Develop Bugs

If I buy phone full price (unsubsidized) will they update my phone?

will they still update the phone even if you do not add the phone to an account. buying it outright.
I'm planning to buy a phone on second shipment. Will these be updated already before the box is even opened.
I'm asking for rooting purposes.

I've heard Sprint is not selling any "cold" phones, which is essentially the phone with no phone or contract attached to it, so unless you are getting it from somewhere else, or the rep was incorrect, what you are trying to buy does not exist as they have to send it with phone/contract information attached
R

To answer the first question I don't think it will come with the update on it yet. I have heard best buy has done the update when activating though so make sure they don't.

RTessi said:
I've heard Sprint is not selling any "cold" phones, which is essentially the phone with no phone or contract attached to it, so unless you are getting it from somewhere else, or the rep was incorrect, what you are trying to buy does not exist as they have to send it with phone/contract information attached
R
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I don't think that is what he meant he was just stating that he is paying full price and not renewing his contract. Sprint is selling a lot of EVO's that way as many have come from the Hero, TP2, or Moment. If that is what you meant than the rep lied to you.

sorry, should have been more clear. I want to buy the phone without putting it on an account. I can't do this from the sprint store even if I pay full price?

my rep installed the ota update after i said not to do anything other then activate it, or sell it to me, in fear of not being able to root afterwards...
so, when he handed it to me and it was updated, i gave it back to him and told him, "i hope you enjoy your new evo, now lets try this again"
started over with new evo and they sold mine to the next guy
turns out you can still root after the ota update, but didnt know that untill after the fact
so for root purposes, it wont matter for now, but if theres another update...
who knows, personally i believe the devs here enjoy the challenge as every update that was put out for the phones so far, it seems 1 dev or another has taken it on and rooted it

just saw our reply... i wouldnt see why they wouldnt, just tell them you want to buy it and you'll set it up yourself, call up a store and ask.
edit... or, shoot i just may sell you mine at cost lol.... JK im keeping this 1

i bought mine outright at best buy.
expensive as hell but i must have epic phone for epic phone is epic.

bob13bob said:
will they still update the phone even if you do not add the phone to an account. buying it outright.
I'm planning to buy a phone on second shipment. Will these be updated already before the box is even opened.
I'm asking for rooting purposes.
Click to expand...
Click to collapse
there's a new root already for the OTA update. Works perfect.

rljetsetradio said:
i bought mine outright at best buy.
expensive as hell but i must have epic phone for epic phone is epic.
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Do you get the rebate when doing this?

drewX2 said:
Do you get the rebate when doing this?
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i dont think you get a rebate when buying outright the rebate is part of the contract isnt it?
it was like 650 after taxes.
i was supposed to get a butooth headset for free though that i forgot about cause i just got a EPIC phone. gonna go back to them tomorrow.

rljetsetradio said:
i dont think you get a rebate when buying outright the rebate is part of the contract isnt it?
it was like 650 after taxes.
i was supposed to get a butooth headset for free though that i forgot about cause i just got a EPIC phone. gonna go back to them tomorrow.
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if you bought the phone out of pocket with no upgrade, it shout be 450 out the door plus taxes, where did you buy this phone, they ripped you off!

bestbuy should pricematch sprint store. even after you bought. bring in an ad. google evo bestbuy pricematch for more info. they sometimes they give you some hassle but according to their policy they should do it. ( It's not a bundle offer, you are buying the phone alone at full retail.)

Best buy trade in or Ebay?

So I think I am going to ditch sprint and their crappy data speeds and switch to Verizon. Best buy has a deal right now that you can get a free nexus with a 2 year deal.
I stupidly bought the buyback thingy when I got the phones. I would get $40 for it. I've seen them go on ebay for higher than that. Since my phone is rooted should I sell on ebay because it may be worth more rooted?
Thankssssssssssss.
Sent from my PC36100 using Tapatalk 2

jfrenchws6 said:
So I think I am going to ditch sprint and their crappy data speeds and switch to Verizon. Best buy has a deal right now that you can get a free nexus with a 2 year deal.
I stupidly bought the buyback thingy when I got the phones. I would get $40 for it. I've seen them go on ebay for higher than that. Since my phone is rooted should I sell on ebay because it may be worth more rooted?
Thankssssssssssss.
Sent from my PC36100 using Tapatalk 2
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Click to collapse
So you have an evo you are looking to sell and your asking if its better to sell on eBay or trade it in?
Is it a clean esn?
If it is, its worth a bunch! Depending on shape $135+/-
If its not clean, I've still seen them all going for $100.
I bought a bad esn, very clean one for $80. And that was way under all current bids.
This pricing was about 3 weeks ago
AOKP anything

I would try to sell it through craigslist (local only). The phone is worth $100 all day long if its in perfect working order. Don't hold out to get more, cause you probably won't. I am starting to find SGS2 for $100 - 150's, get what you can for it since it's still worth money.

