[Q] Adding Funds to Google Wallet - Samsung Galaxy Nexus

Hey friends, after searching through the forums I've found some possible solutions however I'd rather hear it from people responding to my question. I live in Canada and just got my Google PrePaid card activated, is there anyway for us Canadians to add funds to the Card, or am I SOL until Google adds more markets? Thanks for the help.

apparently you can get pre paid cards and use a u.s zip but no regular credit card outside the states will work :/

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[Q] Google Wallet Topup

Hi there,
i am from the UK. based on all the forums i read about google wallet, there doesn't seems to be anyway we can topup our google wallet prepaid card from abroad.
which i have a question. if you are in the states, where google wallet is officially supported, how do you actually topup the prepaid card?
is it only possible via the google wallet app? do they only accept topping up from a american credit card?
i am thinking whether its possible to some how setup a VPN (not even a proxy), to the US, and topup via it?
I would suggest trying this - http://www.usunlocked.com/how_it_works.php?topic=USUnlockedCard
case0 said:
I would suggest trying this - http://www.usunlocked.com/how_it_works.php?topic=USUnlockedCard
Click to expand...
Click to collapse
still doesn't quite answer my question of how to topup into the prepay card google gives. (as we can't add any CCards apart from cards from the US. plus specific banks only i believe).
unless you are trying to tell me, that i can add this virtual debit card into my google wallet app.
case0 said:
I would suggest trying this - http://www.usunlocked.com/how_it_works.php?topic=USUnlockedCard
Click to expand...
Click to collapse
That won't work unfortunately.
I'm starting to think that we're stuck until Google officially release the application in the UK. What a shame.
Unless you have a friend/family member in the states who is willing to provide you with all of their card details. I don't have that.
WhiterThanWhite said:
That won't work unfortunately.
I'm starting to think that we're stuck until Google officially release the application in the UK. What a shame.
Unless you have a friend/family member in the states who is willing to provide you with all of their card details. I don't have that.
Click to expand...
Click to collapse
Yep, that's what he is saying. Sign up to that service; they give you a US card.
You can then add this US card; to add money into your el Goog wallet
fakker said:
Yep, that's what he is saying. Sign up to that service; they give you a US card.
You can then add this US card; to add money into your el Goog wallet
Click to expand...
Click to collapse
They give you a US virtual prepaid card. Google Wallet only takes credit cards for top-up. Besides, I contacted the company and they confirmed that it won't work with Google Wallet.
We're stuck.
WhiterThanWhite said:
They give you a US virtual prepaid card. Google Wallet only takes credit cards for top-up. Besides, I contacted the company and they confirmed that it won't work with Google Wallet.
We're stuck.
Click to expand...
Click to collapse
****ty! I didn't realise that. Oh well! Sucks for us (UK/rest of the world).
I remember reading about Google Wallet on Modaco after GN release, and I noticed someone saying every time they reflashed the package they were getting a different ID... wonder if this means another free $10 - could be an nice supply of McDonald's being one of the only places I have seen where you can use it .
fakker said:
****ty! I didn't realise that. Oh well! Sucks for us (UK/rest of the world).
I remember reading about Google Wallet on Modaco after GN release, and I noticed someone saying every time they reflashed the package they were getting a different ID... wonder if this means another free $10 - could be an nice supply of McDonald's being one of the only places I have seen where you can use it .
Click to expand...
Click to collapse
I was thinking about that, too. Logging into Google Wallet online shows no record of the $10, maybe that's why?
But I'm not too sure. Not only is it morally questionable, but you'd basically be stealing $10, and the people you're stealing from have your name, phone number, address etc.
But maybe I'll try it later on in the future. I'm sick of constantly being bugged to update to the volume bug fix update, so I might restore to stock, update and then try to reflash Google Wallet.
WhiterThanWhite said:
I was thinking about that, too. Logging into Google Wallet online shows no record of the $10, maybe that's why?
