of the deductible
Sent from my SGH-T989 using xda premium
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Can you give some insight on what squaretrade is offering vs t-mobile?

mziol said:
I went with Squaretrade instead of Tmobile because of the deductible
Sent from my SGH-T989 using xda premium
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I went squaretrade too, with coupon code it was only $90 and covers 2 years and by then I will be on a completely diff phone anyway..

if they cover screen replacement or water damage, it's a decent protection, if you are ... accident prone like me
i used to take those insurance, when i was in school and couldn't afford a new device very often.
once i started getting better jobs, i stopped taking those, as i was switching from phone to phone before i can even crack the old phone

post moved to OP

AllGamer said:
if they cover screen replacement or water damage, it's a decent protection, if you are ... accident prone like me
i used to take those insurance, when i was in school and couldn't afford a new device very often.
once i started getting better jobs, i stopped taking those, as i was switching from phone to phone before i can even crack the old phone
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Click to collapse
Yeah that's kinda where I'm at with it. I am very careful with my phones and usually go through phones pretty quick. I will feel much better about it once I get a case. I always feel like I'm going to drop this thing. I don't know if it's the weight or the slender build.

i just use the tmobil insurance u brick or wreck ur phone u take it into tmobil they replace it with a new one or refurbished one!

have you looked at the Best Buy insurance?
they are pretty fair and fool prof and it's affordable but the rates varies from phone to phone, so you might want to check in store

AllGamer said:
have you looked at the Best Buy insurance?
they are pretty fair and fool prof and it's affordable but the rates varies from phone to phone, so you might want to check in store
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Click to collapse
I got my phone through wirefly so I don't know if Bestbuy would warranty a purchase that wasn't at their store.
I did notice that squaretrade doesn't cover loss or theft so that wouldn't be an option.
I am leaning toward the PHP insurance option through T-mobile. Anybody here ever had any issues with that particular type of insurance?

Jjday7 said:
I got my phone through wirefly so I don't know if Bestbuy would warranty a purchase that wasn't at their store.
I did notice that squaretrade doesn't cover loss or theft so that wouldn't be an option.
I am leaning toward the PHP insurance option through T-mobile. Anybody here ever had any issues with that particular type of insurance?
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Click to collapse
Thats the thing i dont like the no loss of theft. but that deductible is killer. i wonder if there is a way to sweet talk them. and i do understand its a deterrent to prevent people from breaking there phone to get the updated hardware as they make revisions or lie and say they lost the phone so they can get a dev phone.

I had cell phone insiranve since it was 1.99 it just a fall. Back they send it ecpress overnght and u pay lile 130 dedu.(smart phone) it worth it
Sent from my SGH-T989 using XDA App

Baaed on the answers, I'm thinking that going the insurance route is the best option. This phone feels fragile so I'm going to cover my butt. I think the 4.79 insurance will do. Plus I can cancel at any time which makes It a better deal. I lobe this phone but I know from past experiences that I will probably keep it less than a year.

Jjday7 said:
Baaed on the answers, I'm thinking that going the insurance route is the best option. This phone feels fragile so I'm going to cover my butt. I think the 4.79 insurance will do. Plus I can cancel at any time which makes It a better deal. I lobe this phone but I know from past experiences that I will probably keep it less than a year.
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i got it as well. i would rather pay a little extra so im not always worried about the phone. better to have it and not need then to need and not have. replace the phone once and its payed for its self.

ive had/have premium asurion insurance thru tmobile. they cover 3 phones in a 12 month period. i know because ive lost 4 phones already and was left with no choice but to buy the sgs2 lol.
the deductible is what kills you. for any smart phone whether its damaged, lost or stolen, you have to pay 130.00 PERIOD and that includes free overnight shipping. if you order your new phone monday morning you will have it by tuesday afternoon. theres no sweet talking or getting yourself out of that deductible EVER. if your a clutz like me the insurance is worth it. 130 beats 500 any day.
asurion covers stolen, lost, theft, water damage, etc. i guess they dont really care what your excuse is for whatever happened to your phone because your getting ass raped with a deductible. either way i WOULD recommend them. its a small price to pay and believe if you ever do lose your phone you will be more than thankful that you had insurance on it