JollyGrnReefer said:
I would try to sell it through craigslist (local only). The phone is worth $100 all day long if its in perfect working order. Don't hold out to get more, cause you probably won't. I am starting to find SGS2 for $100 - 150's, get what you can for it since it's still worth money.
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I'll try that too. Seems after more searching on Ebay that's the route I will go if I don't get a local sale. I actually have 2 evo's. Mine is in good shape (dropped it once) with no problems. It's rooted with SensuAOSP right now. My wifes is in perfect condition with the latest ota on it, not rooted.
How much do you think I should ask? $80 for mine and maybe $100 for hers?

jfrenchws6 said:
I'll try that too. Seems after more searching on Ebay that's the route I will go if I don't get a local sale. I actually have 2 evo's. Mine is in good shape (dropped it once) with no problems. It's rooted with SensuAOSP right now. My wifes is in perfect condition with the latest ota on it, not rooted.
How much do you think I should ask? $80 for mine and maybe $100 for hers?
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It just depends on how bad you want to get rid of them. Sounds like they both should pull $100, I wouldn't differentiate the price between the two unless that one drop of yours made a BIG difference in visual quality. From my experience, start with Craigslist for a few days at $120, then go to Ebay with plenty of pics. Some people recommend still trying to sell on Craigslist while you have it listed on Ebay at the same time, but I'm not a fan of that. To each their own though.

JollyGrnReefer said:
I would try to sell it through craigslist (local only). The phone is worth $100 all day long if its in perfect working order. Don't hold out to get more, cause you probably won't. I am starting to find SGS2 for $100 - 150's, get what you can for it since it's still worth money.
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+1 to this man. CL ONLY.

Believe it or not Best Buy gave us $120 each for our phones. Not bad. We are the proud owners of 2 Samsung Galaxy Nexus. I loved my EVO but I am so happy to make full use of a smart phone on a better network.

jfrenchws6 said:
So I think I am going to ditch sprint and their crappy data speeds and switch to Verizon. Best buy has a deal right now that you can get a free nexus with a 2 year deal.
I stupidly bought the buyback thingy when I got the phones. I would get $40 for it. I've seen them go on ebay for higher than that. Since my phone is rooted should I sell on ebay because it may be worth more rooted?
Thankssssssssssss.
Sent from my PC36100 using Tapatalk 2
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Click to collapse
Try swappa most of the devices on there are rooted or have some sort of mods so people go there looking for an already rooted device.*
jfrenchws6 said:
Believe it or not Best Buy gave us $120 each for our phones. Not bad. We are the proud owners of 2 Samsung Galaxy Nexus. I loved my EVO but I am so happy to make full use of a smart phone on a better network.
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Click to collapse
Did you have to sign up for a new contract in order for it to sell for $120?

I can't remember if I had to sign a new contract or not for the buy back. I think they would have done it for an upgrade as well.
They actually gave me $120 PER PHONE!
Needless to say I went with that vs selling on cl or ebay.
Sent from my Galaxy Nexus using Tapatalk 2

Broken Screen and Tmobile Insurance

So my wife got a S3 and its really the first NICE phone she has ever owned, well she was startled by a Water Moccasin (snake not the shoes) and dropped it on concrete breaking the screen.
My question is, what happens when I take it to T-Mobile and use the replacement insurance? Will they take the phone and give her a new one?
Basically what I was thinking was if they let us keep the one we bought and give her a new one (with the $200 deductible) I could replace the $220 screen and digitizer and take the old fixed S3 for myself. So that would be around 440 bucks for me to upgrade (I'm about a year away from an upgrade).
I have an S2 T989 so its not a giant deal I upgrade this way, but I thought maybe you all had some better ideas.
Thanks
Tony