But I'm not too sure. Not only is it morally questionable, but you'd basically be stealing $10, and the people you're stealing from have your name, phone number, address etc.
But maybe I'll try it later on in the future. I'm sick of constantly being bugged to update to the volume bug fix update, so I might restore to stock, update and then try to reflash Google Wallet.
Click to expand...
Click to collapse
Hehe, great minds think alike I'm scared to do it too... As Google Wallet will be in UK for the Olympics (maybe before to test it)... they'll catch up with us
I've used up most of my $10 from google already after flashing Wallet onto my phone.
I purchased a USunlocked card and attempted to refill the prepaid card however it did not work.
Every attempt was met with something like: "Funds were not added. Please try again."
I sent an email to Google Wallet support (of which they've recently removed the email contact) and:
1. Ensure that your phone is connected to the CDMA data network or to
Wifi. Check if your Wifi is turned on.
2. Ensure that you are using a credit card (or a signature debit card) to
add funds, not a debit card requiring a PIN.
3. Ensure that your billing address for the credit card you are using to
load funds is in the United States. At this time, the app is unable to
accept P.O. Box addresses.
4. Ensure that you are using the most updated version of Google Wallet.
5. Try to add funds to the Google Prepaid Card again.
If you still experience trouble with this, I recommend contacting Money
Network, the issuer of the Google Prepaid Card. You can reach them at
855-896-0693.
Which was pretty much a canned response. I will however, contact the number and attempt a manual transfer over the phone.
CAN ANY US users check if they can actually refill their hacked/flashed Google Wallet with their own cards?
CanaganD said:
I've used up most of my $10 from google already after flashing Wallet onto my phone.
I purchased a USunlocked card and attempted to refill the prepaid card however it did not work.
Every attempt was met with something like: "Funds were not added. Please try again."
I sent an email to Google Wallet support (of which they've recently removed the email contact) and:
1. Ensure that your phone is connected to the CDMA data network or to
Wifi. Check if your Wifi is turned on.
2. Ensure that you are using a credit card (or a signature debit card) to
add funds, not a debit card requiring a PIN.
3. Ensure that your billing address for the credit card you are using to
load funds is in the United States. At this time, the app is unable to
accept P.O. Box addresses.
4. Ensure that you are using the most updated version of Google Wallet.
5. Try to add funds to the Google Prepaid Card again.
If you still experience trouble with this, I recommend contacting Money
Network, the issuer of the Google Prepaid Card. You can reach them at
855-896-0693.
Which was pretty much a canned response. I will however, contact the number and attempt a manual transfer over the phone.
CAN ANY US users check if they can actually refill their hacked/flashed Google Wallet with their own cards?
Click to expand...
Click to collapse
Sorry to hear it didn't work
Wallet topup UK
Having looked at the google help on topping up (found at support_dot_google_dot_com_slash_wallet and selecting the payments link) it is unlikely that UK residents will be able to topup until google launches the wallet in the UK with a card issuer here. The main stopper will be the anti money laundering and know your customer requirements that are particularly tough in the US after 9/11. First off the add funds help says you need a credit card (not a debit or gift card) so even US issued prepaid cards wont work, secondly the billing address will need to be a US billing address, and thirdly you will need a US social security number or birth address in the US, so I think it is a non starter, have fun with the $10.
first off all Im in milan-Italy and untill I have money using google wallet without any problems
So, today I got a paypal credit card from a friend in the US to add funds to google pre paid card
so I fullfill the blacks spaces with me friend details, he lives in LA and I clicked next and after I got a message saying that it didint worke!!!!
why...???????
I then went back and made the procedure once again, and nothing...not working...I changed the amount of money this time...and nothing
and later stopped cause the money was being charged on paypal....!!!!!!
and I still without any money on google wallet.....
am waiting to see if the money was really charged from the paypal account of my friend....
anyone know wats happening??
thanks in advance and any input is appreciated....