They are both worth it. DO NOT go with tie protection plan. They never keep up their end. It's pointless and it's money down the drain. With T-Mobile insurance and warranty... you get a phone... you damage it... there is a deductible. If it's the phone itself, the warranty covers it. Better to pay the deductible then retail of the phone. The phones aren't getting cheaper. You have to think MSRP.
I've been selling phones for dealers and corp for 5+ years. Insurance is a double edged sword. Yes it costs more monthly, yes it adds up and yes there is a deductible. So it's a gamble. Is it worth it? Yes. Is it worth it if nothing goes wrong with the phone? No. But that's the gamble.
Warranty... Personally I'll pass. I don't keep phones past the first year. The phone is covered by manufacturer warranty and I believe the carrier will handle the swap for you. You're paying for the second year in contract for the warranty part... So you pay it the first year when it's covered anyway.
Insurance covers everything... then there is a deductible. Anything happens to the phone, you make a claim and get one the next day. Handled by Asurion.
If you add up the monthly charge for insurance alone + the deductible... you're looking at about $250. If nothing happens and you keep your phone, then you paid insurance for nothing. But that's just insurance... that's how insurance works. If you break it, lose it or get it wet within the first couple months... pay the deductible and get a new one... was insurance worth it? Yes.
Next year... let's say something happens... you've been paying on insurance, pay the deductible. Could you maybe have bought the phone from someone else and saved a little coin? Yes.
It's basically good to have insurance if something happens in the first few months. I recommend putting it on at first and maybe ween yourself off it. But some of you are like me...
Am I too cheap to pay for insurance? Yes.
Will I get insurance? Probably for the first couple months.
Do I have the phone for 6+ months? No.
If I don't have insurance, am I willing to drop $500+ on the latest phone? Sure. I guess I have to.

Jjday7 said:
I got my phone through wirefly so I don't know if Bestbuy would warranty a purchase that wasn't at their store.
I did notice that squaretrade doesn't cover loss or theft so that wouldn't be an option.
I am leaning toward the PHP insurance option through T-mobile. Anybody here ever had any issues with that particular type of insurance?
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Click to collapse
Hey, I got my daughter's Sidekick 4G through Wirefly and they offered some kind of insurance for like $70 up front or in monthly installments. And I do believe it covered accidents and theft. Check into it.

chrischoi said:
They are both worth it. DO NOT go with tie protection plan. They never keep up their end. It's pointless and it's money down the drain. With T-Mobile insurance and warranty... you get a phone... you damage it... there is a deductible. If it's the phone itself, the warranty covers it. Better to pay the deductible then retail of the phone. The phones aren't getting cheaper. You have to think MSRP.
I've been selling phones for dealers and corp for 5+ years. Insurance is a double edged sword. Yes it costs more monthly, yes it adds up and yes there is a deductible. So it's a gamble. Is it worth it? Yes. Is it worth it if nothing goes wrong with the phone? No. But that's the gamble.
Warranty... Personally I'll pass. I don't keep phones past the first year. The phone is covered by manufacturer warranty and I believe the carrier will handle the swap for you. You're paying for the second year in contract for the warranty part... So you pay it the first year when it's covered anyway.
Insurance covers everything... then there is a deductible. Anything happens to the phone, you make a claim and get one the next day. Handled by Asurion.
If you add up the monthly charge for insurance alone + the deductible... you're looking at about $250. If nothing happens and you keep your phone, then you paid insurance for nothing. But that's just insurance... that's how insurance works. If you break it, lose it or get it wet within the first couple months... pay the deductible and get a new one... was insurance worth it? Yes.
Next year... let's say something happens... you've been paying on insurance, pay the deductible. Could you maybe have bought the phone from someone else and saved a little coin? Yes.
It's basically good to have insurance if something happens in the first few months. I recommend putting it on at first and maybe ween yourself off it. But some of you are like me...
Am I too cheap to pay for insurance? Yes.
Will I get insurance? Probably for the first couple months.
Do I have the phone for 6+ months? No.
If I don't have insurance, am I willing to drop $500+ on the latest phone? Sure. I guess I have to.
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Click to collapse
yea i see where you are coming from. just wish i was in a different industry where my phone would not be exposed to so many elements.

