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I read this article today, some highlights:
The carriers, and to a lesser extent the banks, are threatened by a rival mobile payment system from Google Inc , which plans to bring its Google Wallet to Canada.
Currently offered via Nexus S phones on Sprint Nextel Corp's U.S. network, Google Wallet cuts the carrier out of the equation and does not charge merchants or the credit providers either a fee or a cut on purchases. Instead Google uses the system to collect transaction data for targeting ads to the individual consumer, a red flag for the banks.
In the United States, three big carriers have struck deals with three banks for the Isis payments venture and launched pilots in two small markets. But the partners still must persuade millions of merchants to upgrade their payment readers to enable them to work with smartphones, something the Canadian banks and carriers don't need to worry about.
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Click to collapse
So there is hope for us, I hope Google will succeed.
Not sure how well the banks will take the loss from not charging fees to the merchant, or probably the end user...
This article seems really old. It mentions only the nexus s
Sent from my Galaxy Nexus using xda app-developers app
With Apple's recent decision to not support NFC I'm interested to see where you think NFC will be in a year. Personally I think that more merchants will support the standard as Android phones such as the Galaxy S III put NFC in the hands of more and more consumers. I think that this time next year NFC will be more common and well known than QR codes.
I think that if apple announce NFC support for the iphone 5S or 6, not only will it kick off but many would think it's a completely never seen before new idea.
Sent from my ASUS Transformer Pad TF300T using xda app-developers app
NFC simply not yet popular in USA and Apple's management have limited geographic knowledges. It doesn't mean that NFC will gone. NFC is being developed by NXP, the main player on contactless payment systems. So it won't gone, but right opposite.
It needs an infrastructure that is global. Google must have ****ed off too many financial institutions with Google Wallet.
I can only see 3 companies in the world that can court groups like VISA to hugely promote common NFC payment register devices:
1. Apple
2. Samsung
3. Google
Apple isn't doing NFC this gen, and Google doesn't seem to want to court anybody. Why can't Samsung do a massive promotional push in partnership with VISA in some major cities around the world to promote 'paying for a drink with your S3 or Note 2' feature that the iPhone 5 will never get? A handful of London, New York, LA, Tokyo, Hong Kong, Paris bars etc. Only for people with VISA etc.
You spend $1 or 2 billion on the marketing and tech (Samsung can build the readers) and roll out this before xmas. Bang! Massive marketing coup for the whole world to see and push forward a feature that will make anybody without NFC envious.
Those banking card companies needs NFC least of all, as it will kill their business. Electronic payment systems, like QIWI, Yandex.Money, Google Wallet - those are who needs NFC most of all.
Right now NFC is dominantly using by transportation operators, like metro, bus. But it's a matter of time.
I believe that the problem is that NFC is not significantly better than mag stripe (for simple debit/credit applications) or QR/bar codes (for simple info & id applications).
If you could show NFC was faster than mag stripe, Walmart and McDonalds would jump on it with both feet. That would drag Visa and MasterCard along with them.
Similarly, if the credit card companies had to adopt chip&pin, NFC demand would increase.
contactless system greatly improve throughput capability on transport over magnetic stripe. that's why moscow metro, tokyo rail companies, hong kong mtr and some other rushed to adopt smart cards in late 1990's. moscow metro switched entirely to contactless system back in 2008.
its definitly a helpful function to pay low prices like the bus or something similar but for the system to work properly we need more users with NFC smartphones and more places where you can pay with that
I thing next year is the year of NFC
I think that you're right, for "dumb" contactless systems like cards. With NFC on cell phones, I suspect it will be slower until users have enough experience. On my Nexus S, I have to unlock the phone to enable NFC. In addition, if I haven't used wallet recently, I have to enter that pin. Not a great burden, but slower than pulling my wallet out and tapping it on the reader.
Google Wallet doesn't have anything to do with technology. It's just an app, that has limited popularity around the world and has a lot of competitors.
You can set NFC always to on and just click a button to confirm payment. Or not to click anything for trusted clients. There could be many ways to use this technology. And metro systems can offer own NFC programs.