tonebone said:
So my wife got a S3 and its really the first NICE phone she has ever owned, well she was startled by a Water Moccasin (snake not the shoes) and dropped it on concrete breaking the screen.
My question is, what happens when I take it to T-Mobile and use the replacement insurance? Will they take the phone and give her a new one?
Basically what I was thinking was if they let us keep the one we bought and give her a new one (with the $200 deductible) I could replace the $220 screen and digitizer and take the old fixed S3 for myself. So that would be around 440 bucks for me to upgrade (I'm about a year away from an upgrade).
I have an S2 T989 so its not a giant deal I upgrade this way, but I thought maybe you all had some better ideas.
Thanks
Tony
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Unless it's was lost or stolen then they usually require you give them the damaged phone.

aznmode said:
Unless it's was lost or stolen then they usually require you give them the damaged phone.
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Just out of curiosity, if you claim a phone lost, do they flag the phone so it can't be used again?

tonebone said:
Just out of curiosity, if you claim a phone lost, do they flag the phone so it can't be used again?
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They usually do so no one else can use it or reactivate it. Whether that's automated or they have to manually do it, that I dont know. But once its blocked its paper weight. But maybe you can activate it on Straight talk which can use Tmo towers.

I think the deductible is $130, but maybe Im wrong.

stevessvt said:
I think the deductible is $130, but maybe Im wrong.
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Click to collapse
The reason I say is 200 is because she had the G2X, I screwed up the baseband and it would make stupid crazy noises when in call, so we took the phone to Tmobile, after I returned it to stock, and the replaced it with the s3 and she handed the G2x over to me.

tonebone said:
The reason I say is 200 is because she had the G2X, I screwed up the baseband and it would make stupid crazy noises when in call, so we took the phone to Tmobile, after I returned it to stock, and the replaced it with the s3 and she handed the G2x over to me.
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Click to collapse
doubt they would do that for you with an S3, the G2X was a curse they didn't want it back in their store any longer. By the way there was a baseband flash fix that is all you had to do to fix the crazy transformers sounds... But ya they will more then likely take the S3 from you guys.

mt3g said:
doubt they would do that for you with an S3, the G2X was a curse they didn't want it back in their store any longer. By the way there was a baseband flash fix that is all you had to do to fix the crazy transformers sounds... But ya they will more then likely take the S3 from you guys.
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Click to collapse
Yeah I knew what was wrong with the phone, I just wanted that phone gone.

I once lost my Sensation 4G and filed an insurance claim. I received my new one the next day and used it for about a week. Then I actually found my old HTC and gave it to a family member who is still using it today. Phone was never blacklisted or anything like that.
I think you'll be fine.

Hey OP, So you had a G2X and did a replacement claim through Tmobile on it and received a S3?
Thats awesome lol
I've been waiting for them to stop sending out g2x's as replacement so that I can finally throw my g2x at a wall and receive something else.

alexroa54 said:
Hey OP, So you had a G2X and did a replacement claim through Tmobile on it and received a S3?
Thats awesome lol
I've been waiting for them to stop sending out g2x's as replacement so that I can finally throw my g2x at a wall and receive something else.
Click to expand...
Click to collapse
Yup that's what we did, unfortunately we had to pay the $200 deductible for it to happen, but with all the trouble that phone caused my wife its well worth it.
Also, my wife went in to the store and talked to an actual person that understood her frustration. I think most T-Mobile employees know how ****ty that phone is, and personally, I thought they stopped using the G2x months ago. At least they should have.

I paid $80 to get a replacement phone. They ship refurbished units. I regret i didnt just say it was stolen and sell the broken screen one as is to some guy that would use it overseas.
Sent from my SGH-T999

Deductible is $130 and are you guys seriously discussing insurance fraud on a public forum??

Why does this $130 deductible come from? Why did we have to pay 200 just a month ago.
As far as the fraud comment, I was just curious and was asking questions about Tmobile's policy.

Almost all insurance has a deductible. If you read the pamphlet that came with the paperwork for the plan it's like $7.99 a month and a deductible of $10, 20 , 30, 130. I forget the exact amounts but it's based on the value of the phone. The deductible is why I said NO THANKS! It's not like those old Best Buy replacement plans, those were sweet deals.

tonebone said:
Why does this $130 deductible come from? Why did we have to pay 200 just a month ago.
As far as the fraud comment, I was just curious and was asking questions about Tmobile's policy.
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The deductible based on the value of the phone.