Get the bundle. Sure it may be $7/month, but the insurance and warranty cover phones that you buy in the future too. (Even second hand phones)

rr5678 said:
Get the bundle. Sure it may be $7/month, but the insurance and warranty cover phones that you buy in the future too. (Even second hand phones)
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where do i find this information

Has anyone shattere their screen yet?

Or am I the first? FML... Any suggestions?

You didn't get insurance?

windctyaudi said:
You didn't get insurance?
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I never buy insurance since most of my credit cards already double manufacture warranty/purchase protection. Apparently the one I used does not. I bought the phone off contract and a local repair shop will charge me $350... Am I officially the world's biggest idiot?

I would buy one off craigslist and sell your broken on ebay to offset the cost. I'm sure you could get upwards of $100 for it. Sell the S pen separately to potentially make a few more bucks. Or I would buy a Nexus 4.

damn dude sorry about that just pay to get the screen fixed.... it shouldnt be that much.. i live in florida and there are a few places that fix them for comparable prices.. then get insurance brother..

davidowens1990 said:
Or am I the first? FML... Any suggestions?
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Click to collapse
You just broke the glass, aka the "digitizer" -?-
Good News if the AMOLED is intact:
http://www.aliexpress.com/item/orig...-N7100-GT-N7100-Digitizer-free/674248669.html
However, you will also need:
A Heat Gun, or an extra hot hair dryer--
And some special adhesive.
3M makes a special-strong type of two-sided adhesive that you could cut with an exacto knife.
It isn't as hard as you think, it just takes patience and very strong desire to save yourself $300.
And more patience.
Worst case scenario, you'll botch the LCD behind it, but---
You can get the replacement assembly of the LCD/digitizer for $315-

mysticfrog said:
damn dude sorry about that just pay to get the screen fixed.... it shouldnt be that much.. i live in florida and there are a few places that fix them for comparable prices.. then get insurance brother..
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Click to collapse
The reason it's so expensive is that you need to replace the LCD, Digtizer, and the glass since they are all glued together. I may just suck it up and live with a cracked screen since it still functions. I'm assuming it would be too late to buy insurance now right?

Have you priced it from Samsung yet? I thought it was in the upper 200s from Samsung.

DeoreDX said:
Have you priced it from Samsung yet? I thought it was in the upper 200s from Samsung.
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Click to collapse
It was actually quoted for $170 through Samsung. Do you think I need to unroot the phone, or is that totally irrelevant?

davidowens1990 said:
The reason it's so expensive is that you need to replace the LCD, Digtizer, and the glass since they are all glued together. I may just suck it up and live with a cracked screen since it still functions. I'm assuming it would be too late to buy insurance now right?
Click to expand...
Click to collapse
No do it now. Couple weeks submit the claim
Sent from my SGH-T889 using xda premium

yep, get insurnace and in about a month, say screen is broken, only $130

RE: Insurance fraud
So glad to see that the criminal element is alive and well on XDA.