[Q] Google Wallet top up in the UK

So is it possible to top up your Google Wallet balance here in the UK?
I know you have to have an american postal address on your credit card, just wondering if there is any way around this?
EDIT:
Ok, so after getting a better response on Google+ than here I have a few suggestions:
http://myus.com/
http://usabox.com/
http://www.usunlocked.com/
Thanks to Jon Laslow and Simon Jones for the suggestions us unlocked looks like the best option
Once wallet is sorted for 4.0.3 I'll give it a go
In short. No
I haven't even attempted to spend my free $10 yet. Anyone managed to in the uk
Sent from my Galaxy Nexus using xda premium
GR36 said:
In short. No
I haven't even attempted to spend my free $10 yet. Anyone managed to in the uk
Sent from my Galaxy Nexus using xda premium
Click to expand...
Click to collapse
I have read about people getting meals at McDonald's and paying for coffee with it so yeah it does work
Sent from my Galaxy Nexus using Tapatalk
Ok, so after getting a better response on Google+ than here I have a few suggestions:
http://myus.com/
http://usabox.com/
http://www.usunlocked.com/
Thanks to Jon Laslow and Simon Jones for the suggestions us unlocked looks like the best option
Once wallet is sorted for 4.0.3 I'll give it a go
>>> No!!!<<<<
DO NOT USE USUNLOCKED or other similar cards!!!!
As I wrote extensively in another thread, I've tried it. It does not work. Google will not support this yet because the card is slightly different.
CanaganD said:
>>> No!!!<<<<
DO NOT USE USUNLOCKED or other similar cards!!!!
As I wrote extensively in another thread, I've tried it. It does not work. Google will not support this yet because the card is slightly different.
Click to expand...
Click to collapse
Ok, but could you please elaborate on that ? What have you actually tried, what happened, etc. etc. ?
You get a credit card with a valid address, postal code, even a phone number.
While this may all look ok while you're entering it in, when you actually go to add the funds, it says that it didn't work and asks you to try again.
There is no error code, it just asks you to do it again. I have tried it repeatedly with all manner of combinations of getting the address right etc.
What I want to know, is if any US resident with an ACTUAL US card can fill their hacked GSM Google Wallet. SERIOUSLY <--- we need to know.
What I want to know, is if any US resident with an ACTUAL US card can fill their hacked GSM Google Wallet. SERIOUSLY <--- we need to know.
What I want to know, is if any US resident with an ACTUAL US card can fill their hacked GSM Google Wallet. SERIOUSLY <--- we need to know.
What I want to know, is if any US resident with an ACTUAL US card can fill their hacked GSM Google Wallet. SERIOUSLY <--- we need to know.
I will try the usunlocked card now. I am in Europe and have an European GSM Galaxy Nexus. I have managed to install and get working all the google apps and markets with provider faking and us VPN address, without using any hacked apps. Movies market doesn't tell me my phone is rooted like it does on my Nexus One, but it tell me none of my cards are valid for movies. I haven't tried to add founds to top up on my 10$ wallet account. When the usunlocked validation process is finished I will try that as well as renting movies. Will report back.
B1ny said:
I will try the usunlocked card now. I am in Europe and have an European GSM Galaxy Nexus. I have managed to install and get working all the google apps and markets with provider faking and us VPN address, without using any hacked apps. Movies market doesn't tell me my phone is rooted like it does on my Nexus One, but it tell me none of my cards are valid for movies. I haven't tried to add founds to top up on my 10$ wallet account. When the usunlocked validation process is finished I will try that as well as renting movies. Will report back.
Click to expand...
Click to collapse
Oh, this I want to hear. To come back with a result please.
Waiting for the first deposit to arrive that will activate the card. They say it will take 2-4 days, but not sure how that will turn out now during the holidays. But the minute I receive the confirmation I will get at it.