I'd guess it will be one or two more years until we see more use of the NFC technology. Theres still alot of hasle with the standards that are not really there, yet. Everybody involved into this want to keep as much of this technology for himself in order to have the biggest piece of the cake. I mean, I can totaly understand that from a business point of view, but in the end it's one of the reasons why NFC doesn't really take off. The big players need to realize that they won't make the big money if this technology never takes of f and thus at some point a compromise will be found which will lead to more standardized approaches to nfc.
▀▄► Unlocking Any Phones in USA 100% illegal ! ◄▀▀▄▄ READ!!! ALERT!!
Unlocking Phones Now Illegal in USA
In October, 2012, the US Librarian of Congress changed the Digital Millennium Copyright Act (DMCA) to prevent users from unlocking their phones and using them to access multiple service providers. However, the change also allowed for a temporary, 90-day period before the new legislation would be put in place, during which users would be free to unlock their devices.
That period ended on Saturday, 26 January, and it is now illegal for American smartphone users to unlock their phones without permission from their service providers.
Unlocking phones allows people travelling in foreign countries to access local mobile networks and avoid large bills from their domestic providers.
However, in its ruling on the changes to the DMCA, the US Federal Register explained that since several providers offered unlocked versions of phones already, there was no reason that users should be legally allowed to unlock phones themselves. In it's original ruling, the Federal Register explained:
"While it is true that not every wireless device is available unlocked, and wireless carriers' unlocking polices are not free from all restrictions, the record clearly demonstrates that there is a wide range of alternatives from which consumers may choose in order to obtain an unlocked wireless phone.
"Thus, the Register determined that with respect to newly purchased phones, proponents had not satisfied their burden of showing adverse effects related to a technological protection measure."
US service provider Verizon sells pre-unlocked versions of each phone it stocks, while AT&T unlocks any device which is out of contract. Many Us phone users unlock their devices in order to be able to use them abroad with a different network, allowing them to make big cost savings.
In response, Electronic Frontier Foundation attorney Mitch Stoltz told Engadget that the changes to the DMCA would deprive users who unlock their phones themselves of any legal defence, and reduce the value of the used phone market, where locked devices sell for less money:
"What's happening is not that the Copyright Office is declaring unlocking to be illegal, but rather that they're taking away a shield that unlockers could use in court if they get sued," Stoltz said. "This shows just how absurd the Digital Millennium Copyright Act is: a law that was supposed to stop the breaking of digital locks on copyrighted materials has led to the Librarian of Congress trying to regulate the used cellphone market."
An online petition to the White House to make the unlocking of phones legal again has already received more than 25,000 signatures:
"As of January 26, consumers will no longer be able unlock their phones for use on a different network without carrier permission, even after their contract has expired," the petition explains. "Consumers will be forced to pay exorbitant roaming fees to make calls while traveling abroad. It reduces consumer choice, and decreases the resale value of devices that consumers have paid for in full.
"We ask that the White House ask the Librarian of Congress to rescind this decision," the petition continues "and failing that, champion a bill that makes unlocking permanently legal."
The worst-case scenario for an individual or civil offense could be as much as a $2,500 fine. As for those planning to profit off of the act or a criminal offense -- such as a cellphone reseller -- the fine could be as high as $500,000 and include prison time.
Cellphone Websites Based in USA or OWNERS living in USA of offshore websites will be Prosecuted to full extent of the law.. Customer's unlocking phones from now will be charged.. FBI will start raiding these people for the customer invoice list.
Education and knowing the new laws will prevent any accidental jail time..
Just want to let everyone know this...
This is all true, no B u l l $ h i t...
Be safe!!
-----------------
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gsm1999 said:
Unlocking Phones Now Illegal in USA
In October, 2012, the US Librarian of Congress changed the Digital Millennium Copyright Act (DMCA) to prevent users from unlocking their phones and using them to access multiple service providers. However, the change also allowed for a temporary, 90-day period before the new legislation would be put in place, during which users would be free to unlock their devices.
That period ended on Saturday, 26 January, and it is now illegal for American smartphone users to unlock their phones without permission from their service providers.