Does your credit card have a 90 day retail purchase protection (ie. protection against theft, accidental damage and loss)? Mines does, so you might want to check that out too. In any case, good luck and sorry to hear

kdkinc said:
So glad to see that the criminal element is alive and well on XDA.
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hehehe >:
------------------------------------
Galaxy S3,The Best Big Thing

kdkinc said:
So glad to see that the criminal element is alive and well on XDA.
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Click to collapse
Roflmao this guy is 2much
Sent from my SGH-T889 using xda app-developers app

kdkinc said:
So glad to see that the criminal element is alive and well on XDA.
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Warning - Just my personal opinion. After all I am human.
I got to say that the real criminals are the insurance people. $200 to cancel the contract and for some of us would be the rest of the cost of the device. $130 for replacement is only $70 off of that $200 cancellation fee and for some of us is the rest of the cost of the device. And we pay $7.99 a month for 24 months just to do that? $7.99 X 24 months = $191.76. $191.76 + $130 = $321.76. Now who is the criminal?
Now after saying that I do have insurance. That is despite how I feel about the insurance I love this Galaxy Note 2 enough to spend the extra money. The $300 mail-in rebate almost pays for the insurance and a replacement.
But otherwise it is worth canceling the contract and waiting out for another month to start again.

Im sorry that happened to you. I threw my nexus a couple months ago because I have uncontrollable rage and just lose it. I felt bad afterwards so I know how you feel. But I just went out and bought a new s3 so it was worth it in the end. It was so cool to see that 400 dollar phone just blow up in a million pieces when it hit that ladies car....priceless
Sent from my SGH-T889 using Tapatalk 2

you could do the insurance thing and just wait. as far as sending to samsung, I would probably unroot, you can just odin to stock and then restore your apps later with whatever rom. Not sure why people make a big deal about this, really the same procedure when switching roms and people do that all the time.

Buy insurance now, wait 2 weeks and then ship it back for a replacement, no biggie. People want to judge you, f-them.

Stamatos said:
Buy insurance now, wait 2 weeks and then ship it back for a replacement, no biggie. People want to judge you, f-them.
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I agree,100%

Note to anyone getting this phone

Don't get me wrong, this phone is sexy as all hell and it's amazing to have, but PLEASE DEFINITELY GET INSURANCE, Because I know so many people who's brand new + shattered itself to pieces in more ways than one. Thanks :good:

I think I have had this phone for a month now. I do not have insurance on the phone, how would I go about getting insurance?
Sent from my SM-G928T using Tapatalk

Where did you find all of the people with who have screens that cracked by them selves. I only counted 3 in your other thread of this forum and found 0 in all of the other edge + forums on xda including the international section. As with everything ever created on the planet their will be a certain number of defects. Some will be on public forums , some wont but it is no reason to start fear mongering.
Sent from my SM-G928T using XDA Premium HD app

wease said:
I think I have had this phone for a month now. I do not have insurance on the phone, how would I go about getting insurance?
Sent from my SM-G928T using Tapatalk
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Click to collapse
Call t-mobile and ask them to add insurance for 8$ a month. Deductible is 175$ but that's cheaper than 900$ for a total out of pocket replacement

900 dollars? I bought a new sealed tmob s6edge plus for 580.00.

Dvanzutphenkann said:
Call t-mobile and ask them to add insurance for 8$ a month. Deductible is 175$ but that's cheaper than 900$ for a total out of pocket replacement
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...
wease said:
I think I have had this phone for a month now. I do not have insurance on the phone, how would I go about getting insurance?
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Click to collapse
T-Mobile never asked if you want the coverage when you bought it? They tend to offer you everything they can to meet their monthly sales quotas, surprised they didn't, but if it's been 30 days like you said, it's too late now, you're SOL. Same with Square Trade, seems like 30 days is the standard to decide if you want insurance or not. You don't get forever to enroll, like a car or a house, it'd be too easy, having no insurance, break your phone, buy the insurance then. The next day, file a claim, pay the $175 deductible and wait for a refurbed one, in the mail. Essentially, scoring a $700 or more phone for just $175, never needing to pay the monthly premium and canceling the insurance after receiving the phone...
Wouldnt be realistic... The cell phone insurance industry, wouldn't be in existance if they allowed enrollment anytime or just whenever you're convenient! Its a business for profit industry, not a charitible one. ObamaPhonecares got my vote!
bruciebabie1963 said:
900 dollars? I bought a new sealed tmob s6edge plus for 580.00.
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What?? So you never checked to find out the phones market price, prior to paying the $580? How do you usually establish an items value? Asking since the process is obviously foreign to you, how do you prevent yourself from gettin ripped off, every time you buy something or what steps do you take to inform yourself that you aren't over paying on your purchases?
Its clear you got lucky with this phone, as you're now just learning this but, much after forking over nearly 6 notes on it, I'm picturing a loose canon for some reason.. .
I wouldn't be too surprised, either, if you're in the wrong forum, this one's for the S6 Edge+ <---- (notice the "plus" sign at the end), not to be confused with the S6 Edge <---- (no plus sign)..
Differences: 1/2 inch of more screen, 1GB of RAM, 400mAh battery and about $100-150 more in retail price on the "+" model.
See history repeating itself all the time, as I'm having a strong sense of it here..
Wages on this... anyone?