Anyone else here have Radioshack insurance?

I've got the $7.49/month (I think) radioshack insurance on my device. My device is acting up and I'm thinking I'm going to get a new one. It's a $100 deductible (not that bad) but does anyone here know of the process you go through? Am I going to be without a device for 2+ weeks? Will I get a new phone or a refurb? I just got back from work and their help desk is offline so I thought I'd ask my fellow XDA'ers, who might have RS insurance.

Overstew said:
I've got the $7.49/month (I think) radioshack insurance on my device. My device is acting up and I'm thinking I'm going to get a new one. It's a $100 deductible (not that bad) but does anyone here know of the process you go through? Am I going to be without a device for 2+ weeks? Will I get a new phone or a refurb? I just got back from work and their help desk is offline so I thought I'd ask my fellow XDA'ers, who might have RS insurance.
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Click to collapse
ypu will be without a device for about 3 buisness day. first off they will try to repair your handset, if thats not possible they will either send you a new device if they are in stock or a gift card for the total retail price of the handset.

Overstew said:
I've got the $7.49/month (I think) radioshack insurance on my device. My device is acting up and I'm thinking I'm going to get a new one. It's a $100 deductible (not that bad) but does anyone here know of the process you go through? Am I going to be without a device for 2+ weeks? Will I get a new phone or a refurb? I just got back from work and their help desk is offline so I thought I'd ask my fellow XDA'ers, who might have RS insurance.
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Click to collapse
What's it doing? That may affect how you approach.

The Root said:
What's it doing? That may affect how you approach.
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Click to collapse
GPS isn't working for me (it's totally dead.) I've tried all of the fixes and returning to stock.

bl8zeone360 said:
ypu will be without a device for about 3 buisness day. first off they will try to repair your handset, if thats not possible they will either send you a new device if they are in stock or a gift card for the total retail price of the handset.
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Click to collapse
I've got my old Epic 4G in the drawer, I may have to bring this bad boy back out for now.

It's repair only, unless you break it then it's replaced with the deductible
* 101% Madridista × RMCF *

VikingoRMCF said:
It's repair only, unless you break it then it's replaced with the deductible
* 101% Madridista × RMCF *
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Click to collapse
If it's repaired is there a deductible? Sorry, the way you worded it sounds like that.

Sorry, repairs don't cost you a dime.
There are two service plans, both cover repairs, one covers accidental damage w/ a deductible.

You pay a deductable. $100. If they deem it unfixable or too many broken things they will replace it. However for me it took a whole week. Best thing however is j can give it to a radio shack store and they will send it out for you. Secondly. U can get store credit equal to ur phone value later down the line. Like say the Galaxy S IV comes out if j vet where I'm going with this
Sent from a Galaxy SIII presented by Sprint.

So, in summary...is it a good choice to take this program over Asurion? Asurion deductible is $150 vs $100 from Radioshack and $10 monthly fee vs $7.49.
I think I have a window still to apply the radioshack insurance, but wasn't sure if it was a good deal or not :/

Well, just an update. They still have my phone as of Aug 30th or so. I talked with them via online chat last night and they mentioned that they can't repair it and they're going to send me a "comparable spec'd" device. I'm a little scared they're going to send me an Evo. I've sent them an email with a request for the sph-l710. Hopefully they're cool about it and will send me a new GSIII or a check for retail price of it.
Otherwise I'll be quite upset.

Radio shack won't cover lost or stolen tho. Have to have the device to claim....only fallback really

Hopefully they'll send an S3, an EVO would piss me the fu¢k off.
Overstew said:
Well, just an update. They still have my phone as of Aug 30th or so. I talked with them via online chat last night and they mentioned that they can't repair it and they're going to send me a "comparable spec'd" device. I'm a little scared they're going to send me an Evo. I've sent them an email with a request for the sph-l710. Hopefully they're cool about it and will send me a new GSIII or a check for retail price of it.
Otherwise I'll be quite upset.
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Sent from my SPH-L710 using xda premium

If you got it less than a month ago, get sprint insurance. $11 a month, deductible $159 ONLY if it is lost or stolen, liquid, or physical. GPS issues, they'll replace it for free.
Sent from my SPH-L710 using xda app-developers app

air2k57 said:
If you got it less than a month ago, get sprint insurance. $11 a month, deductible $159 ONLY if it is lost or stolen, liquid, or physical. GPS issues, they'll replace it for free.
Sent from my SPH-L710 using xda app-developers app
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Yeah this is why I have Sprint TEP. More expensive yes but they replace for free if you have issues with gps and other stuff. Obviously if the device is physically damaged they will tell you to go to asurion.