Unlocking phones allows people travelling in foreign countries to access local mobile networks and avoid large bills from their domestic providers.
However, in its ruling on the changes to the DMCA, the US Federal Register explained that since several providers offered unlocked versions of phones already, there was no reason that users should be legally allowed to unlock phones themselves. In it's original ruling, the Federal Register explained:
"While it is true that not every wireless device is available unlocked, and wireless carriers' unlocking polices are not free from all restrictions, the record clearly demonstrates that there is a wide range of alternatives from which consumers may choose in order to obtain an unlocked wireless phone.
"Thus, the Register determined that with respect to newly purchased phones, proponents had not satisfied their burden of showing adverse effects related to a technological protection measure."
US service provider Verizon sells pre-unlocked versions of each phone it stocks, while AT&T unlocks any device which is out of contract. Many Us phone users unlock their devices in order to be able to use them abroad with a different network, allowing them to make big cost savings.
In response, Electronic Frontier Foundation attorney Mitch Stoltz told Engadget that the changes to the DMCA would deprive users who unlock their phones themselves of any legal defence, and reduce the value of the used phone market, where locked devices sell for less money:
"What's happening is not that the Copyright Office is declaring unlocking to be illegal, but rather that they're taking away a shield that unlockers could use in court if they get sued," Stoltz said. "This shows just how absurd the Digital Millennium Copyright Act is: a law that was supposed to stop the breaking of digital locks on copyrighted materials has led to the Librarian of Congress trying to regulate the used cellphone market."
An online petition to the White House to make the unlocking of phones legal again has already received more than 25,000 signatures:
"As of January 26, consumers will no longer be able unlock their phones for use on a different network without carrier permission, even after their contract has expired," the petition explains. "Consumers will be forced to pay exorbitant roaming fees to make calls while traveling abroad. It reduces consumer choice, and decreases the resale value of devices that consumers have paid for in full.
"We ask that the White House ask the Librarian of Congress to rescind this decision," the petition continues "and failing that, champion a bill that makes unlocking permanently legal."
The worst-case scenario for an individual or civil offense could be as much as a $2,500 fine. As for those planning to profit off of the act or a criminal offense -- such as a cellphone reseller -- the fine could be as high as $500,000 and include prison time.
Cellphone Websites Based in USA or OWNERS living in USA of offshore websites will be Prosecuted to full extent of the law.. Customer's unlocking phones from now will be charged.. FBI will start raiding these people for the customer invoice list.
Education and knowing the new laws will prevent any accidental jail time..
Just want to let everyone know this...
This is all true, no B u l l $ h i t...
Be safe!!
-----------------
unlock baseband htc galaxy s3 prepaid iphone 3 4 5 6 4s ipad jailbreak rtsa samsung flashing firmware Samsung note 2 root tab unlocking androidnck CMEA unlocking codes 5.0.1 6.0 6.0.1 6.1 BlackBerry (Torch/Storm/Curve/Bold/Pearl), Samsung, Motorola, LG, Sony Ericsson, HTC, Huawei, Toshiba. Unlock AT&T Tmobile Vodafone Telus Digicel MetroPCS Orange Sprint Verizon unlock apple h20 Net10 Virgin Mobile Nextel Cingular Alltel Boostmobile pageplus Telcel MysimpleMobile Simple Mobile Network Unlocking NCK Calculator
Click to expand...
Click to collapse
This belongs elsewhere...
gsm1999 said:
Unlocking Phones Now Illegal in USA
In October, 2012, the US Librarian of Congress changed the Digital Millennium Copyright Act (DMCA) to prevent users from unlocking their phones and using them to access multiple service providers. However, the change also allowed for a temporary, 90-day period before the new legislation would be put in place, during which users would be free to unlock their devices.
That period ended on Saturday, 26 January, and it is now illegal for American smartphone users to unlock their phones without permission from their service providers.
Unlocking phones allows people travelling in foreign countries to access local mobile networks and avoid large bills from their domestic providers.