Look on swappa.com . they advertise on xda for christ sake. S6 edge+ for 580.00 they have att, tmobile and sprint..protected by paypal payment system. I have bought 6 phones and never had a problem. I have been on xda for 3 yrs and have been modding phones since 2009.

Phones aren't cracking themselves. Idiots are cracking them due to user error then running amuck online with BULLCHIT stories in an attempt to justify their own mistake.
Sent from my SM-G928T using Tapatalk

coldhardtruth said:
Phones aren't cracking themselves. Idiots are cracking them due to user error then running amuck online with BULLCHIT stories in an attempt to justify their own mistake.
Sent from my SM-G928T using Tapatalk
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Absolutely true! I have dropped my edge+ more times than I want to admit and it has come out unscathed. Granted, I've got a Spigen case and a screen protector but it's taken some 4ft drops and survived.

Ive dropped mine a lot over the past two weeks on concrete, tile and metal. Mostly against the carpet floor. Im using a hybrid verus high pro shield case and some screen protector from dmax armor that is already coming off.
Ive read the dramatic instant shatter posts and it made me extremely paranoid. But then i fell asleep with it a few nights in a row completely pressed against it with my body and no harm or foul.
Im definately not a extra careful user but i do invest in protection and i use my phone from 0300 to 2100 and some nights later until i fall asleep.

So basically, @LiniXpir8, you are technology addict like the rest of us here? Lol.
Sent from my SM-G928T using Tapatalk

MarkBell said:
So basically, @LiniXpir8, you are technology addict like the rest of us here? Lol.
Sent from my SM-G928T using Tapatalk
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Definately. Been that way since the first time i was able to mod phones like the motorola razr.

Different Phone Insurance Options

Soooo, I'm trying to decide on what insurance to use for my pixel xl 2. I currently have full coverage through Verizon, which covers literally everything, including loss and theft, but it's $11 a month and my s7 edge has a $170 deductible... Also, I bought the xl 2 from Google, if something happens to it, Verizon will cover it and replace it, BUT, I'm pretty positive I'll end up with a Verizon model with a locked bootloader.
Soooo. I'd like to know what other options there are? The coverage from Google is half the price, but does NOT cover loss or theft. The deductible is a lot less at $100 though.
I had insurance for an iPhone I had (I know, I know...) through Best Buy, but it was $15 per month, and when my phone did break, they told me 45 days at least for a replacement! After a lot of *****ing lol, I got one in less than a week though. But, that's a lot of money. So, what are you using? What do they cover? How much, and what's the deductible?
Please and thanks!

gettinwicked said:
Soooo, I'm trying to decide on what insurance to use for my pixel xl 2. I currently have full coverage through Verizon, which covers literally everything, including loss and theft, but it's $11 a month and my s7 edge has a $170 deductible... Also, I bought the xl 2 from Google, if something happens to it, Verizon will cover it and replace it, BUT, I'm pretty positive I'll end up with a Verizon model with a locked bootloader.
Soooo. I'd like to know what other options there are? The coverage from Google is half the price, but does NOT cover loss or theft. The deductible is a lot less at $100 though.
I had insurance for an iPhone I had (I know, I know...) through Best Buy, but it was $15 per month, and when my phone did break, they told me 45 days at least for a replacement! After a lot of *****ing lol, I got one in less than a week though. But, that's a lot of money. So, what are you using? What do they cover? How much, and what's the deductible?
Please and thanks!
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Try square trade. I had Google insurance for the first pixel and had to pay full price for a replacement. It's changed since then.
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The only third party, non-carrier version I know that covers loss from theft is Worth Ave Group. I have a policy with them for my OG Pixel, but thankfully have never actually had to use it, so I can't comment beyond that.
https://www.worthavegroup.com/