air2k57 said:
If you got it less than a month ago, get sprint insurance. $11 a month, deductible $159 ONLY if it is lost or stolen, liquid, or physical. GPS issues, they'll replace it for free.
Sent from my SPH-L710 using xda app-developers app
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Click to collapse
Yeah, but I got the device on July 1st. Also, Assuraunt (Radioshack's 3rd party insurance), shipped the phone and it is to arrive at my house today by 4:30pm. I have work at 4:00 so it's going to be a long day. lol
I'll let you guys know if it's an SIII or Evo. :'-(

It's a brand new SIII. Complete with a new battery, too. Awesome.

[psa] do not flash international roms!

Even flashing roms from other carriers can have awful effects. Just don't do it.
"Human sacrifice, dogs and cats living together... mass hysteria!"

Probably belongs in general... but noobs take note.

k0nane said:
Probably belongs in general... but noobs take note.
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We had one of these in the SGS3 forum because of rampant people looking for advice on how to fix/replace their phones for this issue. Hopefully some people will read it here first before coming to us last.

I believe this is the correct place for this... This is where people come to look for goodies to flash without reading...
Sent from my HTC One X using xda premium

inphamous36 said:
I believe this is the correct place for this... This is where people come to look for goodies to flash without reading...
Sent from my HTC One X using xda premium
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Click to collapse
IMHO if 'those people' don't read enough to know what to and what not to flash they deserve it. They know flashing could potentially brick their phone yet they don't care enough about their 600 dollar phones to learn a bit about what they're doing first. $#@% 'em.
But on a more touchy feely side, yes, this would be the place to put it. As a sticky up top so they have no excuse for when they do it.

TeknoGodz said:
IMHO if 'those people' don't read enough to know what to and what not to flash they deserve it. They know flashing could potentially brick their phone yet they don't care enough about their 600 dollar phones to learn a bit about what they're doing first. $#@% 'em.
But on a more touchy feely side, yes, this would be the place to put it. As a sticky up top so they have no excuse for when they do it.
Click to expand...
Click to collapse
They may deserve what they get but we get to pay higher phone prices as a result.
Sent from my SGH-M919 using xda app-developers app

An international Odin package will not flash on this phone anyway. Odin will not flash it.
The only way someone can flash an international ROM is through CWM from a rom they downloaded in the international forum.

clubtech said:
An international Odin package will not flash on this phone anyway. Odin will not flash it.
The only way someone can flash an international ROM is through CWM from a rom they downloaded in the international forum.
Click to expand...
Click to collapse
Yup
Sent from my SGH-M919 using xda app-developers app

The Root said:
They may deserve what they get but we get to pay higher phone prices as a result.
Sent from my SGH-M919 using xda app-developers app
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How so?
Some dumb person bricks their phone flashing the wrong rom they can't get a replacement from samsung because they will see the counter was tripped and know this is why.
I guess they can try bringing back to the store... but unless it was within a small time frame (I think it's like 14 days for ATT) they will just say well ya shoulda got insurance, buddy.
And if they use insurance to get a new one that wouldn't result in paying more for phones because the insurance company makes bank off all the months people don't break their phones and by giving you refurbished ones back.

Either way it's bad. Don't do it.
Sent from my SGH-M919 using xda app-developers app

TeknoGodz said:
How so?
Some dumb person bricks their phone flashing the wrong rom they can't get a replacement from samsung because they will see the counter was tripped and know this is why.
I guess they can try bringing back to the store... but unless it was within a small time frame (I think it's like 14 days for ATT) they will just say well ya shoulda got insurance, buddy.
And if they use insurance to get a new one that wouldn't result in paying more for phones because the insurance company makes bank off all the months people don't break their phones and by giving you refurbished ones back.
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Click to collapse
Then we all end up paying more for insurance. And we get upset when T-Mobile decides to lock the next one down, like AT&T and Verizon did.