B1ny said:
Waiting for the first deposit to arrive that will activate the card. They say it will take 2-4 days, but not sure how that will turn out now during the holidays. But the minute I receive the confirmation I will get at it.
Click to expand...
Click to collapse
Dude... the fourth response in this thread explicitly states that USunlocked does not work...? Or am I missing something?
I don't have a hacked wallet app. I don't think it matters much though since I think the problem lays with the type of card used. But anyway my main reason for trying this is to be able to buy music and rent movies, I hope they aren't so strict there.
Evangelion01 said:
Dude... the fourth response in this thread explicitly states that USunlocked does not work...? Or am I missing something?
Click to expand...
Click to collapse
CanaganD said:
What I want to know, is if any US resident with an ACTUAL US card can fill their hacked GSM Google Wallet. SERIOUSLY <--- we need to know.
Click to expand...
Click to collapse
Yeah we can fill it just fine. Used my Wells Fargo debit card to refill a few times now without problems.
Sent from my Galaxy Nexus using xda premium
Id love to know how to get more money on my account, my original 10 bucks will only last for 2 coffees!!!
Im in aus and would love to know if anyone can get a top up to work from outside the US
Does the PayPal app not Support nfc? If so, we could just use that instead...
Sent from my SΔMSUΠG GΔLΔXΨ ΠΣXUS ツ using Tapatalk Pro
If you just transfer manually from your bank account 20$ to the Google pre-paid card account number that is written in Wallet, does it work ?
not sure if it as simple as transferring money to the account number....
Hopefully someone finds a virtual credit card that works!
Tobz said:
not sure if it as simple as transferring money to the account number....
Hopefully someone finds a virtual credit card that works!
Click to expand...
Click to collapse
Then, can somebody in the US call the phone number shown in Wallet and ask them if a "friend" from outside US can transfer money manually so that the money eventually show up in Wallet account ?
The USunlocked card didn't work with me either, got the usual "funds not added". But it do work for renting movies and buying music, and that was what I hoped for. No stress with wallet here yet, not a single place to use it.
B1ny said:
The USunlocked card didn't work with me either, got the usual "funds not added". But it do work for renting movies and buying music, and that was what I hoped for. No stress with wallet here yet, not a single place to use it.
Click to expand...
Click to collapse
Where do you live?

Paying with Google PrePaid card in the Market(Playstore)

I have been trying to figure this out, and I'm sure I'm just being retarded, but, is it possible for me to use the Prepaid Card in my Google Wallet to make purchases in the Playstore (market)?? Any thoughts/
Unfortunately, no. The Google Prepaid Card is part of NFC Google Wallet only, and doesn't even show up as a card on www.google.com/wallet. It cannot be used for online shopping at all.
dnlsmy said:
Unfortunately, no. The Google Prepaid Card is part of NFC Google Wallet only, and doesn't even show up as a card on www.google.com/wallet. It cannot be used for online shopping at all.
Click to expand...
Click to collapse
Thanks pal. I kept looking in the Wallet site for a way to use it/add it, and thought maybe I was missing something. Just seemed logical that a Google prepaid card could be used to buy things through other google products, so i just assumed I was missing something.

Google Wallet for Australian Nexus Virgin Mobile

hello, i own a galaxy nexus GSM and i am on the australian carrier Virgin Mobile, i followed all the instructions to install wallet and set it up but it still comes up with a unsupported carrier popup, is there an issue? cheers.
I had some success getting it onto my phone. Here's what I did (Also note, I'll use Wallet Online when referring to the checkout system used to pay for stuff on the Play Store, and Google Wallet when referring to the mobile phone app)
Flashed the factory image of 4.1.1 (with Google Wallet support)
Rooted (Using the Galaxy Nexus Toolkit) and installed MarketEnabler and Titanium Backup
Unfroze / Defrosted Google Wallet in TB
Set ME to spoof T-Mobile (US)
Installed the updated version of Google Wallet
Before that (about two years ago now) I added my Visa Debit card to Wallet Online and have paid for lots of marketplace items.