However, in its ruling on the changes to the DMCA, the US Federal Register explained that since several providers offered unlocked versions of phones already, there was no reason that users should be legally allowed to unlock phones themselves. In it's original ruling, the Federal Register explained:
"While it is true that not every wireless device is available unlocked, and wireless carriers' unlocking polices are not free from all restrictions, the record clearly demonstrates that there is a wide range of alternatives from which consumers may choose in order to obtain an unlocked wireless phone.
"Thus, the Register determined that with respect to newly purchased phones, proponents had not satisfied their burden of showing adverse effects related to a technological protection measure."
US service provider Verizon sells pre-unlocked versions of each phone it stocks, while AT&T unlocks any device which is out of contract. Many Us phone users unlock their devices in order to be able to use them abroad with a different network, allowing them to make big cost savings.
In response, Electronic Frontier Foundation attorney Mitch Stoltz told Engadget that the changes to the DMCA would deprive users who unlock their phones themselves of any legal defence, and reduce the value of the used phone market, where locked devices sell for less money:
"What's happening is not that the Copyright Office is declaring unlocking to be illegal, but rather that they're taking away a shield that unlockers could use in court if they get sued," Stoltz said. "This shows just how absurd the Digital Millennium Copyright Act is: a law that was supposed to stop the breaking of digital locks on copyrighted materials has led to the Librarian of Congress trying to regulate the used cellphone market."
An online petition to the White House to make the unlocking of phones legal again has already received more than 25,000 signatures:
"As of January 26, consumers will no longer be able unlock their phones for use on a different network without carrier permission, even after their contract has expired," the petition explains. "Consumers will be forced to pay exorbitant roaming fees to make calls while traveling abroad. It reduces consumer choice, and decreases the resale value of devices that consumers have paid for in full.
"We ask that the White House ask the Librarian of Congress to rescind this decision," the petition continues "and failing that, champion a bill that makes unlocking permanently legal."
The worst-case scenario for an individual or civil offense could be as much as a $2,500 fine. As for those planning to profit off of the act or a criminal offense -- such as a cellphone reseller -- the fine could be as high as $500,000 and include prison time.
Cellphone Websites Based in USA or OWNERS living in USA of offshore websites will be Prosecuted to full extent of the law.. Customer's unlocking phones from now will be charged.. FBI will start raiding these people for the customer invoice list.
Education and knowing the new laws will prevent any accidental jail time..
Just want to let everyone know this...
This is all true, no B u l l $ h i t...
Be safe!!
-----------------
unlock baseband htc galaxy s3 prepaid iphone 3 4 5 6 4s ipad jailbreak rtsa samsung flashing firmware Samsung note 2 root tab unlocking androidnck CMEA unlocking codes 5.0.1 6.0 6.0.1 6.1 BlackBerry (Torch/Storm/Curve/Bold/Pearl), Samsung, Motorola, LG, Sony Ericsson, HTC, Huawei, Toshiba. Unlock AT&T Tmobile Vodafone Telus Digicel MetroPCS Orange Sprint Verizon unlock apple h20 Net10 Virgin Mobile Nextel Cingular Alltel Boostmobile pageplus Telcel MysimpleMobile Simple Mobile Network Unlocking NCK Calculator
Click to expand...
Click to collapse
Wow that's crazy
This is not related to Note 2 directly. I've already moved a handful of these types of threads to XDA General, I suggest you take this conversation there OR in the Off Topic thread here.
Locked
So I got this letter from The white house petition site saying this :
*
It's Time to Legalize Cell Phone Unlocking
By R. David Edelman, Senior Advisor for Internet, Innovation, & Privacy
Thank you for sharing your views on cell phone unlocking with us through your petition*on our We the People platform. Last week the White House brought together experts from across government who work on telecommunications, technology, and copyright policy, and we're pleased to offer our response.
The White House agrees with the 114,000+ of you who believe that consumers should be able to unlock their cell phones without risking criminal or other penalties. In fact, we believe the same principle should also apply to tablets, which are increasingly similar to smart phones. And if you have paid for your mobile device, and aren't bound by a service agreement or other obligation, you should be able to use it on another network. It's common sense, crucial for protecting consumer choice, and important for ensuring we continue to have the vibrant, competitive wireless market that delivers innovative products and solid service to meet consumers' needs.