WatermelonSlim said:
Then we all end up paying more for insurance. And we get upset when T-Mobile decides to lock the next one down, like AT&T and Verizon did.
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Click to collapse
If people breaking phones would end up in higher insurance we wouldn't be paying the same price we did in 2006. It would have dramatically increased. It's only 7 bucks. It's not going up because a few tards brick their phone....
My point is still valid. /win.

TeknoGodz said:
If people breaking phones would end up in higher insurance we wouldn't be paying the same price we did in 2006. It would have dramatically increased. It's only 7 bucks. It's not going up because a few tards brick their phone....
My point is still valid. /win.
Click to expand...
Click to collapse
Speak for yourself. In 2006 I think my insurance was $3 per month with either a $30 or $50 deductible. No carriers were locking them down back then.

TeknoGodz said:
If people breaking phones would end up in higher insurance we wouldn't be paying the same price we did in 2006. It would have dramatically increased. It's only 7 bucks. It's not going up because a few tards brick their phone....
My point is still valid. /win.
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Click to collapse
Wrong. Insurance for the GS4 is $11. That's more than 50% over the $7 for the note 2 which was an increase from the $5 GS3 insurance. You lose.

KillaHurtz said:
Wrong. Insurance for the GS4 is $11. That's more than 50% over the $7 for the note 2 which was an increase from the $5 GS3 insurance. You lose.
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Insurance is $7.79, which the full Premium Handset Protection bundle, which includes in-store warranty service (which normally has a $20 charge), is $11.99.

WatermelonSlim said:
Speak for yourself. In 2006 I think my insurance was $3 per month with either a $30 or $50 deductible. No carriers were locking them down back then.
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Think about it. What were the retail prices for phones in 2006?
KillaHurtz said:
Wrong. Insurance for the GS4 is $11. That's more than 50% over the $7 for the note 2 which was an increase from the $5 GS3 insurance. You lose.
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Click to collapse
You're getting screwed buddy. Might want to talk to your provider, also, you lose in two ways.

TeknoGodz said:
Think about it. What were the retail prices for phones in 2006?
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Click to collapse
The Hitachi G1000 I bought in 2004 was $650. I eventually dropped it from a moving truck and had to use insurance to replace it. I think the deductible was $30, but it did go up to $50 a year or 2 later. They sent me the PPC 6600, which was the first HTC phone released by a USA carrier, if I'm not mistaken.
The next phone I bought was the PPC 6700 (made by HTC) in 2006. It was also $650 but I got a couple hundred off for signing a 2 year contract.
We're still paying around $600 for our phones, but insurance costs a lot more than it used to. The monthly cost is a lot more, and the increase in deductible is even more drastic.

[/COLOR]
TeknoGodz said:
Think about it. What were the retail prices for phones in 2006?
You're getting screwed buddy. Might want to talk to your provider, also, you lose in two ways.
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Click to collapse
You're an idiot, and I doubt you even have a GS4. When you buy one from customer care they offer insurance and notify you of the increase.
Even k0nane just confirmed it is $11. Sorry I don't know what the cheapo plan is I have PHP.

KillaHurtz said:
[/COLOR]
You're an idiot, and I doubt you even have a GS4. When you buy one from customer care they offer insurance and notify you of the increase.
Even k0nane just confirmed it is $11. Sorry I don't know what the cheapo plan is I have PHP.
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Click to collapse
Oh I see, you're talking about the insurance and extended warranty.
Well buddy, extended warranty is not insurance, and also not what we are talking about at all. You, sir, are the idiot. Source from T-Mobile because you'll try to make another reasoning for you to be right.
Anyways, back to the point. Let the dumbasses brick their phones if they don't read. It's going to happen, and we will not end up paying more due to a couple hundred people being stupid. If you actually believe this you obviously have no business sense and no nothing about economy. I'm done with this conversation before it just turns into a flaming thread takeover.

TeknoGodz said:
Oh I see, you're talking about the insurance and extended warranty.
Well buddy, extended warranty is not insurance, and also not what we are talking about at all. You, sir, are the idiot. Source from T-Mobile because you'll try to make another reasoning for you to be right.
Anyways, back to the point. Let the dumbasses brick their phones if they don't read. It's going to happen, and we will not end up paying more due to a couple hundred people being stupid. If you actually believe this you obviously have no business sense and no nothing about economy. I'm done with this conversation before it just turns into a flaming thread takeover.
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Let me ask you a serious question. Have you ever heard of an insurance that didn't get more expensive the more it was used?