When I was able to run Google Wallet, I added the debit card I had through Wallet Online. It asked me for a mailing address inside the US. I used my parents in-laws address (I don't think Google sends you anything, it seems to be for verification purposes) and the card added successfully.
Tonight I went to K-Mart and tried to buy a photo frame ($29 worth). It told me the card was declined and I needed to see the card issuer, so unless I'm doing something wrong, Google Wallet is a no-go when you add your own (Visa) cards.
I suggest trying the above to get Google Wallet on your phone in the first place, then (if you have the time) fiddle around with some settings, such as turning off root (in the Superuser app), unspoofing your mobile (something I haven't done yet, but I doubt it'll make a difference), adding a different type of card (such as a credit and not a debit card, or a card from MasterCard etc.) and even trying the Google Prepaid card (I have $10 on it, but I don't know if it'll work, as I only just tapped the icon to set it up)
I would really love to see this rolled out officially to other countries and not just the US. If Visa are now on board, surely Google should be able to flick a switch on their end (if it's that easy) and let us buy stuff with our phones?
Also if after you set it to T-Mobile (US) you notice the rom you have hasn't got Google Wallet, you can just search for it in the Play store
Adding your debit card in that way wont work because the US address wont match the one Visa has for you ... I just used the Google Prepaid card up at coles and it worked fine, they looked at me strange though
Google wallet is somewhat pointless in Australia still as you can only use prepaid cards to add funds to use the NFC feature, I stick with my debit card.
well i got it to work guys! also i was talking about the latest verison of google wallet, 1.5, and now i have it working and linked to my debit card. i installed the modified version in the android development forums a few hoours ago, and works fine! yes please use market enabler because it may require you to use the t-mobile server durring activation. cheers! thanks for the helpguys!
technolust109 said:
well i got it to work guys! also i was talking about the latest verison of google wallet, 1.5, and now i have it working and linked to my debit card. i installed the modified version in the android development forums a few hoours ago, and works fine! yes please use market enabler because it may require you to use the t-mobile server durring activation. cheers! thanks for the helpguys!
Click to expand...
Click to collapse
Glad to hear you had some success. Can I ask if you've tried to pay for something yet? Your post says it works fine when linked to your debit card, but that could mean the app is working fine, or you can pay for stuff. Also, can we get a link to the development thread you referred to?
Xalies said:
Also if after you set it to T-Mobile (US) you notice the rom you have hasn't got Google Wallet, you can just search for it in the Play store
Adding your debit card in that way wont work because the US address wont match the one Visa has for you ... I just used the Google Prepaid card up at coles and it worked fine, they looked at me strange though
Click to expand...
Click to collapse
At first I wondered about that, because purchases are actually done through a virtual MasterCard (go into the Google Wallet app, edit an existing card and look at the "Via" field. Hit the ? to read more about it) but I guess if the charges are done via Wallet Online, then yeah they would cross-reference your details.
All Google has to do (as far as I can see) is just change the UI on their form to allow non-US locations. There must be some international card issuer BS to go through though, even though I can successfully buy anything I want online using PayPal or by entering in my card details directly.
I worded that wrong, adding your card is possible but when buying something it will fail ... that is because of the AVS that checks the cardholders billing address so unless it is a US card you're buggered
He might be refering to this thread
I hate to say it but hopefully iPhone will Have NFC to help get it off the ground... I really wouldnt mind only having to carry my phone with me
yes it works, i am curently in the city testing it out, i think the issue is that either my debit card details are wrong or there is an issue with my actual bank, i still need to resolve, attemtped at startbuks swanston st melb and mcdonalds melbourne central shoping centre, whenever i tried it, it either declined it or it wont go through, any ideas? cheers.
the latest 1.5 version of google wallet allows us to use our own decit and credit cards. cheers.
technolust109 said:
yes it works, i am curently in the city testing it out, i think the issue is that either my debit card details are wrong or there is an issue with my actual bank, i still need to resolve, attemtped at startbuks swanston st melb and mcdonalds melbourne central shoping centre, whenever i tried it, it either declined it or it wont go through, any ideas? cheers.