Thanks all!

resonantentropy said:
The only third party, non-carrier version I know that covers loss from theft is Worth Ave Group. I have a policy with them for my OG Pixel, but thankfully have never actually had to use it, so I can't comment beyond that.
https://www.worthavegroup.com/
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Wow, these guys are awesome! I hope they don't try to pull BS though and not pay like some companies do, it's way cheaper than any other I've seen, almost too good to be true. It's like $8 per month for a 1 year plan, cheaper for 2 (you have to pay all up front I think), and it covers EVERYTHING, with only a $50 deductible. When my phone arrives tomorrow, I'm grabbing a policy.
Thanks a ton!

Wow, so, not getting Worth Ave after all. I read a lot of reviews on their FB page, and damn, no way. One person had a mechanical failure on his laptop, which they say they cover, but was told that they do NOT cover that, and wouldn't pay. Another person had her phone stolen, which they cover, but tried to say they didn't think it was likely stolen, so they wouldn't pay. Another yet, said she had to send in her phone to be inspected to decide whether to pay or not. Sounds like a scam to me. Nope. Thanks for the suggestion though. I would definitely be careful with them!

I had them. My phone stopped working overnight after a thunderstorm, so I thought it a surge. They wanted proof of the surge. How could I do that? I won't use them for this phone. Good thing Google covered it.
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I've used Upsie in the past. I haven't had to file a claim but they seem to have good response.

I ordered my Pixel 2 XL on launch and completely forgotten to add insurance lol. So I'm also looking for 3rd party insurance. I bought insurance on my current Pixel XL on launch day and thankfully haven't had to use it.
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branshaw09 said:
I've used Upsie in the past. I haven't had to file a claim but they seem to have good response.
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Meh, the reviews are VERY mixed. A lot of people have had to wait 30 days for final approval. Many have had to take their devices to repair shops and pay before getting anything from them, one person never got paid. I think I'll pass... Thanks though!
mrwicked said:
I ordered my Pixel 2 XL on launch and completely forgotten to add insurance lol. So I'm also looking for 3rd party insurance. I bought insurance on my current Pixel XL on launch day and thankfully haven't had to use it.
Sent from my Pixel XL using Tapatalk
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Me too! I didn't even think about it. I clicked like hell through everything though lol. I'm going to either stick with my full coverage through Verizon, or go with Square Trade. My problem now is that Verizon covers EVERYTHING. Loss, theft, everything. But, $170 deductible, and I would get a locked Verizon Pixel for a replacement. With Square Trade, the deductible is a little less, and I would get another unlocked Pixel, but they do not cover loss or theft. I've only ever lost one phone, and had one stolen. That was back in the pre-smartphone-Nokia days. BUT, as soon as I don't have that coverage, it will probably happen... Not really sure what to do here.

Is square trade any good? Can't seem to find unbiased reviews on them for some reason. Do they try to deny claims?

What about geek squad? Looks like they do $7.99 a month for regular protection and 10.99 with theft protection.I need to find something as my XL 2 arrives tomorrow. My case hasn't even shipped yet ugh

mrwicked said:
What about geek squad? Looks like they do $7.99 a month for regular protection and 10.99 with theft protection.I need to find something as my XL 2 arrives tomorrow. My case hasn't even shipped yet ugh
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$200 per replacement with them. You also have to pay a year up front. No month to month.
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danon.brown said:
$200 per replacement with them. You also have to pay a year up front. No month to month.
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True. Looks like it will be square trade for me!

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