This is particularly important for secondhand or other mobile devices that you might buy or receive as a gift, and want to activate on the wireless network that meets your needs -- even if it isn't the one on which the device was first activated. All consumers deserve that flexibility.
The White House's position detailed in this response builds on some critical thinking done by the President's chief advisory Agency on these matters: the Department of Commerce's National Telecommunications and Information Administration (NTIA). For more context and information on the technical aspects of the issue, you can review the NTIA's letter to the Library of Congress' Register of Copyrights (.pdf), voicing strong support for maintaining the previous exception to the Digital Millennium Copyright Act (DMCA) for cell phone carrier unlocking.
Contrary to the NTIA's recommendation, the Librarian of Congress ruled that phones purchased after January of this year would no longer be exempted from the DMCA. The law gives the Librarian the authority to establish or eliminate exceptions -- and we respect that process. But it is also worth noting the statement the Library of Congress released*today on the broader public policy concerns of the issue. Clearly the White House and Library of Congress agree that the DMCA exception process is a rigid and imperfect fit for this telecommunications issue, and we want to ensure this particular challenge for mobile competition is solved.
So where do we go from here?
The Obama Administration would support a range of approaches to addressing this issue, including narrow legislative fixes in the telecommunications space that make it clear: neither criminal law nor technological locks should prevent consumers from switching carriers when they are no longer bound by a service agreement or other obligation.
We also believe the Federal Communications Commission (FCC), with its responsibility for promoting mobile competition and innovation, has an important role to play here. FCC Chairman Genachowski today voiced his concern about mobile phone unlocking (.pdf), and to complement his efforts, NTIA will be formally engaging with the FCC as it addresses this urgent issue.
Finally, we would encourage mobile providers to consider what steps they as businesses can take to ensure that their customers can fully reap the benefits and features they expect when purchasing their devices.
We look forward to continuing to work with Congress, the wireless and mobile phone industries, and most importantly you -- the everyday consumers who stand to benefit from this greater flexibility -- to ensure our laws keep pace with changing technology, protect the economic competitiveness that has led to such innovation in this space, and offer consumers the flexibility and freedoms they deserve.
Tell us what you think about this response and We the People.
Stay Connected
Stay connected to the White House by signing up for periodic email updates from President Obama and other senior administration.
The White House • 1600 Pennsylvania Ave NW • Washington, DC 20500 • 202-456-1111
SOOOO.....TIME TO UNLOCK!!!
*
Sent from my SGH-T999 using xda app-developers app
From what I gathered. Still will be illegal to unlock a phone if "bound by a service agreement" so if your under contract they can refuse to unlock your phone
Sent from my SGH-T999 using Tapatalk 2
Haha. I was just about to post the exact same thing as the OP. Just got the email too.
So if bound by a service agreement, they don't have to unlock the phone. But what's stopping anyone from doing it on their own?
+Bound for Valhalla!
Nice to see our government can work for us for a change.
sswb27 said:
Nice to see our government can work for us for a change.
Click to expand...
Click to collapse
They just wanted it off their desk so they can continue to raise our taxes and make their wallets fatter.
Probably just another Ilumminati trick lol
Hey guys
Is there any way of getting samsung pay in unsupported countries? Via root/custom rom/VPN or any other thing?
it would be pointless in an unsupported country as it relies on the banks being actively signed up to the pay app, like in the UK Samsung pay is supported, but my bank only lets people sign up to Google and Apple pay, the card just comes up as invalid in Samsung pay due to no support from the bank.
so if you want it to work you would also need an account with a bank likely outside your country that support samsung pay.
so you probably can get the app, but that is the easiest bit of the problem as the security built into pay apps they have to activated and supported by the bank, it's not like paypal or other services where it just charges a card, it is actually an authorized independent payment method controlled by the bank and not the app.
on android you are better just sticking to Google pay it has a much wider selection of banks that support it due to it being a larger firm and user base as it can be used across all android. but as I said all these pay apps rely entirely on your bank actually supporting the app and them authorising the app as a valid payment method. to activate google pay when I change phones I actually have to talk to my bank before I can make any payments.