Click to expand...
Click to collapse
make up your mind... first you say it works and then you say it doesn't.... Yes you can add your credit/debit card but no it will not work when you goto buy something, like i've already said
Xalies said:
I worded that wrong, adding your card is possible but when buying something it will fail ... that is because of the AVS that checks the cardholders billing address so unless it is a US card you're buggered
He might be refering to this thread
I hate to say it but hopefully iPhone will Have NFC to help get it off the ground... I really wouldnt mind only having to carry my phone with me
Click to expand...
Click to collapse
Interesting about the AVS system. What I wonder is, could someone use an address like 123 Fake Street, Melbourne, 30010 (note the additional 0 at the end) and hope that the AVS system matches the first four numbers, doesn't find anything for 30010 and ignores the final zero in the post code, thinking it's just useless extra data? That'd satisfy the AVS and meet the 5 digit zip code requirement for adding a card, if AVS only matches numerical data
Of course, I'm just hypothesizing here, and am not suggesting anyone does this, as it could be seen as exposing a weakness in AVS and you could have all sorts of people running your way.
Google wallet is not available for your device or mobile network with latest google wallet app direct from the play store on stock jellybean 4.1.1 yakju an jellybro cm10 custom rom on both Telstra an Vodafone networks with my unlocked gsm galaxy nexus, go figure I even tried market enabler lol, more importantly when will Australian galaxy nexus users be able to purchase songs from google music like US users.
I've tried various ways on my SGS3 (Telstra) and nothing has worked so far. AVS is definitely playing a role. I've got a US Unlocked virtual credit card, but not even that passes AVS checks even though one is issued with a US address when you get the card. Tried this with Hulu Plus and they're probably the most anal when it comes to AVS. Anyway, found a workaround to that problem, but I digress.
Another thing I reckon is that "Google" is not set up on Australian PayPass terminals as a registered merchant, hence why even the prepaid Google card with $10 fails. As with many, I see no reason why we cannot use Google Wallet [yet] down under. Oh well, my conventional debit/credit chipped cards work fast and well, albeit without the "whoah!" factor if I used my phone.
Anouk69 said:
I've tried various ways on my SGS3 (Telstra) and nothing has worked so far. AVS is definitely playing a role. I've got a US Unlocked virtual credit card, but not even that passes AVS checks even though one is issued with a US address when you get the card. Tried this with Hulu Plus and they're probably the most anal when it comes to AVS. Anyway, found a workaround to that problem, but I digress.
Another thing I reckon is that "Google" is not set up on Australian PayPass terminals as a registered merchant, hence why even the prepaid Google card with $10 fails. As with many, I see no reason why we cannot use Google Wallet [yet] down under. Oh well, my conventional debit/credit chipped cards work fast and well, albeit without the "whoah!" factor if I used my phone.
Click to expand...
Click to collapse
I'm wondering if Google is denying all foreign transactions for external cards using Google Wallet (but allowing the prepaid card), making it a combination of AVS and Wallet. Strange that they're denying one card but not another..
However your comment about the prepaid card failing is incorrect. On the way home the other night my wife and I stopped in at our local (rural) McDonalds and purchased two coffees. I paid for the lot using the $10 prepaid card and it worked fine. Only thing was, the lady behind the register had to run and grab a pen, as most "credit" transactions under $100 are usually PINned or PINless and rarely signed. But that's just me, you may be having difficulties for another reason.
Grayda said:
However your comment about the prepaid card failing is incorrect. On the way home the other night my wife and I stopped in at our local (rural) McDonalds and purchased two coffees. I paid for the lot using the $10 prepaid card and it worked fine. Only thing was, the lady behind the register had to run and grab a pen, as most "credit" transactions under $100 are usually PINned or PINless and rarely signed. But that's just me, you may be having difficulties for another reason.
Click to expand...
Click to collapse
You're correct. I failed to mention that I've only tried this at my local 7 Eleven. From what I've read, those who have reported it worked [more often than not], used it at McDonalds. Good on you though; I'd love to see it in action!

Google Wallet outside the US - adding a card?

I'd really like to get the new google wallet working on my nexus. I've got a it up and running on my rooted device and have the $10 credit on the google prepaid card. However, I'd like to add both my UK debit and my credit card so that I can use those.
To get GW all I did was install Market Enabler, set it to US-T-Mobile, then opened Play Store and installed Wallet. That went through without a problem and I got the $10 on my google prepaid card. However, I can't add any of my own cards. I've read that people outside of the US have managed to get their own cards in there but I haven't found a clear set of instructions to do it. I've searched in here, Nexus 7, and other forums.
If this thread could be kept to people outside the US who have managed to get this to work then perhaps I could post a step by step plan of how to make it work. If you have tried but failed it would also be interesting to see the step at which it failed.
Thanks!
unclesomebody said:
I'd really like to get the new google wallet working on my nexus. I've got a it up and running on my rooted device and have the $10 credit on the google prepaid card. However, I'd like to add both my UK debit and my credit card so that I can use those.
To get GW all I did was install Market Enabler, set it to US-T-Mobile, then opened Play Store and installed Wallet. That went through without a problem and I got the $10 on my google prepaid card. However, I can't add any of my own cards. I've read that people outside of the US have managed to get their own cards in there but I haven't found a clear set of instructions to do it. I've searched in here, Nexus 7, and other forums.
If this thread could be kept to people outside the US who have managed to get this to work then perhaps I could post a step by step plan of how to make it work. If you have tried but failed it would also be interesting to see the step at which it failed.
Thanks!
Click to expand...
Click to collapse
There are way too many Wallet threads so you should be posting in one of the other ones... that said, people have added cards by using US addresses and then changing the address back to the proper one on the web, and the cards look usable, but they don't work. You'll have to wait like the rest of us.
So that's what I did today. I cleared out all my cards by logging into wallet.google.com and then removed each one. I then went back to my phone and registered my visa debit card with a US zip code. Once that worked I went back to my pc and changed the card address so that any AVS check would match.
I did two trials of paying, at two different shops. The first I tried with the Google prepaid card, using the $10 credit. The item I was paying for was over $10 and I knew it should be declined. Not to get too too technical, but the payment transaction was initiated and the auth request was sent. It was then returned with a declined message. So it asked for the money and was declined on the basis that funds weren't available (and cost Google in the process - sorry!).
So then I went to a different shop and tried to pay for something using my visa debit card. This time I just got an error. It appeared to be an error communicating with the PDQ but it was hard to tell.
The request has to be failing somewhere. So does it fail at the processor or somewhere else? I'm going to keep plugging away at this especially as I have a way to monitor what's happening on the card end as I work for a payments company and can issue myself a prepaid card.
If it's possible to get this to work in the UK then I'm going to do my best to make it happen. If anyone who works in payments in the UK or even elsewhere reads this and fancies a bit of a deep dive into what exactly is happening then I'm keen.
Sent from my Galaxy Nexus using xda app-developers app
download alogcat then move it to /system/apps (since it won't work on JB otherwise), open it before a transaction. clear logs. try your transaction. read the logs. might help? helped me to figure out why the prepaid card I was using wouldn't work - basically an address parsing problem on google's end.
Cheers for the tip. I'll try that today.
Sent from my Galaxy Nexus using xda app-developers app
Cool, let us know how it goes over in the main Wallet thread:
http://forum.xda-developers.com/showthread.php?t=1365360
osm0sis said:
Cool, let us know how it goes over in the main Wallet thread:
http://forum.xda-developers.com/showthread.php?t=1365360
Click to expand...
Click to collapse
So, a brief report of what I discovered.
1. I successfully used the google prepaid card in the UK.
2. I wasn't able to use my own debit card which is registered in my wallet (it simply gets declined)
3. I think I know why.
Google wallet is not the clever beast I thought it was. I thought they had come up with an ingenious way to use a virtual card to do some sort of pass through transaction. The truth (or at least my understanding of it) is something much simpler and mundane. Google are simply doing the acquiring of your transaction and then using a virtual card to pay the transaction. So it's a sort of man in the middle approach.
This has 2 rather big implications
1. Google are willing to pay to do this. They will be paying for every transaction and this signals to me a very serious intent to buy into the world of payments. They want the data so much they are willing to pay a not insignificant sum for it (perhaps this is why it's such a limited roll out?). Therre game plan is to monitise all that data. I'd love to have a look at their 10 year wallet strategy...
2. Your non US card will never work outside of the US. There are a whole heap of ways they might be doing this. The simplest in my opinion would be to block/accept BIN ranges. If your card has a US banking BIN then it passes and gets charged and if not it gets declined immediately.
So, that's the end of my adventure into the land of google wallet outside of the US.
Corollary; Obviously any time you use the google prepaid card outside of the US you're going to suffer a currency conversion. My transaction at the weekend came out to $6.25 and using the mid market rate from Saturday (of 1.5699) this converts to £3.98. My actual transaction was £3.95. That's not bad. I would guess that Google are using the mastercard exchange rates (which are very close to mid market). This means that if you want to use Google Wallet via the prepaid card you're not going to suffer much in the exchange rate loss (probably ok for infrequent or low value transactions).
i have a tried a couple of prepaid cards (registered with US addresses) and they don't seem to work.
Deleted
unclesomebody said:
2. Your non US card will never work outside of the US. There are a whole heap of ways they might be doing this. The simplest in my opinion would be to block/accept BIN ranges. If your card has a US banking BIN then it passes and gets charged and if not it gets declined immediately.
Click to expand...
Click to collapse
As many people have discovered, Google is simply performing an Address Verification System (AVS) check to confirm the billing address registered against the card in Wallet matches the billing address that the card operator has registered against the card, AND (the critical part) that this is a valid US address.
This is why even a generic prepaid US Visa/Mastercard doesn't work unless it is one that allows you to register a billing address for the AVS to reference, and then you use that same address in Wallet.
In theory (though untested), you could use your UK (or wherever) card as long as the billing address your bank has registered is a valid US address... but I doubt you'd be able to get the bank to change your billing address without proof that you actually live there!
First of all I think only takju build has wallet. Even if you are a non us customer installing it will not accept . you have to wait .hope this help
Sent from my Galaxy Nexus using xda app-developers app
adithyavr said:
First of all I think only takju build has wallet. Even if you are a non us customer installing it will not accept . you have to wait .hope this help
Click to expand...
Click to collapse
The OP mentions that they're on a custom rooted rom, so they are probably using the modded build of wallet from modaco (http://www.modaco.com/topic/354635-region-device-root-patched-google-wallet-apk-15-r87-v15/) which has 3 restrictions patched out:
Device check - the app will now work on any device, not just the ones Google allows. Of course you need to have NFC for it to be useful!
Operator check - the app should now not care which operator you are on, rather than just the ones who officially support Wallet
Root warning. This isn't strictly required, as Google Wallet doesn't actually stop you using the app if you're rooted, it just gives you a warning on screen (which is a little annoying), but this version won't even do that
With this configuration, the 'wallet' side of things works works fine (NFC, etc), and even adding new cards can be done if you know what you're doing, but unless the AVS check on the card resolves to a valid US address, the transaction will be declined at the terminal.

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